積算100
[Assessed 88.6%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 14 min from Fuchinobe Sta.
Assessed 88.6%Detached houseChuo Ward, Sagamihara, KanagawaFuchinobe Sta. 14 min walk

[Assessed 88.6%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 14 min from Fuchinobe Sta.

Published: Updated:

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Fuchinobe Sta.
Walk14 min walk
Assessed Ratio88.6%Assessed 88.6%
Price¥34,800,000
TypeDetached house
StructureWooden
BuiltBuilt Nov 2020 (5 years old)
Land Area125.48㎡
Building Area100.19㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥34,800,000View listing

Assessed Value Breakdown

Land assessed value¥13,802,800
Building assessed value¥17,032,300
Total assessed value¥30,835,100
Asking price¥34,800,000
Assessed ratio88.6%

Calculation basis

  • Land = road price ¥110,000/m² × land area 125.48m²
  • Building = replacement cost ¥220,000/m² × floor area 100.19m² × remaining life 17y ÷ statutory life 22y
  • Built Nov 2020 (5 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.0%
YearRoad price (JPY/m²)YoY
2024100,000—
2025105,000+5.0%
2026110,000+4.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

As the lot number is not published, we narrowed down the location from the distances in the listing, checked six sheets of the Reiwa 8 roadside price map, and verified the road access and height differences with five listing photos and GSI elevation data.

Locating the road price

The listing gives the location only as Fuchinobe-Honcho 1-chome, so from the distances of 1,100 m to Fuchinobe Station, 500 m to Onokita Elementary School and 650 m to Onokita Junior High School we estimated that the property is near blocks 24, 25 and 39 along the Sakai River. The road along the Sakai River in front has no roadside price, so we counted the local roads within the chome on six sheets of the Reiwa 8 roadside price map and used the most common value, 110,000 yen/㎡. The same section of a nearby local road was 100,000 yen/㎡ in 2024 and 105,000 yen/㎡ in 2025. Using the nearby diagonal road's 125,000 yen/㎡ would give an assessed ratio of about 94.0%, and the lowest band among the local roads in the chome is also 110,000 yen/㎡.

View source
Effective land area

There is no mention of a private road burden, and the front road is a 4.0 m-wide public road with no setback noted, so the listed land area of 125.48 ㎡ (registered area) is assessed as is.

Building valuation assumptions

The building area is 100.19 ㎡ in the listing's summary table but 100.31 ㎡ in the body text, so the smaller figure of 100.19 ㎡ was used. It is a two-story wooden house built in November 2020, and because it is still young, much of the building value remains.

On-site check from photos

We checked the three exterior photos and two front-road photos in the listing. The 4.0 m public road to the northeast and the parking area are at almost the same level, with no steps or retaining walls, and the height difference with the neighbors on either side is only about 0.2–0.3 m. It is not a flag-shaped lot, and the house stands detached with gaps to both neighbors. However, the photos also show a power transmission tower and overhead lines, which may pass over or near the site. The rear (southwest) boundary does not appear in the photos, so we checked GSI elevation data along profiles running inland from the road through the estimated blocks. There is no step of 1 m or more within the depth of the site (about 17 m); a rise of about 1.5 m lies about 50 m back, on the diagonal road side.

What We Could Not Confirm

  • The listing photos show a power transmission tower and overhead lines, which may pass over or near the site. The listing does not state that the site is under high-voltage lines or give any restricted area, and no deduction has been made in the assessment. If the site is under high-voltage lines, there are building restrictions and a lower valuation, so the assessed value would come out higher than the reality.
  • The lot number is not published, so the roadside price cannot be pinned down precisely. We estimated from the listing's distances that the property is near blocks 24, 25 and 39 along the Sakai River, but confirming the lot number requires asking the listing agent. The road along the Sakai River in front has no roadside price.
  • Across the front road is the Sakai River (with Machida, Tokyo on the opposite bank). Whether the site lies in an expected flood inundation area needs to be checked on Sagamihara City's hazard map.
  • The rear (southwest) boundary with the neighbor does not appear in the photos, so whether there is a retaining wall or step there is unconfirmed. The area visible in the photos is flat, and GSI elevation data also shows no step of 1 m or more within the depth of the site.
  • The owner lives in the house as a self-occupied home, so no yield or expected rent is listed. If it is to be rented out, the rent level needs to be checked against the local market. The handover date is negotiable.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Fuchinobe-Honcho 1-chome

Convenience store 400 m from the property according to the listing source. Location in Fuchinobe-Honcho 1-chome, Chuo Ward, Sagamihara confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Gourmet City Fuchinobe-Honcho

Supermarket 750 m from the property according to the listing source. Location in Fuchinobe-Honcho 2-chome, Chuo Ward, Sagamihara confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Create SD Sagamihara Fuchinobe-Honcho

Drugstore 850 m from the property according to the listing source. Location in Fuchinobe-Honcho 3-chome, Chuo Ward, Sagamihara confirmed on OpenStreetMap and with GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Kaigaraya

Ramen shop about 550 m in a straight line from the estimated position (the center of blocks 24, 25 and 39). Location in Fuchinobe-Honcho 3-chome, Chuo Ward, Sagamihara confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Menya Ayumu Fuchinobe

Ramen shop about 560 m in a straight line from the estimated position (the center of blocks 24, 25 and 39). Location in Fuchinobe-Honcho 3-chome, Chuo Ward, Sagamihara confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Yumean Fuchinobe

Japanese family restaurant about 670 m in a straight line from the estimated position (the center of blocks 24, 25 and 39). Location in Fuchinobe-Honcho 3-chome, Chuo Ward, Sagamihara confirmed on OpenStreetMap and with GSI reverse geocoding.

Source

About This Property

⚠️ The listing photos show a power transmission tower and overhead lines, and the lines may pass over or near the site. The listing does not state that the site is under high-voltage lines, nor does it give any area subject to building restrictions. If the site is under high-voltage lines, the height and structure of buildings are restricted and the land value is lower, but no deduction has been made in this article's assessment. The position of the lines relative to the site needs to be confirmed with the listing agent.

This is a pre-owned detached house in Fuchinobe-Honcho 1-chome, Chuo Ward, Sagamihara, a 14-minute walk (1,100 m) from Fuchinobe Station on the JR Yokohama Line. The lot number is not published, so we compared the distances given in the listing (1,100 m to Fuchinobe Station, 500 m to Onokita Elementary School and 650 m to Onokita Junior High School) with the GSI block locations and estimated that the property is near blocks 24, 25 and 39 along the Sakai River. This is an estimated range, not an identification of the lot. Across the front road is the Sakai River, with Machida, Tokyo on the opposite bank; please check Sagamihara City's hazard map to see whether the site lies in an expected flood inundation area. Among the nearby places, the distances to FamilyMart Fuchinobe-Honcho 1-chome (400 m), Gourmet City Fuchinobe-Honcho (750 m) and Create SD Sagamihara Fuchinobe-Honcho (850 m) are the listing source's distances from the property, while the three restaurants are straight-line distances from the estimated position (the center of blocks 24, 25 and 39).

The building is a two-story wooden 3LDK built in November 2020. The building area is 100.19 ㎡ in the listing's summary table but 100.31 ㎡ in the body text, so the smaller figure of 100.19 ㎡ is used. The land is 125.48 ㎡ (registered area), freehold, with no private road burden, and has 7.2 m of frontage on a 4.0 m-wide public road to the northeast. It is in a Category 1 Low-rise Exclusive Residential Zone (building coverage 50%, floor area ratio 80%). Features include two toilets, a walk-in closet, a counter kitchen with a dishwasher and a bathroom heater/dryer, and there is parking for three cars in a row (depending on car size). In the listing photos, the front road and the parking area are at almost the same level, with no steps or retaining walls, and the height difference with the neighbors on either side is only about 0.2–0.3 m. The rear (southwest) boundary does not appear in the photos and is unconfirmed, but GSI elevation data shows no step of 1 m or more within the depth of the site. The owner currently lives in the house as a self-occupied home, so no yield or expected rent is listed, and the handover date is negotiable.

The price is 34.8 million yen. The road along the Sakai River in front of the site has no roadside price, so we counted the local roads within the chome on the Reiwa 8 (2026) roadside price map and used the most common value, 110,000 yen/㎡. This band has risen 10.0% over two years from 100,000 yen/㎡ in 2024. Using the nearby diagonal road's 125,000 yen/㎡ would give an assessed ratio of about 94.0%, and the lowest band among the local roads in the chome is also 110,000 yen/㎡, so no band gives a lower ratio than this article's. A notable point for the assessment is that the building is less than six years old, so much of its value remains. Before considering the property, the position of the transmission lines, the expected flood inundation and the rear boundary should be confirmed.

Estimated Financing

Assessed value ¥30,835,100 → estimated loan ¥30,830,000 (89% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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