積算100
日暮里・舎人ライナー見沼代親水公園駅 徒歩18分の一棟アパートの外観イメージ
Assessed 83.9%Apartment buildingKawaguchi, SaitamaMinumadai-shinsuikoen Sta. 20 min walk

[Assessed 83.9%] New-Build Apartment in Kawaguchi, Saitama — 20 min from Minumadai-shinsuikoen Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationNippori-Toneri Liner Minumadai-shinsuikoen Sta.
Walk20 min walk
Assessed Ratio83.9%Assessed 83.9%
Price¥120,000,000
TypeApartment building
Expected Yield6.5%
StructureWooden
BuiltBuilt Jun 2026 (0 years old)
Land Area288.52㎡
Building Area300.18㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥120,000,000View listing

Assessed Value Breakdown

Land assessed value¥34,622,400
Building assessed value¥66,039,600
Total assessed value¥100,662,000
Asking price¥120,000,000
Assessed ratio83.9%

Calculation basis

  • Land = road price ¥120,000/m² × land area 288.52m²
  • Building = replacement cost ¥220,000/m² × floor area 300.18m² × remaining life 22y ÷ statutory life 22y
  • Built Jun 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024110,000—
2025115,000+4.5%
2026120,000+4.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

No road price is published for this area, and the listing carries only a floor plan. We have set out what we could verify and where verification stops.

Locating the road price

Haematsu falls inside the Shingo Tobu No. 2 Land Readjustment Project area (individually assessed) on all five relevant sheets — 28119, 28129, 28130, 28140 and 28141 — and not one road inside that area carries a price. We enlarged the parcel-number bands on 28130, 28140 and 28141 in turn and found neither arrows nor figures on any of them.

View source
Locating the road price

Prices are published only for the readjusted parts: Haematsu 1-chome at JPY 130,000 to 135,000 per sqm, Haematsu 2-chome and 3-chome at 120,000 to 125,000, and the Shingo Sports Centre road running along the boundary between the two areas at 130,000. Because we take the lowest band priced nearby, we based the estimate on JPY 120,000 per sqm.

Locating the road price

We applied the same approach to the three-year series, re-reading the same residential streets in Haematsu 2-chome and 3-chome on sheet 28130 for 2024, 2025 and 2026 and taking the lowest band in each year: JPY 110,000, then 115,000, then 120,000 — a rise of 9.1% over three years.

Building valuation assumptions

The building is timber and newly completed in June 2026. Under our standard — a replacement cost of JPY 220,000 per sqm over a 22-year statutory life — the full 22 years remain, so the building is assessed at JPY 220,000 x 300.18 sqm = JPY 66.04 million, two thirds of the JPY 100.66 million total. Note that the area quoted in the listing is the usable floor area, not the gross floor area.

On-site check from photos

The only image in the listing is a floor plan; there are no photographs of the exterior or the frontage road. This is not a retrieval failure — the listing genuinely has none (its image array holds the single floor plan, and the other images on the page belong to recommended properties). We searched SUUMO, Rakumachi and Kenbiya for the same property to fill the gap and did not find it.

What We Could Not Confirm

  • The property is in a land readjustment project area and no inheritance-tax road price is published. The assessment is an estimate at JPY 120,000 per sqm, the lowest band priced nearby. Below JPY 103,842 per sqm the ratio falls under 80%.
  • With no site photographs, we could not check for retaining walls, steps at the frontage, stepped access or row construction.
  • The listing's road-access field is blank, so the direction, width and public-or-private status of the frontage road are unknown. If the property fronts the Shingo Sports Centre road at JPY 130,000 per sqm, the ratio would be 86.3%.
  • The 300.18 sqm quoted in the listing is usable floor area, not gross floor area.
  • The 6.5% gross yield is the agent's figure; the rent for each unit is not broken down.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Commodity Iida
9 min walk from the station

About 237 m from the site. A supermarket. Location confirmed on OpenStreetMap. As the listed address stops at the oaza, the distance is measured from the reference point for Haematsu.

Source
7-Eleven
3 min walk from the station

About 435 m from the site. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. As the listed address stops at the oaza, the distance is measured from the reference point for Haematsu.

Source

Neighborhood ② Dining Near the Station

Gusto
8 min walk from the station

About 353 m from the site. A family restaurant. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. As the listed address stops at the oaza, the distance is measured from the reference point for Haematsu.

Source

About This Property

This property sits inside a land readjustment project area, where no inheritance-tax road price is published. The assessed figure is an estimate using the lowest band priced nearby. The listing also carries no site photographs, so we have not been able to check for retaining walls, steps at the frontage, or whether it is a row building. What follows is on that basis.

An apartment building in Haematsu, Kawaguchi, Saitama, an 20-minute walk from Minumadai-shinsuikoen Station on the Nippori-Toneri Liner. A supermarket is about 237 m from the site, a family restaurant about 353 m and a convenience store about 435 m.

Completed in June 2026, it is a new two-storey timber building of six units. The land is 288.52 sqm and the quoted floor area 300.18 sqm, held freehold. Zoning is Quasi-Industrial with a 70% building coverage ratio and a 200% floor area ratio, on flat ground. The listed gross yield is 6.5%. It carries BELS and energy-efficiency certification.

Land is assessed at JPY 34.62 million and the building at JPY 66.04 million, JPY 100.66 million in all — 83.9% of the JPY 120 million asking price. Being new, the timber building retains its full 22-year statutory life, so it makes up two thirds of the assessed total. One band higher on the road price, at JPY 125,000 per sqm, gives 85.1%.

Estimated Financing

Assessed value ¥100,662,000 → estimated loan ¥100,660,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
スルガ銀行
Regional bankBorrower-profile focusedStrong with apartment buildings
富豪向け。 金融資産3000万円以上が検討対象。 行けるなら8割融資や9割融資が狙える。 金利は2%台、融資期間は35年。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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