積算100
[Assessed 93.4%] Detached house in Kawaguchi, Saitama — 14 min from Araijuku Sta.
Assessed 93.4%Detached houseKawaguchi, SaitamaAraijuku Sta. 14 min walk

[Assessed 93.4%] Detached house in Kawaguchi, Saitama — 14 min from Araijuku Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Line Araijuku Sta.
Walk14 min walk
Assessed Ratio93.4%Assessed 93.4%
Price¥6,500,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 1971 (55 years old)
Land Area50.59㎡
Building Area23.16㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥6,500,000View listing

Assessed Value Breakdown

Land assessed value¥6,070,800
Building assessed value¥0
Total assessed value¥6,070,800
Asking price¥6,500,000
Assessed ratio93.4%

Calculation basis

  • Land = road price ¥120,000/m² × land area 50.59m²
  • Building = replacement cost ¥220,000/m² × floor area 23.16m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1971 (55 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +20.0%
YearRoad price (JPY/m²)YoY
2024100,000—
2025110,000+10.0%
2026120,000+9.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the address is given only to the oaza (district) level, we narrowed down the road price band using seven sheets of the 2026 road price maps and the listed distances to the station and nearby facilities, and checked the road access and ground levels in four site photos.

Locating the road price

On the 2026 road price maps, Oaza Angyo-Jirin spans seven sheets, and its local-street values split into two bands: 120,000–140,000 yen/m² west of the Shuto Expressway Kawaguchi Route and 90,000–110,000 yen/m² east of it. From the listed 1,100 m to Araijuku Station and the distances to nearby facilities, we estimate that the property is in the western area and used the most common value there, 120,000 yen/m² (leasehold ratio D). The position on the listing's map does not match the facility distances, so we did not use it. Applying the eastern area's 98,000 yen/m² would give an assessed ratio of 76.3%, but that area does not fit the distance to the station, so we did not adopt it. On sheet 28090 the same local street went from 100,000 yen in 2024 to 110,000 yen in 2025 and 120,000 yen in 2026.

View source
Effective land area

There is no private road burden, and the road on the north is 4 m wide, so no setback applies. The listed land area of 50.59 m² (registered) is used as is.

Building valuation assumptions

The house is a two-story wooden building from March 1971. At 55 years old it is past the 22-year statutory useful life, so the building's assessed value is zero and the assessed ratio comes from the land's road price alone. The second-floor extension is unregistered and is not included in the registered floor area of 23.16 m².

On-site check from photos

We checked the four site photos in the listing (one including the front road and three of the exterior). The 4 m public road on the north is flat and the lot is at roughly the same level (the step up to the wooden deck is about 10 cm). The block wall on the west boundary has equal ground on both sides and does not retain soil. The house stands apart from both neighbors and is not a flag-shaped lot. The rear (south) boundary does not appear in the photos.

What We Could Not Confirm

  • The rear (south) boundary does not appear in the photos, so whether there is a retaining wall is unconfirmed. The area has interlocking valleys (about 7 m elevation) and plateaus (about 14 m), so an on-site check or an inquiry with the agent is needed.
  • The second-floor extension is unregistered. It is not included in the registered floor area (23.16 m²), and its registration and building-permit status need to be confirmed with the agent.
  • The address is given only to the oaza level without a lot number, so the road price band of the fronting road has not been identified. If it were 105,000 yen/m², the lowest value in the area west of the Shuto Expressway Kawaguchi Route, the assessed ratio would be 81.7%.
  • Wastewater goes to an individual septic tank (not public sewer), and there is no parking space.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Kawaguchi Angyo-Jirin Kita

Convenience store in Oaza Angyo-Jirin, Kawaguchi, 619 m from the property according to the listing's neighborhood section.

Source
Maruetsu Angyo-Jirin

Supermarket in Oaza Angyo-Jirin, Kawaguchi, 742 m from the property according to the listing's neighborhood section.

Source
Seiyu Kawaguchi Akayama

Supermarket in Oaza Akayama, Kawaguchi, 799 m from the property according to the listing's neighborhood section. The Matsumoto Kiyoshi drugstore inside is listed at 705 m.

Source

Neighborhood ② Dining Near the Station

Domino's Pizza

Pizza delivery and takeout in Sakuracho 1-chome, Kawaguchi, about 760 m in straight-line distance from a property position estimated from the listing's facility distances to its OpenStreetMap location.

Source
Denny's

Family restaurant in Oaza Nishi-Araijuku, Kawaguchi, about 1.1 km in straight-line distance from the estimated property position to its OpenStreetMap location.

Source
Saizeriya

Italian family restaurant in Oaza Nishi-Araijuku, Kawaguchi, about 1.1 km in straight-line distance from the estimated property position to its OpenStreetMap location.

Source

About This Property

This is a pre-owned detached house in Oaza Angyo-Jirin, Kawaguchi, Saitama. It is a 14-minute walk (1,100 m) from Araijuku Station on the Saitama Rapid Railway Line and a 25-minute walk from Hatogaya Station. The listing's neighborhood section gives distances to Kawaguchi Municipal Jirin Elementary School (603 m), Hatogaya Junior High School (1,096 m), Midorigaoka Kindergarten (428 m) and Hatogaya Chuo Hospital (592 m), as well as 7-Eleven Kawaguchi Angyo-Jirin Kita (619 m), the Matsumoto Kiyoshi drugstore in Seiyu Kawaguchi Akayama (705 m), Maruetsu Angyo-Jirin (742 m) and Seiyu Kawaguchi Akayama (799 m). We added restaurants from OpenStreetMap. In straight-line distance from a property position estimated from the listing's facility distances: Domino's Pizza (Sakuracho 1-chome) about 760 m, and Denny's and Saizeriya (both in Oaza Nishi-Araijuku) about 1.1 km (all in Kawaguchi; these are not walking distances from the property).

The land is 50.59 m² (registered) and the building is a 23.16 m² (registered) two-story wooden house built in March 1971 (55 years old), with a 2LDK layout. ⚠️ An extension on the second floor is unregistered and is not included in the registered floor area of 23.16 m². The property is freehold, in a Category 1 Residential Zone with a 60% building coverage ratio and a 200% floor area ratio. It fronts a 4 m-wide public road on the north side for 5.1 m, with no private road burden. Utilities are public water, an individual septic tank (not public sewer) and individual LPG, and there is no parking space. No yield is listed; the listing is aimed at owner-occupiers.

The address is given only down to the oaza (district) level, without a lot number. Oaza Angyo-Jirin spans seven sheets of the 2026 road price maps, and its local-street values split into two bands: 120,000–140,000 yen/m² west of the Shuto Expressway Kawaguchi Route and 90,000–110,000 yen/m² east of it. From the listed distances to the station and nearby facilities, we estimate that the property lies on the west side (toward Sakuracho 5 and 6-chome) and used that area's most common value, 120,000 yen/m² (leasehold ratio D). The band of the road the property actually fronts has not been identified; if it were 105,000 yen/m², the lowest value in the western area, the assessed ratio would be 81.7%. The building is 55 years old, past the 22-year statutory useful life for wooden buildings, so its assessed value is zero and this valuation is based on the land alone.

⚠️ In the site photos, the road on the north is flat and roughly level with the lot, the neighboring houses to the east and west sit at the same ground level, and no retaining walls or stepped access are visible. However, the rear (south) boundary does not appear in any photo, so whether there is a retaining wall there is unconfirmed. GSI elevation data show valleys (about 7 m) and plateaus (about 14 m) interlocking in this area, so the height difference at the rear needs to be checked on site or with the agent. The unregistered extension, septic tank maintenance and the lack of parking are also points to confirm when considering a purchase.

Estimated Financing

Assessed value ¥6,070,800 → estimated loan ¥6,070,000 (93% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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