積算100
[Assessed 99.4%] Detached house in Kawagoe, Saitama — 6 min from Shingashi Sta.
Assessed 99.4%Detached houseKawagoe, SaitamaShingashi Sta. 6 min walk

[Assessed 99.4%] Detached house in Kawagoe, Saitama — 6 min from Shingashi Sta.

Published: Updated:

Property Overview

LocationKawagoe, Saitama
Nearest StationTobu Tojo Line Shingashi Sta.
Walk6 min walk
Assessed Ratio99.4%Assessed 99.4%
Price¥9,500,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 1973 (53 years old)
Land Area69.97㎡
Building Area64.58㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥9,500,000View listing

Assessed Value Breakdown

Land assessed value¥9,445,950
Building assessed value¥0
Total assessed value¥9,445,950
Asking price¥9,500,000
Assessed ratio99.4%

Calculation basis

  • Land = road price ¥135,000/m² × land area 69.97m²
  • Building = replacement cost ¥220,000/m² × floor area 64.58m² × remaining life 0y ÷ statutory life 22y
  • Built Sep 1973 (53 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.0%
YearRoad price (JPY/m²)YoY
2024125,000—
2025130,000+4.0%
2026135,000+3.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the local roads across the several sheets of the Reiwa 8 (2026) roadside land price maps that cover Oaza Suna, and checked the level differences on the road side and the rear using the listing photo and GSI elevation data.

Locating the road price

We counted the local roads of Oaza Suna on the Reiwa 8 (2026) roadside land price maps (sheet numbers 26127, 26116 and others). Oaza Suna has no chome subdivisions, and its local road prices fall into two levels: 110,000 yen/㎡ is the most common in the northern part (around Takashina Sports Ground) and 135,000 yen/㎡ in the southern part near Shingashi Station. Because the property is north of Shingashi Station in the southern area, the most common value in that area, 135,000 yen/㎡, was used as the representative value. The private road in front has no road price, so the property is assessed using the value of nearby local roads. Applying 110,000 yen/㎡, the most common value across Oaza Suna as a whole, gives an assessment ratio of 81.0%. The representative section was 125,000 yen/㎡ in Reiwa 6 and 130,000 yen/㎡ in Reiwa 7.

View source
Rights and restrictions

The lot faces a 4 m wide private road on the north side (one side only). The listing does not state the private-road share, consent for passage and excavation, or the road type, and the private-road area field is blank, so no private-road deduction was made and the listed land area of 69.97 ㎡ is used as is. Because the road is 4 m wide, no setback is assumed.

Building valuation assumptions

The building is a two-story wooden house built in September 1973 (floor area 64.58 ㎡). At 53 years old it is past the 22-year statutory useful life for wooden buildings, so its assessed value is zero and the property is assessed on land value alone. It is listed as a rental house but is currently vacant, and no rent or yield is given.

On-site check from photos

The listing has only one exterior photo and one floor plan, and we examined the exterior photo enlarged. On the north side at the front, there is a gravel parking space at almost the same level as the road, the entrance step is about one step high, and no retaining walls, stone walls or earth-retaining structures are visible. There are gaps between the house and its neighbors on both sides; it is neither a row house nor a flag-shaped lot. There are no photos of the south (rear) boundary, so we checked GSI elevation data within ±30 m of the property and found a level difference of less than 0.5 m.

What We Could Not Confirm

  • For the private road in front (north side, 4 m wide), the listing does not show whether the lot owns a share, whether consent for passage and excavation has been given, or the road type (whether it is a designated road), so road access has not been confirmed.
  • The private-road area field is blank, and it is unknown whether any part of the private road is included in the 69.97 ㎡ land area. If it is, the effective building land area would be smaller.
  • The private road the lot faces has no road price, so the 135,000 yen/㎡ of nearby local roads is applied. At 110,000 yen/㎡, the most common value across Oaza Suna as a whole, the assessment ratio would be 81.0%.
  • There are no photos of the south (rear) boundary, so it has not been checked visually. GSI elevation data show a level difference of less than 0.5 m within ±30 m of the property.
  • There is only one exterior photo, so the condition of the building's interior and fittings has not been checked. The house was built in 1973, before the new earthquake-resistance standards of June 1981.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Shingashi Station East Exit

Convenience store about 300 m in a straight line from the property's address point (GSI address search). Location in the same district as the property, Oaza Suna, Kawagoe confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Tobu Store Shingashi

Supermarket about 380 m in a straight line from the property's address point (GSI address search). Location in the same district as the property, Oaza Suna, Kawagoe confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Commodi Iida Shingashi

Supermarket about 560 m in a straight line from the property's address point (GSI address search). Location in the same district as the property, Oaza Suna, Kawagoe confirmed on OpenStreetMap and with GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Cafe de CRIE Tobu Shingashi Station

Cafe about 390 m in a straight line from the property's address point (GSI address search). Location in the same district as the property, Oaza Suna, Kawagoe confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Marugen Ramen Kawagoe Kishimachi

Ramen restaurant about 770 m in a straight line from the property's address point (GSI address search). Location in Kishimachi 2-chome, Kawagoe confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Asakuma (Sunashinden 2-chome)

Restaurant about 770 m in a straight line from the property's address point (GSI address search). Location in Sunashinden 2-chome, Kawagoe confirmed on OpenStreetMap and with GSI reverse geocoding.

Source

About This Property

⚠️ Road access for this property has not been confirmed. The front road on the north side is a 4 m wide private road, but the listing does not state whether the lot owns a share of it, whether consent for passage and excavation has been given, or the type of road (for example, whether it is a designated road), and the private-road area field is blank. The listing does not say the property cannot be rebuilt, but these points affect whether it can be rebuilt and whether water and gas pipe work can be done, so they need to be confirmed with the broker. Because it is also unclear whether any part of the private road is included in the land area, no private-road deduction has been made in the assessment.

This is a two-story wooden detached house in Suna, Kawagoe, a 6-minute walk from Shingashi Station on the Tobu Tojo Line (north of the station, about 390 m in a straight line). The listed address is Suna 774. The land is 69.97 ㎡ (registered area) of freehold, and the building was built in September 1973 (floor area 64.58 ㎡, 3DK), with a 7-jo dining kitchen and an 8-jo Western-style room on the first floor and two 6-jo Western-style rooms and a balcony on the second floor. It is in a Category 1 Residential zone (building coverage 60%, floor area ratio 200%) within the urbanization promotion area. It is listed as a rental house but is currently vacant, and no expected rent or yield is given. The price is 9.5 million yen.

The Reiwa 8 (2026) roadside land price of 135,000 yen/㎡ is used as the representative value. Oaza Suna has no chome subdivisions, and its local road prices fall into two levels: around 110,000 yen/㎡ in the northern part and around 135,000 yen/㎡ in the southern part near Shingashi Station. Because the property is in the southern area north of Shingashi Station, the most common value in that area, 135,000 yen/㎡, was adopted. The private road the lot faces has no road price, so the property is assessed using the road price of nearby local roads. Applying 110,000 yen/㎡, the most common value across Oaza Suna as a whole, gives an assessment ratio of 81.0%. The building is 53 years old, past the 22-year statutory useful life for wooden buildings, so its assessed value is zero and the property is assessed on land value alone. The road price for the representative section has risen from 125,000 yen/㎡ in 2024 and 130,000 yen/㎡ in 2025.

The listing has only one exterior photo and one floor plan. On the north side at the front, there is a gravel parking space at almost the same level as the road, the entrance step is about one step high, and no retaining walls or earth-retaining structures are visible. The house stands separately from its neighbors on both sides, with gaps between them, and it is not a flag-shaped lot. There are no photos of the south (rear) boundary, so it has not been checked. GSI elevation data show a level difference of less than 0.5 m within ±30 m of the property, but an on-site check is needed. The building predates the new earthquake-resistance standards introduced in June 1981. Distances to nearby facilities are straight-line distances from the position obtained by looking up the lot number with the GSI address search.

Estimated Financing

Assessed value ¥9,445,950 → estimated loan ¥9,440,000 (99% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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