積算100
[Assessed 1179.5%] Detached house in Hachioji, Tokyo — 20 min from Hachioji Sta.
Assessed 1179.5%Detached houseHachioji, TokyoHachioji Sta. 20 min walk

[Assessed 1179.5%] Detached house in Hachioji, Tokyo — 20 min from Hachioji Sta.

Published: Aug 22, 2026Updated: Aug 22, 2026

Property Overview

LocationHachioji, Tokyo
Nearest StationJR Chuo Main Line Hachioji Sta.
Walk20 min walk
Assessed Ratio1179.5%Assessed 1179.5%
Price¥2,800,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 1967 (58 years old)
Land Area213.07㎡
Building Area47.49㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥2,800,000View listing

Assessed Value Breakdown

Land assessed value¥33,025,850
Building assessed value¥0
Total assessed value¥33,025,850
Asking price¥2,800,000
Assessed ratio1179.5%

Calculation basis

  • Land = road price ¥155,000/m² × land area 213.07m²
  • Building = replacement cost ¥220,000/m² × floor area 47.49m² × remaining life 0y ÷ statutory life 22y
  • Built Sep 1967 (58 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.7%
YearRoad price (JPY/m²)YoY
2024140,000
2025145,000+3.6%
2026155,000+6.9%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The asking price falls below a tenth of the assessed land value. We separate what the listing discloses about that discount from what it leaves unsaid.

Listing check

The listing's notes carry three disclosures: the property is sold as-is; a death from natural causes occurred in October 2025 and was discovered about a day later; and there are unregistered outbuildings on the plot. All three come from the seller.

Rights and restrictions

The road-access field is blank, with no width or classification given for the road in front. Five properties with incomplete road-access information have previously been declined for publication on this site, and all five had assessed ratios above 100 percent.

Locating the road price

We used the fiscal 2026 road price map (sheet 55047). The coordinates in the listing data agree with the official block coordinates to within about 17 metres, so the location is fixed. We took 155,000 yen, the price on the street the block adjoins. Anywhere in the town's 145,000 to 165,000 yen range the ratio exceeds 1100 percent.

View source
On-site check from photos

We opened all ten listing photographs. The plot and its surroundings are level, with no retaining wall, embankment or stepped access. The block wall beside the house could not be measured from photographs alone, so we sampled 49 points across 30 metres square using official 1-metre survey data and found a maximum variation of 0.5 metres.

Building valuation assumptions

The structure field reads "other", so we treated it conservatively as wooden. At 58 years old the building exceeds the statutory service life whether it is wooden, light-gauge steel, heavy steel or reinforced concrete, so it is valued at zero either way. The unknown structure therefore does not affect the assessment.

What We Could Not Confirm

  • The 2.8 million yen asking price falls below a tenth of the 33.02 million yen assessed land value. Even allowing for the disclosure, clearance of contents and demolition, the listing does not explain that gap. Confirmation with the seller is needed.
  • The width and classification of the road in front are not given. Whether rebuilding is permitted needs confirming; five properties with the same gap have previously been declined.
  • There are apparently unregistered buildings and outbuildings on the plot. How demolition and registration will be handled is not stated in the listing.
  • The interior is filled with left-behind contents to the point the floor is not visible. The listing does not say who bears the clearance cost.
  • The property is sold directly by the owner. There is no agent's commission, but equally no third party standing behind the listing details.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
17 min walk from the station

About 269 m from the property. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Lawson
11 min walk from the station

About 314 m from the property. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Daiei
17 min walk from the station

About 354 m from the property. A grocery supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Kuroge Wagyu Den
18 min walk from the station

About 316 m from the property. A yakiniku grill restaurant. Location verified on OpenStreetMap.

Source
mp
15 min walk from the station

About 342 m from the property. A cafe. Location verified on OpenStreetMap.

Source
Matsuasa
17 min walk from the station

About 482 m from the property. A soba and udon restaurant. Location verified on OpenStreetMap.

Source

About This Property

A pre-owned detached house in Owada-machi 7-chome, Hachioji City, Tokyo, a 20-minute walk from Hachioji Station on the JR Chuo Main Line. A convenience store sits about 269 metres away and a grocery supermarket about 354 metres. A primary school adjoins to the north and a park lies about 150 metres west.

The land measures 213.07 sqm and the building 47.49 sqm, two storeys, built in September 1967. The land is held in freehold and registered as residential land; zoning is Category 2 Residential with a 60 percent building coverage ratio and a 200 percent floor area ratio. The house is vacant with immediate handover, sold directly by the owner.

Applying the fiscal 2026 inheritance-tax road price of 155,000 yen per sqm to the 213.07 sqm plot gives a land value of 33.03 million yen. The structure field reads "other", so we treated it conservatively as wooden. At 58 years old it exceeds the statutory service life either way, so the building is valued at zero. Against the 2.8 million yen asking price the assessed ratio is 1179.5 percent. The road price has risen 10.7 percent over three years, from 140,000 to 155,000 yen.

The listing's notes carry three disclosures: the property is sold as-is; a death from natural causes occurred in October 2025 and was discovered about a day later; and there are unregistered outbuildings on the plot. The road-access field is also blank. Why the asking price falls below a tenth of the assessed land value cannot be explained from the listing alone. The research section below sets out what we were able to verify.

Estimated Financing

Assessed value ¥33,025,850 → estimated loan ¥2,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.
[Assessed 102.8%] Land in Fuchu, Tokyo — 7 min from Nishifu Sta.
Assessed 102.8%
Source: athome
Land

[Assessed 102.8%] Land in Fuchu, Tokyo — 7 min from Nishifu Sta.

Fuchu, TokyoJR Nambu Line Nishifu Sta. 7 min walk
¥48M
Aug 22, 2026
[Assessed 86.2%] Land in Kunitachi, Tokyo — 11 min from Yaho Sta.
Assessed 86.2%
Source: athome
Land

[Assessed 86.2%] Land in Kunitachi, Tokyo — 11 min from Yaho Sta.

Kunitachi, TokyoJR Nambu Line Yaho Sta. 11 min walk
¥44.8M
Aug 22, 2026
[Assessed 109.6%] Detached house in Edogawa, Tokyo — 17 min from Ichinoe Sta.
Assessed 109.6%
Source: athome
Detached house

[Assessed 109.6%] Detached house in Edogawa, Tokyo — 17 min from Ichinoe Sta.

Edogawa, TokyoToei Shinjuku Line Ichinoe Sta. 17 min walk
¥12M
Aug 22, 2026