積算100
[Assessed 86.2%] Land in Kunitachi, Tokyo — 11 min from Yaho Sta.
Listing endedAssessed 86.2%LandKunitachi, TokyoYaho Sta. 11 min walk

[Assessed 86.2%] Land in Kunitachi, Tokyo — 11 min from Yaho Sta.

Published: Updated:

Property Overview

LocationKunitachi, Tokyo
Nearest StationJR Nambu Line Yaho Sta.
Walk11 min walk
Assessed Ratio86.2%Assessed 86.2%
Price¥44,800,000
TypeLand
Land Area208.73㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥44,800,000View listing

Assessed Value Breakdown

Land assessed value¥38,615,050
Building assessed value-
Total assessed value¥38,615,050
Asking price¥44,800,000
Assessed ratio86.2%

Calculation basis

  • Land = road price ¥185,000/m² × land area 208.73m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.8%
YearRoad price (JPY/m²)YoY
2024170,000—
2025175,000+2.9%
2026185,000+5.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

This plot sits on the shoulder of the Tachikawa escarpment, and elevation data initially gave us strong reason to suspect a retaining wall. We set out how we found that the coordinates were unusable, and what we judged by in the end.

On-site check from photos

We opened seven site photographs and checked all four boundaries. The plot is level, graded cleared land, and the rise from the frontage road is a single kerb course of 0.2 to 0.4 metres. Magnifying the south-western rear boundary to the maximum, the leaves of the escarpment woodland begin directly above a low kerb, with none of the wall face or fall-prevention railing a retaining wall of a metre or more would show.

Other checks

We first checked elevations using the coordinates in the listing data, and a drop of four to six metres 12 to 20 metres to the south-west made us suspect a retaining wall. But the listing page states the coordinates were produced by a geocoder, and they sit just 46 metres from the centroid of Yaho 4-chome. Judging them no basis for the property's position, we switched to verifying by photograph.

View source
Locating the road price

We used the fiscal 2026 road price map (sheet 56247). Yaho 4-chome spans four sheets, so we took the lowest figure within the district, 185,000 yen. Falling below 80 percent would require dropping to 165,000 yen, and we confirmed across three sheets that this band exists only in the low ground below the escarpment and around the Kunitachi-Fuchu interchange, not within Yaho 4-chome.

View source
Rights and restrictions

The legal restrictions note a land-development regulation area, and a photo caption states that grading work has been completed, so the listing is explicit that this is graded land. It says nothing at all, however, about whether there is a retaining wall or how large any level difference is.

What We Could Not Confirm

  • The area beyond the south-western rear boundary was not photographed, so whether there is a retaining wall on that side can only be established on site. As it faces the wooded Tachikawa escarpment, we recommend checking in person.
  • The listing states that grading work has been completed but gives no detail on retaining walls or level differences. Together with the land-development regulation designation, the nature of the grading is worth confirming.
  • Zoning is Category 1 Low-Rise Exclusive Residential at 30 percent coverage and 60 percent floor area ratio. Even on 208 sqm that allows only about 62 sqm of footprint and about 125 sqm of total floor area — restrictive by any measure.
  • The land is registered as farmland. Being within an urbanisation promotion area, conversion requires notification rather than permission, but the procedure is still needed.
  • Restaurants are not named in the listing, so we added them from OpenStreetMap. Those distances are straight lines from the centroid of Yaho 4-chome.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson
9 min walk from the station

About 277 m from the district centroid. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. Distance measured from the centroid of Yaho 4-chome.

Source
FamilyMart
8 min walk from the station

About 302 m from the district centroid. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. Distance measured from the centroid of Yaho 4-chome.

Source
Daiei Kunitachi
13 min walk from the station

About 1,037 m from the property. A general merchandise store. Distance as stated by the listing.

Source

Neighborhood ② Dining Near the Station

Nankintei
8 min walk from the station

About 211 m from the district centroid. A Chinese restaurant. Location verified on OpenStreetMap. Distance measured from the centroid of Yaho 4-chome.

Source
Gusto
8 min walk from the station

About 256 m from the district centroid. A family restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. Distance measured from the centroid of Yaho 4-chome.

Source
Yoshinoya
8 min walk from the station

About 328 m from the district centroid. A beef-bowl restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. Distance measured from the centroid of Yaho 4-chome.

Source

About This Property

A plot of land in Yaho 4-chome, Kunitachi City, Tokyo, an 11-minute walk from Yaho Station on the JR Nambu Line. Nishifu Station is 18 minutes away and Yagawa 28 minutes, giving access to three stations. A restaurant sits about 211 metres from the district centroid and a convenience store about 277 metres.

The plot measures 208.73 sqm (registry) and is cleared land, held in freehold with no private-road burden. It is noted as a regular-shaped lot, fronting a 6.0-metre public road to the north-east across 9.6 metres. Zoning is Category 1 Low-Rise Exclusive Residential with a 30 percent building coverage ratio and a 60 percent floor area ratio — restrictive figures that allow a footprint of about 62 sqm and a total floor area of about 125 sqm.

Applying the fiscal 2026 inheritance-tax road price of 185,000 yen per sqm to the 208.73 sqm plot gives a land value of 38.61 million yen. As the land is cleared there is no building value. Against the 44.8 million yen asking price the assessed ratio is 86.2 percent. The road price has risen 8.8 percent over three years, from 170,000 to 185,000 yen.

The listing records a land-development regulation area and states that grading work has been completed, and the south-west side of the plot faces the wooded Tachikawa escarpment. We checked all four boundaries in the photographs; what we could not settle is set out in the research section below.

Estimated Financing

Assessed value ¥38,615,050 → estimated loan ¥38,610,000 (86% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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