積算100
[Assessed 107.2%] Land in Fuchu, Tokyo — 7 min from Nishifu Sta.
Assessed 107.2%LandFuchu, TokyoNishifu Sta. 7 min walk

[Assessed 107.2%] Land in Fuchu, Tokyo — 7 min from Nishifu Sta.

Published: Updated:

Property Overview

LocationFuchu, Tokyo
Nearest StationJR Nambu Line Nishifu Sta.
Walk7 min walk
Assessed Ratio107.2%Assessed 107.2%
Price¥46,000,000
TypeLand
Land Area173.06㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥46,000,000View listing

Assessed Value Breakdown

Land assessed value¥49,322,100
Building assessed value-
Total assessed value¥49,322,100
Asking price¥46,000,000
Assessed ratio107.2%

Calculation basis

  • Land = road price ¥285,000/m² × land area 173.06m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.6%
YearRoad price (JPY/m²)YoY
2024260,000—
2025275,000+5.8%
2026285,000+3.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The listing carries no coordinates for the property and no lot number. We began by trilaterating the location from the walking times to three stations, then worked from the road price map and all 23 listing photographs.

Other checks

With no coordinates in the listing data and no lot number given, we trilaterated the position from the coordinates and walking times of the three stations shown. The solution converged to about 13 metres of error, and reverse-geocoding that point returns Miyoshicho 3-chome. Matching it against block centre coordinates places it beside blocks 47 and 48.

Locating the road price

On the fiscal 2026 road price map (sheet 59073) we took 285,000 yen, the figure on the southern face of the identified block. Streets in Miyoshicho 3-chome range from 245,000 to 370,000 yen, but even the lowest figure in the district gives an assessed ratio of 88.3 percent, so the margin of error in the location does not change the conclusion.

View source
On-site check from photos

We opened and sorted all 23 listing photographs and examined 14 site shots at full size. The plot is fully graded cleared land, and both the site and the private road in front are completely level. The boundary walls are two or three courses of block with mesh fencing, but the ground is level on both sides and they hold back no soil.

Rights and restrictions

The frontage is a 4.0-metre private road. The original listing showed the private-road burden as "none", but the current listing states "private road 16 sqm (one-third share per plot)", so a share is held. Whether consent for passage and excavation exists, and whether the 16 sqm is included within the plot area, could not be confirmed from the listing.

Listing check

The original listing (48 million yen) ended in early September 2026, and we found the same plot on another site marketed as a three-plot subdivision. The per-plot breakdown prices this 173.06 sqm plot at 46 million yen and the 132.95 sqm plot at 54 million yen. We have revised the price to 46 million yen and recalculated the assessed ratio.

View source

What We Could Not Confirm

  • The private-road share is now known to be one-third per plot, but the listing does not say whether consent for passage and excavation exists, nor whether the 16 sqm burden is included within the 173.06 sqm plot area. If it is included, the assessed ratio is 97.3 percent.
  • The lot number is not published, and the position is estimated from walking times to three stations. The error is around 13 metres, and distances to nearby facilities are measured from that estimated point.
  • Under Category 1 Low-Rise Exclusive Residential zoning at 50 percent coverage and 80 percent floor area ratio, with a Category 1 Height District limit as well, even 173 sqm allows a footprint of about 86 sqm and a total floor area of about 138 sqm.
  • This is one of three plots in a subdivision, and the plot notes describe it as "set back from the road". The listing does not say how the other plots are selling or what will be built on the adjoining ones.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Three F
6 min walk from the station

About 267 m from the estimated location. A convenience store. Location verified on OpenStreetMap. The lot number is not published, so the distance carries about 20 metres of uncertainty.

Source
7-Eleven
5 min walk from the station

About 346 m from the estimated location. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. The lot number is not published, so the distance carries about 20 metres of uncertainty.

Source
Inageya Fuchu Miyoshi
10 min walk from the station

About 704 m from the property. A grocery supermarket. Distance as stated by the listing.

Source

Neighborhood ② Dining Near the Station

Ramen Shop
6 min walk from the station

About 337 m from the estimated location. A ramen restaurant. Location verified on OpenStreetMap. The lot number is not published, so the distance carries about 20 metres of uncertainty.

Source
Aji no Mingei
7 min walk from the station

About 381 m from the estimated location. A Japanese restaurant. Location verified on OpenStreetMap. The lot number is not published, so the distance carries about 20 metres of uncertainty.

Source
Lindbergh Cafe
1 min walk from the station

About 396 m from the estimated location. A cafe, right by Nishifu Station. Location verified on OpenStreetMap.

Source

About This Property

A plot of land in Miyoshicho 3-chome, Fuchu City, Tokyo, a 7-minute walk from Nishifu Station on the JR Nambu Line. Bubaigawara Station is 10 minutes away and Nakagawara 17 minutes, both on the Keio Line, giving access to three stations. A convenience store sits about 267 metres from the estimated location and a restaurant about 337 metres.

The plot measures 173.06 sqm (registry) and is cleared land, held in freehold and registered as residential. The original listing showed no private-road burden, but the current listing states "private road 16 sqm (one-third share per plot)". Zoning is Category 1 Low-Rise Exclusive Residential with a 50 percent building coverage ratio and an 80 percent floor area ratio, plus Category 1 Height District and quasi-fire-prevention designations. No build condition is attached. It is one of three plots in a small subdivision.

Applying the fiscal 2026 inheritance-tax road price of 285,000 yen per sqm to the 173.06 sqm plot gives a land value of 49.32 million yen. As the land is cleared there is no building value. Against the 46 million yen asking price the assessed ratio is 107.2 percent. The original listing at 48 million yen has ended; the current listing markets all three plots together, but its per-plot breakdown prices this 173.06 sqm plot at 46 million yen. If the 16 sqm private-road burden is included within the plot area, the usable land is 157.06 sqm and the assessed ratio is 97.3 percent. The road price has risen 9.6 percent over three years, from 260,000 to 285,000 yen.

The frontage is a 4-metre private road. The current listing shows each plot holds a one-third share of it, but whether consent for passage and excavation has been obtained is not stated. The plot notes also describe it as "set back from the road", meaning it is reached from the public road via the private road. The research section below separates what we could verify from what we could not.

Estimated Financing

Assessed value ¥49,322,100 → estimated loan ¥46,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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