積算100
[Assessed 107.6%] Detached house in Sakado, Saitama — 12 min from Sakado Sta.
Assessed 107.6%Detached houseSakado, SaitamaSakado Sta. 12 min walk

[Assessed 107.6%] Detached house in Sakado, Saitama — 12 min from Sakado Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationSakado, Saitama
Nearest StationTobu Tojo Line Sakado Sta.
Walk12 min walk
Assessed Ratio107.6%Assessed 107.6%
Price¥14,990,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 2012 (14 years old)
Land Area100.81㎡
Building Area89.49㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥14,990,000View listing

Assessed Value Breakdown

Land assessed value¥8,972,090
Building assessed value¥7,159,200
Total assessed value¥16,131,290
Asking price¥14,990,000
Assessed ratio107.6%

Calculation basis

  • Land = road price ¥89,000/m² × land area 100.81m²
  • Building = replacement cost ¥220,000/m² × floor area 89.49m² × remaining life 8y ÷ statutory life 22y
  • Built Mar 2012 (14 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.5%
YearRoad price (JPY/m²)YoY
202486,000—
202588,000+2.3%
202689,000+1.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We traced the road price bands of Nakatomi-cho on the FY2026 road price map and checked the exterior and front-road photos and the floor plan for level differences with neighbours and whether the garage is included in the floor area.

Locating the road price

We traced the block roads of Nakatomi-cho on the FY2026 road price map (map no. 26327). 89,000 yen/㎡ (leasehold ratio D) was the most frequent value both west of the Tojo Line and across the town, so we used it as the representative value. We did not use the 86,000 yen of the diagonal prefectural road or the 77,000-78,000 yen at the western edge. The same road went 86,000 yen (2024) → 88,000 yen (2025) → 89,000 yen/㎡ (2026). The part of Nakatomi-cho east of the Tojo Line carries 69,000-87,000 yen/㎡; even the lowest, 69,000 yen/㎡, gives an assessed ratio of 94.2%.

View source
Effective land area

The listing shows "-" for both private road burden and setback, and the front road is a 6.0 m wide public road. The full 100.81 ㎡ of land (per registry) is assessed.

Building valuation assumptions

The listing does not say whether the ground-floor built-in garage is included in the 89.49 ㎡ floor area. From the floor plan, the ground-floor living space is about 37 ㎡ and the upper floor about 53 ㎡, roughly matching the stated total, so we assumed the garage (about 16 ㎡ by estimate) is excluded and used the stated floor area. If it is included and removed, the assessed ratio is 99.1%.

On-site check from photos

We checked the listing photos, including two exterior shots, the front road and the surroundings, together with the floor plan. The front road is level and the lot is at about road level. The southeast neighbour's wall looks about 1.0 m high from the road, but the neighbour's gate has a single step and the water heater tank behind the wall rises only 0.5-0.6 m above it, so we judged the neighbouring ground to be at about road level and the wall to be a boundary wall, not a retaining wall. GSI 1 m mesh elevations within ±30 m of the listed position are 29.5-30.5 m, i.e. flat. There are no steps to the entrance or slopes, and it is neither a flag-shaped lot nor a terraced house. The rear (southwest) boundary is not shown in the photos.

Rights and restrictions

The listing text states that there is a disclosure matter and asks buyers to inquire for details; its content is not disclosed. This article does not speculate on the content and only records that it is undisclosed.

What We Could Not Confirm

  • The content of the disclosure matter is not published in the listing. It may be part of the reason for the price and needs to be confirmed with the agent.
  • The listing does not say whether the ground-floor built-in garage (about 16 ㎡ by estimate) is included in the 89.49 ㎡ floor area. If it is included and removed, the assessed ratio falls from 107.6% to 99.1%.
  • The rear (southwest) boundary does not appear in the listing photos, so the condition of the boundary wall and any level difference with the neighbouring lot are unconfirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart

Convenience store in Hanakage-cho, Sakado. About 380 m in a straight line from the map position in the listing to its OpenStreetMap location.

Source
Maruetsu

Supermarket in Hinode-cho, Sakado. About 400 m in a straight line from the map position in the listing to its OpenStreetMap location.

Source
Big-A

Supermarket in Asabano 1-chome, Sakado. About 580 m in a straight line from the map position in the listing to its OpenStreetMap location.

Source

Neighborhood ② Dining Near the Station

Kangane

Korean restaurant in Nakatomi-cho, the same town. About 110 m in a straight line from the map position in the listing to its OpenStreetMap location.

Source
Soma Sakado

Restaurant in Nakatomi-cho, the same town. About 160 m in a straight line from the map position in the listing to its OpenStreetMap location.

Source
Kissa Maasa

Coffee shop in Nakatomi-cho, the same town. About 210 m in a straight line from the map position in the listing to its OpenStreetMap location.

Source

About This Property

This is a pre-owned detached house in Nakatomi-cho, Sakado. It is a 12-minute walk from Sakado Station on the Tobu Tojo Line and a 25-minute walk from Kita-Sakado Station. The lot faces a 6.0 m wide public road on the northeast side, which is asphalt-paved and level. Measured as straight-line distances from the map position in the listing to each location registered in OpenStreetMap, FamilyMart is about 380 m away, the Maruetsu supermarket about 400 m and the Big-A supermarket about 580 m; for dining, the Korean restaurant Kangane is about 110 m, Soma Sakado about 160 m and the coffee shop Kissa Maasa about 210 m.

The house is a two-storey wooden building completed in March 2012 (14 years old) with a 3SLDK layout including an 18.3-tatami LDK, a floor area of 89.49 ㎡ and land of 100.81 ㎡ (per registry), held freehold. ⚠️ There is a built-in garage for one car on the ground floor, and the listing does not say whether it is included in the 89.49 ㎡ floor area. Estimating from the floor plan, the ground-floor living space is about 37 ㎡ and the upper floor about 53 ㎡, which together roughly match the stated floor area, so we assume the garage (about 16 ㎡ by estimate) is not included and assess the building at the stated floor area. If the garage is included and its area is removed, the assessed ratio falls from 107.6% to 99.1%. The zoning is Category 1 Residential with a 60% building coverage ratio and a 200% floor area ratio, and the land category is residential. The house is all-electric (no gas connection) with public water and sewerage. It is currently vacant, and handover is specified as 10 September 2026 or later.

For the road price, we traced the block roads of Nakatomi-cho on the FY2026 (Reiwa 8) road price map (map no. 26327) and took 89,000 yen/㎡ (leasehold ratio D), the most frequent value both west of the Tojo Line and across the whole town. The same road went from 86,000 yen in 2024 to 88,000 yen in 2025 and 89,000 yen/㎡ in 2026, a rise of about 3.5% over two years. On this value the assessed ratio is 107.6%. The part of Nakatomi-cho east of the Tojo Line carries 69,000-87,000 yen/㎡, and even the lowest, 69,000 yen/㎡, gives 94.2%. The listing shows no private road burden or setback, so the full 100.81 ㎡ of land is assessed.

⚠️ The listing text states that there is a disclosure matter (kokuchi jiko) and asks buyers to inquire for details; its content is not disclosed. It may be part of the reason for the price, and the content needs to be confirmed with the agent (Homebank Co., Ltd., exclusive agency). In the listing photos, the lot sits at about the same level as the road, and the garage floor meets the road with a slope of a few centimetres. The neighbour's wall on the southeast side looks about 1.0 m high from the road, but signs such as the single step at the neighbour's gate indicate that the neighbouring ground is at about road level, so we judge it to be a boundary wall rather than a retaining wall. The rear (southwest) boundary does not appear in any photo and is unconfirmed.

Estimated Financing

Assessed value ¥16,131,290 → estimated loan ¥14,990,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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