積算100
[Assessed 87.4%] Detached house in Fujimi, Saitama — 20 min from Tsuruse Sta.
Assessed 87.4%Detached houseFujimi, SaitamaTsuruse Sta. 20 min walk

[Assessed 87.4%] Detached house in Fujimi, Saitama — 20 min from Tsuruse Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationFujimi, Saitama
Nearest StationTobu Tojo Line Tsuruse Sta.
Walk20 min walk
Assessed Ratio87.4%Assessed 87.4%
Price¥14,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 1973 (53 years old)
Land Area99.54㎡
Building Area105.53㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥14,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,940,200
Building assessed value¥0
Total assessed value¥12,940,200
Asking price¥14,800,000
Assessed ratio87.4%

Calculation basis

  • Land = road price ¥130,000/m² × land area 99.54m²
  • Building = replacement cost ¥220,000/m² × floor area 105.53m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1973 (53 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000—
2025125,000+4.2%
2026130,000+4.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the lot number is not published, we narrowed down the location from the listed distances to nearby facilities, then checked the figures against the FY2026 roadside land price map, four listing photos and GSI elevation data.

Locating the road price

We traced the local roads of Yamamuro 2-chome on the FY2026 roadside land price map (sheet 26213; the town also extends onto sheet 26208). 130,000 yen/m² (leasehold ratio D) appears on about 13 segments, the most of any value; otherwise 125,000 yen appears on about 8, 135,000 yen on about 4, 140,000 yen on 2–3 and 120,000 yen on 1. We use this most frequent value as the representative value and did not count the Miyoshi-Fujimi arterial road (150,000 yen). The same road was 120,000 yen in FY2024 → 125,000 yen in FY2025 → 130,000 yen/m² in FY2026.

View source
Effective land area

With no private road burden, setback or sloped portion noted, and the plot being a regular shape facing a 4.0 m public road on the southwest side, we use the listed land area of 99.54 m² (registered area) as is.

Building valuation assumptions

The two-storey wooden house (105.53 m² total floor area, completed July 1973 and extended May 1988) is 53 years old and past the 22-year statutory useful life, so the building is valued at zero.

Rights and restrictions

The listing notes state that the floor area ratio is exceeded: 105.53 m² ÷ 99.54 m² is about 106%, above the designated 100%. Because our valuation counts the existing building at zero and is based on the land alone, the excess does not affect the assessed ratio.

On-site check from photos

We checked four photos: exterior, entrance approach, view and balcony. The road and the lot are at almost the same level, with only a curb-height step. On one side the neighbouring lot is level and has no retaining wall; on the other, behind the block wall, the neighbour's parking space is also level with the road, and we estimate any earth-retaining height at about 0.2 m or less. It is a detached house, not on a flag-shaped lot.

What We Could Not Confirm

  • The lot number is not disclosed; we estimate the location around blocks 1–2 of Yamamuro 2-chome from the listed distances to nearby facilities. If the fronting road is in the 125,000 yen/m² band the assessed ratio is 84.1%, and at the town's lowest band of 120,000 yen/m² it is 80.7%. The lot number needs to be confirmed with the listing agent.
  • The northeast (rear) boundary does not appear in the photos, so the level difference with the neighbouring lot has not been confirmed. The estimated location is in the lowland east of a terrace scarp, but some spots have raised ground of around 1 m at the edge of farmland, so an on-site check is needed.
  • The listing notes a floor area ratio excess; the floor area exceeds the designated 100% by about 6 percentage points. The listing does not say whether this stems from the 1988 extension or whether the building is legally non-conforming or in violation; the impact on rebuild size and financing needs to be confirmed with the listing agent and lenders.
  • The house is a 53-year-old wooden building, and its condition (leaks, termites, ageing equipment, etc.) cannot be determined from the listing. There is no parking.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

LaLaport Fujimi

Large shopping mall, listed as about 700 m away in the listing's surroundings section.

Source
Yaoko

Supermarket, about 250 m in a straight line from the estimated location (blocks 1–2 of Yamamuro 2-chome) to its OpenStreetMap position.

Source
FamilyMart (Yamamuro)

Convenience store, about 280 m in a straight line from the estimated location.

Source

Neighborhood ② Dining Near the Station

Ryuka Fujimi

Chinese restaurant, about 40 m in a straight line from the estimated location.

Source
Yamamuro Ramen

Ramen shop, about 110 m in a straight line from the estimated location.

Source
Komeda Coffee

Coffee shop, about 190 m in a straight line from the estimated location.

Source

About This Property

A pre-owned detached house in Yamamuro 2-chome, Fujimi, Saitama. It is a 20-minute walk from Tsuruse Station on the Tobu Tojo Line; alternatively, it is 3 minutes on foot from the Yamamuro Kaikan bus stop, 13 minutes by bus from Fujimino Station. ⚠️The lot number is not disclosed; based on the distances to nearby facilities given in the listing (Suzuki Internal Medicine Clinic about 307 m, Suwa Elementary School about 650 m), we estimate the property to be around blocks 1–2 of Yamamuro 2-chome. According to the listing, LaLaport Fujimi is about 700 m away. Measured in a straight line from the estimated location to their OpenStreetMap positions, Yaoko supermarket is about 250 m, FamilyMart about 280 m, and for dining, Ryuka Fujimi about 40 m, Yamamuro Ramen about 110 m and Komeda Coffee about 190 m.

The house is a two-storey wooden building completed in July 1973, with a 6DK layout and a total floor area of 105.53 m². It was extended in May 1988; the house was converted to all-electric in 2014, and the roof and exterior walls were repainted in 2018. The land is a regular-shaped 99.54 m² plot (registered area), freehold, registered as residential land, in a Category 1 low-rise residential zone with a 60% building coverage ratio and a 100% floor area ratio. It faces a 4.0 m public road on the southwest side, with no private road burden. Water and sewerage are public; there is no parking. The house is vacant and the handover date is negotiable. ⚠️The listing notes state that the floor area ratio is exceeded. The total floor area of 105.53 m² is about 106% of the 99.54 m² plot, above the designated 100%. Any rebuild would have to be smaller than the current house, and financing from lenders may be affected.

For the roadside land price we adopted 130,000 yen/m² (FY2026, leasehold ratio D), the value found on the largest number of local roads in Yamamuro 2-chome. The same road was 120,000 yen in FY2024 → 125,000 yen in FY2025 → 130,000 yen/m² in FY2026. The building is 53 years old and past its statutory useful life (22 years for wood), so it is not included in the valuation; the land alone gives an assessed ratio of 87.4%. Because the lot number is undisclosed, the fronting road's band is not confirmed; at the 125,000 yen/m² band found around the estimated location the ratio would be 84.1%, and even at the lowest band in the town, 120,000 yen/m², it would be 80.7%.

We checked four of the listing photos: exterior, entrance approach, view and balcony. The road and the lot are at almost the same level, with only a curb-height step (about 0.1–0.15 m) and one step up to the entrance porch. On one side the neighbouring lot is level with the road and has no retaining wall; on the other side there is a concrete block wall (about 1.2 m in total height), but the neighbour's parking space is also level with the road, and we estimate any earth-retaining height at about 0.2 m or less. The lot is not a flag-shaped lot, and the house stands detached with gaps on both sides. ⚠️The northeast (rear) boundary does not appear in the photos, so any level difference there has not been confirmed. According to GSI elevation data, the estimated location is in lowland about 80–150 m east of a river-terrace scarp to the west, with local relief of about 1–1.5 m.

Estimated Financing

Assessed value ¥12,940,200 → estimated loan ¥12,940,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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