積算100
[Assessed 81.5%] Detached house in Zama, Kanagawa — 14 min from Zama Sta.
Assessed 81.5%Detached houseZama, KanagawaZama Sta. 14 min walk

[Assessed 81.5%] Detached house in Zama, Kanagawa — 14 min from Zama Sta.

Published: Aug 22, 2026Updated: Aug 22, 2026

Property Overview

LocationZama, Kanagawa
Nearest StationOdakyu Odawara Line Zama Sta.
Walk14 min walk
Assessed Ratio81.5%Assessed 81.5%
Price¥48,800,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2026 (0 years old)
Land Area170.25㎡
Building Area108.47㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥48,800,000View listing

Assessed Value Breakdown

Land assessed value¥15,892,500
Building assessed value¥23,863,400
Total assessed value¥39,755,900
Asking price¥48,800,000
Assessed ratio81.5%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 108.47m² × remaining life 22y ÷ statutory life 22y
  • Built Oct 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000
2025125,000+4.2%
2026130,000+4.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

How much of the access strip is deducted takes this property's assessed ratio from 94 percent down to 81 percent. We set out how we measured the plot plan and settled on a figure.

Effective land area

The plot plan confirms a flagpole lot. The access strip is 4.01 metres wide at the road and 4.00 metres at the site, and scales to about 12.6 metres long. The guideline figure for two cars in line is 30 sqm, but with the width stated on the plan we went with the measurement and deducted 48 sqm, apportioned against the listed area. Without the deduction the assessed ratio would be 94.3 percent.

Locating the road price

We used the fiscal 2026 road price map (sheet 80070). Streets in Tatenodai 2-chome carry only two figures, 130,000 and 135,000 yen, and we took the lower. Only the north-south streets can provide a western frontage, so the 120,000 yen cul-de-sac on the adjacent sheet is not compatible. Even at 125,000 yen the ratio is 80.2 percent.

View source
On-site check from photos

We examined three site photographs and the plot plan. The frontage road, access strip and site are all at the same level, with construction steel plates laid flat. The largest level difference visible at a boundary is the 0.15 to 0.2 metre rise of a neighbouring foundation; measured against a car tyre and a neighbour's window sill it stays under 0.3 metres.

Building valuation assumptions

The wooden house is due for handover in October 2026, so against a 22-year statutory useful life it has all 22 years remaining. The building carries the full replacement rate at 23.86 million yen and makes up 60 percent of this property's assessed value.

What We Could Not Confirm

  • This is a flagpole lot. The access strip is 4 metres wide and doubles as parking for two cars in line, but it cannot be built on, so we deducted it from the assessment. How much is deducted moves the figure considerably.
  • Construction is not yet complete; handover is scheduled for October 2026. The finished condition and the actual state of the site cannot be confirmed at this point.
  • The assessed ratio of 81.5 percent sits close to the 80 percent mark. Using the lower of the two road prices in the district still gives 80.2 percent, so it does not fall below 80.
  • The projected yield and rent are not disclosed, so the listing says nothing about the returns if the house were let.
  • Shops and restaurants are not named in the listing, so we added them from OpenStreetMap. Those distances are straight lines from the centroid of Tatenodai 2-chome.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
13 min walk from the station

About 136 m from the district centroid. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. Distance measured from the centroid of Tatenodai 2-chome.

Source
Ucoop Harmos Zama
14 min walk from the station

About 206 m from the district centroid. A grocery supermarket. Location verified on OpenStreetMap. Distance measured from the centroid of Tatenodai 2-chome.

Source
Odakyu OX Zama
3 min walk from the station

About 1,176 m from the property. A grocery supermarket. Distance as stated by the listing.

Source

Neighborhood ② Dining Near the Station

Yakitate no Karubi Zama Tatenodai
13 min walk from the station

About 116 m from the district centroid. A yakiniku restaurant. Location verified on OpenStreetMap. Distance measured from the centroid of Tatenodai 2-chome.

Source
Sushiro
13 min walk from the station

About 136 m from the district centroid. A conveyor-belt sushi restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given. Distance measured from the centroid of Tatenodai 2-chome.

Source
Kacho
12 min walk from the station

About 211 m from the district centroid. A restaurant. Location verified on OpenStreetMap. Distance measured from the centroid of Tatenodai 2-chome.

Source

About This Property

A newly built house in Tatenodai 2-chome, Zama City, Kanagawa, a 14-minute walk from Zama Station on the Odakyu Odawara Line. A restaurant sits about 116 metres from the district centroid and a convenience store about 136 metres. Zama Municipal Tatenodai Elementary School is 236 metres away.

The land measures 170.25 sqm and the building 108.47 sqm, a two-storey wooden 4LDK due for handover in October 2026. Construction is not yet complete, though building confirmation has been obtained. The land is held in freehold and registered as residential. Zoning is Category 1 Residential with a 60 percent building coverage ratio and a 200 percent floor area ratio. The frontage is a 4-metre public road to the west, reached along an access strip — this is a flagpole lot.

Of the 170.25 sqm, roughly 48 sqm of access strip cannot be built on, so we assessed the remaining 122.25 sqm. Applying the fiscal 2026 inheritance-tax road price of 130,000 yen per sqm gives a land value of 15.89 million yen, and as the house is new the building carries the full 23.86 million yen. The total of 39.75 million yen gives an assessed ratio of 81.5 percent against the 48.8 million yen asking price. The road price has risen 8.3 percent over three years, from 120,000 to 130,000 yen.

The assessed ratio sits close to the 80 percent mark. How much of the access strip is deducted moves the figure considerably, so the research section below sets out how we measured it.

Estimated Financing

Assessed value ¥39,755,900 → estimated loan ¥39,750,000 (81% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.
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