積算100
[Assessed 90.8%] Detached house in Kodaira, Tokyo — 9 min from Hitotsubashi-gakuen Sta.
Assessed 90.8%Detached houseKodaira, TokyoHitotsubashi-gakuen Sta. 9 min walk

[Assessed 90.8%] Detached house in Kodaira, Tokyo — 9 min from Hitotsubashi-gakuen Sta.

Published: Aug 23, 2026Updated: Aug 23, 2026

Property Overview

LocationKodaira, Tokyo
Nearest StationSeibu Tamako Line Hitotsubashi-gakuen Sta.
Walk9 min walk
Assessed Ratio90.8%Assessed 90.8%
Price¥15,800,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 1990 (35 years old)
Land Area63.75㎡
Building Area63.24㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥15,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,343,750
Building assessed value¥0
Total assessed value¥14,343,750
Asking price¥15,800,000
Assessed ratio90.8%

Calculation basis

  • Land = road price ¥225,000/m² × land area 63.75m²
  • Building = replacement cost ¥220,000/m² × floor area 63.24m² × remaining life 0y ÷ statutory life 22y
  • Built Sep 1990 (35 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.1%
YearRoad price (JPY/m²)YoY
2024210,000
2025220,000+4.8%
2026225,000+2.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The listing notes a residential land development regulation area. We checked whether any height gap actually exists, using both the photographs and official elevation data.

Locating the road price

We used the fiscal 2026 road price map (sheet 62202). The coordinates in the listing data matched Gakuen-higashicho 2-chome when cross-checked against address blocks, so we fixed the position and took the conservative 225,000 yen among the three adjacent routes. Even the lowest figure on the sheet keeps the ratio above 80 percent.

View source
On-site check from photos

We checked the exterior and entrance photographs. The frontage road and the plot are at the same level, with almost no step at the gate. The boundary block walls have equal ground on both sides and retain nothing. No retaining walls or stepped access were found.

Rights and restrictions

The restrictions field notes a residential land development regulation area — a designation that can indicate sloping ground — so we measured the surroundings with official 1-metre elevation data: the relief within 30 metres of the site is under 0.3 metres, flat ground.

Building valuation assumptions

A wooden two-storey house built in September 1990, now 35 years old. Being past its statutory service life we valued the building at zero and assessed on the land alone. The interior photographs show furniture in place, so the occupancy status and handover date need confirming.

What We Could Not Confirm

  • The interior photographs show furniture, suggesting the house is occupied. The current status, the handover date, and whether it is being sold while occupied need confirming.
  • The seller is the transacting party, so how brokerage fees are handled needs confirming.
  • The zoning field is not stated. The 40 percent coverage and 80 percent floor ratios suggest Category 1 Low-Rise Exclusive Residential, but confirmation with the authority is needed.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
4 min walk from the station

About 212 m from the property. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Big-A
3 min walk from the station

About 440 m from the property. A supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Maruetsu
3 min walk from the station

About 456 m from the property. A supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Ichiryu Kodaira Shinkan
1 min walk from the station

About 463 m from the property. A Japanese restaurant. Location verified on OpenStreetMap.

Source
Miyoshiya
6 min walk from the station

About 549 m from the property. A noodle restaurant. Location verified on OpenStreetMap.

Source
Anrakutei
12 min walk from the station

About 490 m from the property. A yakiniku grill restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

About This Property

A pre-owned detached house in Gakuen-higashicho 2-chome, Kodaira City, Tokyo, a 9-minute walk from Hitotsubashi-gakuen Station on the Seibu Tamako Line. A convenience store sits about 212 metres from the property and a supermarket about 440 metres.

The land measures 63.75 sqm and the building 63.24 sqm (both registered) — a wooden two-storey 2LDK built in September 1990. It fronts a 4-metre-wide road on the east side with no private-road burden. Tenure is freehold, in a low-rise residential zone with a 40 percent building coverage ratio and an 80 percent floor area ratio. The interior photographs show furniture in place, and the handover date is by negotiation.

Applying the fiscal 2026 inheritance-tax road price of 225,000 yen per sqm to the 63.75 sqm gives an assessed land value of 14.34 million yen. At 35 years old the wooden building is valued at zero. Against the 15.8 million yen asking price the assessed ratio is 90.8 percent. The road price has risen 7.1 percent over three years, from 210,000 to 225,000 yen.

The restrictions field notes a designated area under the residential land development regulation law, but the photographs show the road and the plot at the same level, and official 1-metre elevation data puts the relief within 0.3 metres across 30 metres around the site. No retaining walls or stepped access were found.

Estimated Financing

Assessed value ¥14,343,750 → estimated loan ¥14,340,000 (91% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.
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