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神奈川県相模原市中央区陽光台4丁目・JR相模線 上溝駅 徒歩20分の新築戸建のイメージ(掲載元に現地写真が無いため自動生成)
Assessed 88.6%Detached houseSagamihara (Chuo Ward), KanagawaKamimizo Sta. 20 min walk

[Assessed 88.6%] Detached house in Sagamihara (Chuo Ward), Kanagawa — 20 min from Kamimizo Sta.

Published: Aug 22, 2026Updated: Aug 22, 2026

Property Overview

LocationSagamihara (Chuo Ward), Kanagawa
Nearest StationJR Sagami Line Kamimizo Sta.
Walk20 min walk
Assessed Ratio88.6%Assessed 88.6%
Price¥35,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 2026 (0 years old)
Land Area95.94㎡
Building Area93.98㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥35,800,000View listing

Assessed Value Breakdown

Land assessed value¥11,033,100
Building assessed value¥20,675,600
Total assessed value¥31,708,700
Asking price¥35,800,000
Assessed ratio88.6%

Calculation basis

  • Land = road price ¥115,000/m² × land area 95.94m²
  • Building = replacement cost ¥220,000/m² × floor area 93.98m² × remaining life 22y ÷ statutory life 22y
  • Built May 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.5%
YearRoad price (JPY/m²)YoY
2024105,000
2025110,000+4.8%
2026115,000+4.5%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

With the lot number published we could fix both the location and the road price. On the other hand, the property is listed at two prices two million yen apart, and the listing we worked from has no site photographs. We set out how we handled that.

Listing check

The same property appears on two portals at 37.8 and 35.8 million yen, two million yen apart. The address, areas, layout, completion date and floor plans all match, so it is the same house. Our policy with multiple listings is to take the lowest price, so the assessed ratio uses 35.8 million yen as the denominator. On the higher figure it would be 83.9 percent.

Locating the road price

We used the fiscal 2026 road price map (sheet 78164). With the lot number published we could fix the coordinates, and block 21 where the property sits carries 115,000 yen on all four sides. Whichever frontage is taken the figure is the same, and neighbouring blocks 20 and 22 match it.

View source
On-site check from photos

The listing we worked from carries only a floor plan, with no site photographs. Another agency handling the same property has 20 site photographs, and we examined the exterior, frontage road, side boundary and construction shots. The parking apron is level with the road, and the wall on the western boundary measured 0.4 to 0.6 metres against two references: the front door and the fence.

Building valuation assumptions

The wooden house was completed in May 2026, so against a 22-year statutory useful life it has all 22 years remaining. The building therefore carries the full replacement rate, 20.67 million yen, and accounts for two-thirds of this property's assessed value.

What We Could Not Confirm

  • The property is listed at two prices two million yen apart. We show the lower figure of 35.8 million yen, but which price is actually achievable needs checking with each agency.
  • The road access field in our source listing says only "one side", with no width or type. We filled that in from the sales sheet for the same property, which states a public road of about 4.6 metres, but it cannot be confirmed from the source listing alone.
  • Against a 50 percent coverage ratio and a 100 percent floor area ratio, the 93.98 sqm floor area is close to the 95.94 sqm ceiling. There is almost no room to extend.
  • The projected yield and rent are not disclosed, so the listing says nothing about the returns if the house were let.
  • Kamimizo Station is a 20-minute walk, the limit of the walking distance we cover. The next nearest, Banda Station, is 26 minutes.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Gourmet City Hikarigaoka
17 min walk from the station

About 191 m from the property. A grocery supermarket. Location verified on OpenStreetMap. The lot number is published, so the distance is measured from the property itself.

Source
Matsumoto Kiyoshi
15 min walk from the station

About 262 m from the property. A drugstore. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Yaoko
15 min walk from the station

About 347 m from the property. A grocery supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Doutor Coffee Shop
18 min walk from the station

About 128 m from the property. A cafe. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Saizeriya
16 min walk from the station

About 234 m from the property. An Italian family restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Minmin
20 min walk from the station

About 295 m from the property. A yakiniku restaurant. Location verified on OpenStreetMap. The lot number is published, so the distance is measured from the property itself.

Source

About This Property

A newly built house in Yokodai 4-chome, Chuo Ward, Sagamihara City, Kanagawa, a 20-minute walk from Kamimizo Station on the JR Sagami Line. The listing gives the lot number (21-5), so the location can be pinpointed: a cafe sits about 128 metres away and a grocery supermarket about 191 metres.

The land measures 95.94 sqm and the building 93.98 sqm, a two-storey wooden 3LDK completed in May 2026. It is vacant and available immediately. The land is held in freehold and registered as residential. Zoning is Category 1 Low-Rise Exclusive Residential with a 50 percent building coverage ratio and a 100 percent floor area ratio, and a 10-metre height limit. The 93.98 sqm floor area is close to the 95.94 sqm ceiling.

Applying the fiscal 2026 inheritance-tax road price of 115,000 yen per sqm to the 95.94 sqm site gives a land value of 11.03 million yen. As the house is new, the building carries the full replacement rate of 220,000 yen per sqm, or 20.67 million yen. The total of 31.71 million yen gives an assessed ratio of 88.6 percent against the 35.8 million yen asking price. The road price has risen 9.5 percent over three years, from 105,000 to 115,000 yen.

This property is listed at two different prices two million yen apart, and we have used the lower as the denominator. The listing we worked from carries no site photographs, so the exterior was checked through another agency's listing. The research section below sets this out.

Estimated Financing

Assessed value ¥31,708,700 → estimated loan ¥31,700,000 (89% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.
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[Assessed 88.6%] Detached house in Sagamihara (Chuo Ward), Kanagawa — 20 min from Kamimizo Sta.|積算100