積算100
[Assessed 85.3%] Detached house in Kawaguchi, Saitama — 19 min from Kawaguchi-motogo Sta.
Assessed 85.3%Detached houseKawaguchi, SaitamaKawaguchi-motogo Sta. 19 min walk

[Assessed 85.3%] Detached house in Kawaguchi, Saitama — 19 min from Kawaguchi-motogo Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Kawaguchi-motogo Sta.
Walk19 min walk
Assessed Ratio85.3%Assessed 85.3%
Price¥46,900,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2026 (0 years old)
Land Area104.1㎡
Building Area91.91㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥46,900,000View listing

Assessed Value Breakdown

Land assessed value¥19,779,000
Building assessed value¥20,220,200
Total assessed value¥39,999,200
Asking price¥46,900,000
Assessed ratio85.3%

Calculation basis

  • Land = road price ¥190,000/m² × land area 104.1m²
  • Building = replacement cost ¥220,000/m² × floor area 91.91m² × remaining life 22y ÷ statutory life 22y
  • Built Aug 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.6%
YearRoad price (JPY/m²)YoY
2024175,000—
2025185,000+5.7%
2026190,000+2.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

A new house whose assessed ratio lands exactly on our threshold. Because a single route choice moves the figure, we fixed the front route by matching coordinates to address blocks.

Locating the road price

We used the fiscal 2026 road price map (sheet 28174). Matching the listing data's coordinates against all 18 blocks of Motogo 6-chome fixed the plot to block 9, and we took the 190,000 yen of the streets around that block. The 185,000 yen band a little to the south would push the ratio below 80 percent, but it lies over 200 metres away and does not apply.

View source
Building valuation assumptions

As a new build completed in August 2026, we valued the building at the full amount: a replacement cost of 220,000 yen per sqm times 91.91 sqm, or 20.22 million yen. Land and building each account for roughly half of the assessment.

On-site check from photos

We checked four photographs — completed exterior, street views including the frontage road, and one taken during construction. The 6-metre public road meets the plot with no step, and there are no retaining walls or stepped access. A three-storey sister property by the same seller stands next door.

Listing check

The Kenbiya listing shows a rental house with "2 units in total", while the LIFULL HOMES listing of the same property shows a 4LDK single-family new build — the descriptions conflict. Price, areas, and completion date match exactly, and the photographs show a single two-storey house. The building's actual configuration needs confirming.

What We Could Not Confirm

  • The 80.2 percent assessed ratio sits exactly on this site's threshold. We fixed the position by coordinate-and-block matching, but the road-price band slightly to the south would put it just under 80 percent.
  • The unit count conflicts between listing sites (2 units versus a single 4LDK). A two-unit rowhouse would change how letting and resale work, so the building's actual configuration needs confirming.
  • The projected rent and yield are not stated and require enquiry. At a 19-minute walk from the station, rental income needs careful estimating.
  • The listing first went public on 21 May 2026, about three months before our check.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
16 min walk from the station

About 100 m from the property. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Maruetsu
15 min walk from the station

About 316 m from the property. A supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Acole
12 min walk from the station

About 429 m from the property. A supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Denny's
15 min walk from the station

About 151 m from the property. A family restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Suehiro
16 min walk from the station

About 342 m from the property. A steakhouse. Location verified on OpenStreetMap.

Source
Mos Burger
11 min walk from the station

About 491 m from the property. A hamburger restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

About This Property

A newly built detached house in Motogo 6-chome, Kawaguchi City, Saitama, a 19-minute walk from Kawaguchi-motogo Station on the Saitama Rapid Railway. Built in August 2026, currently vacant and available for immediate handover. A convenience store sits about 100 metres from the property and a supermarket about 316 metres.

The land measures 104.1 sqm (surveyed) and the building 91.91 sqm — a wooden two-storey house on a regular plot fronting a 6-metre-wide public road on the west, with a free on-site parking space. Tenure is freehold; zoning is Category 2 Residential with a 60 percent building coverage ratio and a 200 percent floor area ratio. It is listed as a rental detached house, with the projected rent by enquiry.

Applying the fiscal 2026 inheritance-tax road price of 190,000 yen per sqm to the 104.1 sqm gives a land value of 19.78 million yen, and as new wooden construction the building is valued at the full 20.22 million yen. The combined 40 million yen against the 49.9 million yen asking price gives an assessed ratio of 80.2 percent. The road price has risen 8.6 percent over three years, from 175,000 to 190,000 yen.

The assessed ratio sits exactly at this site's threshold. Because the figure moves with the exact position, we fixed the front route by matching the listing data's coordinates against the address blocks. The photographs show the road and the plot meeting with no step, and no retaining walls or stepped access.

Estimated Financing

Assessed value ¥39,999,200 → estimated loan ¥39,990,000 (85% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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