積算100
[Assessed 106.1%] Detached house in Kawagoe, Saitama — 10 min from Shingashi Sta.
Assessed 106.1%Detached houseKawagoe, SaitamaShingashi Sta. 10 min walk

[Assessed 106.1%] Detached house in Kawagoe, Saitama — 10 min from Shingashi Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationKawagoe, Saitama
Nearest StationTobu Tojo Line Shingashi Sta.
Walk10 min walk
Assessed Ratio106.1%Assessed 106.1%
Price¥9,900,000
TypeDetached house
Expected Yield8.96%
StructureWooden
BuiltBuilt Jun 1983 (43 years old)
Land Area100㎡
Building Area73.49㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥9,900,000View listing

Assessed Value Breakdown

Land assessed value¥10,500,000
Building assessed value¥0
Total assessed value¥10,500,000
Asking price¥9,900,000
Assessed ratio106.1%

Calculation basis

  • Land = road price ¥105,000/m² × land area 100m²
  • Building = replacement cost ¥220,000/m² × floor area 73.49m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1983 (43 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.5%
YearRoad price (JPY/m²)YoY
202495,000—
202598,000+3.2%
2026105,000+7.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the road access field is blank, we confirmed the location from the lot number notes on the FY2026 roadside land price map, checked the route prices of the lane in front and the surrounding local roads, and reviewed the site through the listing photos and elevation data.

Locating the road price

On the FY2026 roadside land price map (sheet 26116), we confirmed the location by reading the lot number note for 106 Suna directly. The L-shaped road on the north side and the north–south road on the east side are both ¥105,000/m² (leasehold ratio D); the lane in front has no route price, so we apply the value of these adjacent local roads. The same road was ¥95,000 in FY2024 → ¥98,000 in FY2025 → ¥105,000/m² in FY2026. Price levels in Suna differ between the area around Shingashi Station (¥135,000–145,000/m²) and the northeast part where the property is, so we took ¥105,000/m², the most common value in the property's area, as the representative value. With the nearby ¥100,000/m² band the assessed ratio would be 101.0%, and with the ¥110,000/m² band 111.1%.

View source
Rights and restrictions

The road access field in the listing is blank and we could not find the same property on other listing sites, so the road type, width and any private road share could not be confirmed. The price of ¥9.9 million is below the land value of ¥10.5 million based on route prices (¥99,000 per m² of land), so the road access and whether a building can be built must be checked. Nothing in the listing explains a lower price through the route price band or the land area, so a defect in road access remains possible.

Effective land area

No private road burden, setback or access strip is noted, and Kenbiya shows land area excluding any private road portion, so we use the listed 100 m² as is. The listing does not say whether the lot includes a share of the lane in front.

Building valuation assumptions

The two-story wooden house (73.49 m², 3LDK) was built in June 1983; at 43 years old it is past the 22-year statutory useful life, so the building is valued at zero. It is currently rented, with an expected annual income of ¥888,000 when fully occupied.

On-site check from photos

The listing has one exterior photo and one floor plan, and no further photos were found on other sites. The road on the south side and the parking space are at the same level, and the block wall at the back (4 courses, about 0.8 m) is a partition from the garden within the lot. GSI elevation data also shows no step of around 1 m nearby. There is no retaining wall, stepped access or slope, and it is a detached house, not on a flag-shaped lot.

What We Could Not Confirm

  • The road access field is blank; the type of road in front (a road under the Building Standards Act, a designated private road, or a private road), its width and any private road share have not been confirmed.
  • The price is below the land value based on route prices, so whether the house can be rebuilt (whether the lot meets the road frontage requirement) must be checked.
  • The lane in front appears to have no route price, and we apply ¥105,000/m² from an adjacent local road. With the nearby ¥100,000/m² band, the assessed ratio would be 101.0%, leaving a gap of only about 1% between the assessed value and the price.
  • The east boundary is hidden by plants and the north (rear) boundary does not appear in the photos, so any level difference at these boundaries has not been confirmed.
  • The terms of the tenancy (breakdown of rent, contract period, etc.) cannot be read from the listing and need to be confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Shingashi Station East Exit

Convenience store in Suna, Kawagoe. About 510 m in a straight line from the property location (address search position of 106 Suna), measured on map data.

Source
Tobu Store Shingashi

Supermarket in Suna, Kawagoe. About 580 m in a straight line from the property location, measured on map data.

Source
FamilyMart Shingashi Station-mae

Convenience store in Suna, Kawagoe. About 580 m in a straight line from the property location, measured on map data.

Source

Neighborhood ② Dining Near the Station

Cafe de Crie Tobu Shingashi Station

Cafe in Suna, Kawagoe. About 590 m in a straight line from the property location, measured on map data.

Source
Marugen Ramen Kawagoe Kishimachi

Ramen restaurant in Kishimachi 2-chome, Kawagoe. About 620 m in a straight line from the property location, measured on map data.

Source
Asakuma

Restaurant in Sunashinden 2-chome, Kawagoe. About 910 m in a straight line from the property location, measured on map data.

Source

About This Property

⚠️ The road access field on Kenbiya is blank for this property, so we could not confirm the type of road in front (whether it is a road under the Building Standards Act, a designated private road, or a private road), its width, or whether the lot includes a share of that road. On the roadside land price map, the road on the south side appears to be a dead-end lane branching north from a priced road, with no route price of its own. ⚠️ The price of ¥9.9 million is below the land value of ¥10.5 million based on route prices, so the road access and whether a building can be built or rebuilt must be checked. There may be restrictions not shown in the listing, such as the house not being rebuildable or no share in a private road, but none of these has been confirmed, so we cannot say that any of them applies.

This is a used detached house sold with a sitting tenant in Suna (106-3 Suna), Kawagoe, a 10-minute walk from Shingashi Station on the Tobu Tojo Line. The price is ¥9.9 million for 100 m² (30.25 tsubo) of land and a 73.49 m² two-story wooden house built in June 1983 (43 years old), with a 3LDK layout, freehold. The zoning is Category 1 low-rise residential, with a 50% building coverage ratio and a 100% floor area ratio. The house is currently rented; the expected annual income when fully occupied is ¥888,000 (¥74,000 per month), a gross yield of 8.96%. The handover date is negotiable, and the listing is through a broker. Measured in a straight line from the property location (the position of 106 Suna from the GSI address search) to their OpenStreetMap positions, 7-Eleven Shingashi Station East Exit is about 510 m away, Tobu Store Shingashi and FamilyMart Shingashi Station-mae are each about 580 m, and for dining, Cafe de Crie Tobu Shingashi Station is about 590 m, Marugen Ramen Kawagoe Kishimachi about 620 m and Asakuma about 910 m.

For the route price, we confirmed the location from the lot number notes on the FY2026 roadside land price map and adopted ¥105,000/m² (leasehold ratio D), the value on the local roads running along the north and east sides of the property. The lane in front has no route price of its own, so this valuation applies the route price of an adjacent local road. The same road was ¥95,000 in FY2024 → ¥98,000 in FY2025 → ¥105,000/m² in FY2026. The building is 43 years old and past its statutory useful life (22 years for wood), so it is not included; the land alone gives an assessed ratio of 106.1%. Applying the nearby ¥100,000/m² band instead gives 101.0%, narrowing the gap between the assessed value and the price.

The listing has only one exterior photo and a floor plan. In the exterior photo, the paved road on the south side and the parking space are at the same level with no step; the block wall (about 0.8 m) behind the parking space is a partition from the garden within the lot, and the house to the west is at the same level. No retaining wall, steps or slope are visible; it is not a flag-shaped lot, and the house is a detached two-story wooden building (not a row house). The east boundary is hidden by plants and the north (rear) boundary does not appear in the photo. The land alone is valued above the price, but the valuation depends heavily on whether the road in front is a road under the Building Standards Act, so the road access, whether the house can be rebuilt, and the terms of the tenancy need to be checked before considering this property.

Estimated Financing

Assessed value ¥10,500,000 → estimated loan ¥9,900,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here
[Assessed 86.3%] Detached house in Miyoshi, Iruma District, Saitama — 17 min from Mizuhodai Sta.
Assessed 86.3%
Source: Kenbiya
Detached house

[Assessed 86.3%] Detached house in Miyoshi, Iruma District, Saitama — 17 min from Mizuhodai Sta.

Miyoshi, Iruma District, SaitamaTobu Tojo Line Mizuhodai Sta. 17 min walk
¥35.8M
Sep 26, 2026
[Assessed 109.7%] Land in Kawagoe, Saitama — 10 min from Kasumigaseki Sta.
Assessed 109.7%
Source: SUUMO
Land

[Assessed 109.7%] Land in Kawagoe, Saitama — 10 min from Kasumigaseki Sta.

Kawagoe, SaitamaTobu Tojo Line Kasumigaseki Sta. 10 min walk
¥19.8M
Sep 26, 2026
[Assessed 167.4%] Land in Sakado, Saitama — 14 min from Kita-Sakado Sta.
Assessed 167.4%
Source: Kenbiya
Land

[Assessed 167.4%] Land in Sakado, Saitama — 14 min from Kita-Sakado Sta.

Sakado, SaitamaTobu Tojo Line Kita-Sakado Sta. 14 min walk
¥5M
Sep 26, 2026