積算100
[Assessed 100.5%] Detached house in Fuchu, Tokyo — 6 min from Tama Sta.
Assessed 100.5%Detached houseFuchu, TokyoTama Sta. 6 min walk

[Assessed 100.5%] Detached house in Fuchu, Tokyo — 6 min from Tama Sta.

Published: Aug 22, 2026Updated: Aug 22, 2026

Property Overview

LocationFuchu, Tokyo
Nearest StationSeibu Tamagawa Line Tama Sta.
Walk6 min walk
Assessed Ratio100.5%Assessed 100.5%
Price¥140,000,000
TypeDetached house
Expected Yield3.4%
StructureWooden
BuiltBuilt Oct 1970 (55 years old)
Land Area588.78㎡
Building Area39.66㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥140,000,000View listing

Assessed Value Breakdown

Land assessed value¥140,741,500
Building assessed value¥0
Total assessed value¥140,741,500
Asking price¥140,000,000
Assessed ratio100.5%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 39.66m² × remaining life 0y ÷ statutory life 22y
  • Built Oct 1970 (55 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.4%
YearRoad price (JPY/m²)YoY
2024240,000
2025255,000+6.3%
2026265,000+3.9%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Six houses sold as one lot, with no street number published. We set out how we narrowed the road-price band, how much access strip we deducted, and how to read the building area.

Locating the road price

We used the fiscal 2026 road price map (sheet 59061). With no street number published, we narrowed the location to roughly 85 by 100 metres using distances to four landmarks given in the listing, then fixed it by matching eight block symbols on the map against official block coordinates. The adjoining streets are priced at 265,000 and 270,000 yen; we took the lower.

View source
Effective land area

The 588.78 sqm plot is a flagpole lot. From the plot plan we measured the access strip as a trapezoid about 12.4 metres long and 4.0 to 5.3 metres wide, giving roughly 57.7 sqm, and assessed the remaining 531.1 sqm. Without that deduction the assessed ratio would be 111.4 percent.

Building valuation assumptions

The 39.66 sqm building area in the listing appears to be one of the six houses. The total-units field is blank and the combined floor area of all six cannot be verified from the listing. At 55 years old the buildings are valued at zero, so this does not affect the assessed ratio, but the building scale cannot be judged from the listing figures alone.

On-site check from photos

We opened all ten listing photographs. The public road in front is level, and the gravel access strip into the site has no step. There is no retaining wall, no embankment and no stepped access. Official 1-metre survey data also puts the elevation range across the surrounding 40 metres at just 0.7 metres.

Rights and restrictions

The Category 1 Low-Rise zoning with a 40 percent building coverage ratio caps the building footprint at 235.5 sqm. The combined footprint of the six existing houses sits at roughly that level, so rebuilding may not be able to reproduce the current six-house arrangement.

What We Could Not Confirm

  • The total-units field is blank, so the floor area of each of the six houses and their combined total cannot be verified from the listing. Rent is not broken down per house either.
  • The address stops at 3-chome with no street number published. We narrowed the road price by matching block symbols, but could not fix the exact parcel.
  • The combined footprint of the six houses sits near the building coverage cap, so any rebuilding plan needs confirming with the local authority.
  • One of the six houses is vacant. The listing does not state how long it has been empty or on what terms it is being marketed.
  • The access strip within the site is unpaved gravel, and there is no parking.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart
12 min walk from the station

About 300 m from the property and a 4-minute walk, per the listing. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
7-Eleven
6 min walk from the station

About 468 m from Tama Station. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Lawson
4 min walk from the station

About 270 m from Tama Station. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Komachi
6 min walk from the station

About 433 m from Tama Station. A regional Japanese restaurant. Location verified on OpenStreetMap.

Source
Hiro
7 min walk from the station

About 516 m from Tama Station. A yakiniku grill restaurant. Location verified on OpenStreetMap.

Source
Kakashi
5 min walk from the station

About 350 m from Tama Station. A restaurant. Location verified on OpenStreetMap.

Source

About This Property

Six rental houses sold together in Momijigaoka 3-chome, Fuchu City, Tokyo, a 6-minute walk from Tama Station on the Seibu Tamagawa Line. The listing places a convenience store about 300 metres away and a park about 220 metres away.

The land measures 588.78 sqm and the building 39.66 sqm, single-storey wooden construction built in October 1970. Five of the six houses are tenanted and one is vacant; monthly rent totals 397,000 yen for a current yield of 3.40 percent. The land is held in freehold, zoned Category 1 Low-Rise Exclusive Residential with a 40 percent building coverage ratio and an 80 percent floor area ratio. The frontage is 5.20 metres onto a public road to the south-west.

The 588.78 sqm plot is a flagpole lot, and the access strip running out to the public road measures about 57.7 sqm. We assessed the remaining 531.1 sqm. Applying the fiscal 2026 inheritance-tax road price of 265,000 yen per sqm gives a land value of 140.74 million yen. At 55 years old the wooden buildings are valued at zero. Against the 140 million yen asking price the assessed ratio is 100.5 percent. The road price has risen 10.4 percent over three years, from 240,000 to 265,000 yen.

The 39.66 sqm building area given in the listing appears to be one of the six houses, and the total-units field is blank. The research section below sets out what we were able to verify.

Estimated Financing

Assessed value ¥140,741,500 → estimated loan ¥140,000,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.
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