積算100
[Assessed 85.6%] Detached house in Matsudo, Chiba — 20 min from Shin-Matsudo Sta.
Assessed 85.6%Detached houseMatsudo, ChibaShin-Matsudo Sta. 20 min walk

[Assessed 85.6%] Detached house in Matsudo, Chiba — 20 min from Shin-Matsudo Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line Shin-Matsudo Sta.
Walk20 min walk
Assessed Ratio85.6%Assessed 85.6%
Price¥46,900,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area111.45㎡
Building Area98.95㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥46,900,000View listing

Assessed Value Breakdown

Land assessed value¥18,389,250
Building assessed value¥21,769,000
Total assessed value¥40,158,250
Asking price¥46,900,000
Assessed ratio85.6%

Calculation basis

  • Land = road price ¥165,000/m² × land area 111.45m²
  • Building = replacement cost ¥220,000/m² × floor area 98.95m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.9%
YearRoad price (JPY/m²)YoY
2024140,000—
2025150,000+7.1%
2026165,000+10.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the Kenbiya listing has no site photos, we checked SUUMO's photos of Lot K's exterior and front road, the lot plans on HOME'S and SUUMO, the fiscal 2026 route price maps and GSI elevation data.

Locating the road price

Shin-Matsudo 6-chome spans five sheets of the fiscal 2026 route price maps, so we counted the bands on its local streets and adopted the most common one, 165,000 yen/m². From the road layout in the lot plan and the exterior photos, the subdivision is estimated to be the block just east of Shin-Matsudo Minami Elementary School. The three-year trend is 140,000 → 150,000 → 165,000 yen. Lot K faces the middle road (about 6 m) between phases 1 and 2, and at the estimated position this road is also in the 165,000-yen band. Even at the lowest nearby band of 160,000 yen (at the Kogane boundary) the ratio is about 84.4%.

View source
Effective land area

The HOME'S lot plan and SUUMO's plan of the whole subdivision both show Lot K as a regular-shaped plot directly facing the 6.0 m public road to the south, with no access strip. No private road share, setback or sloped portion is listed, so the listed land area of 111.45 m² is used as is.

On-site check from photos

Kenbiya's images were only a floor plan and a lot plan, so we checked the site with photos of Lot K's exterior and the front road (taken in July) from a separate SUUMO listing of the same subdivision. The two-car parking pad runs level from the south road, with only the two porch steps (about 0.3–0.4 m). The boundary with Lot L to the east is one or two courses of block (about 0.2–0.4 m) with a mesh fence, and the boundary with the land lot to the west is planting and a fence; the ground is level on both sides. The north boundary is not in the photos, but GSI 5 m elevation data put 12 points in the block at 2.9–3.6 m, i.e. flat low-lying land.

Building valuation assumptions

An unoccupied two-storey wooden house (I.D.S method) completed in April 2026, 98.95 m² (surveyed), 3LDK facing south. SUUMO gives June 2026 for the whole subdivision, but the house is 0 years old either way, so the building valuation does not change. Parking is two cars side by side outdoors on the south side, not a built-in garage.

Listing check

The price of 46.9 million yen matches on Kenbiya and SUUMO. Kenbiya lists it under detached rental houses, but the yield is undecided and the new house is currently vacant and never occupied.

What We Could Not Confirm

  • The street address is not published, so the lot's position was estimated from the lot plan and exterior photos (a photo of a lot in the same subdivision shows Shin-Matsudo Minami Elementary School across the west road). The route price band on Lot K's road is not fixed by lot number; even at the lowest nearby band of 160,000 yen/m² the assessed ratio is about 84.4%.
  • The north (rear) boundary does not appear in the photos and has not been checked directly. GSI elevation data show flat low-lying land, but any height difference or retaining structure should be confirmed on site or with the agent.
  • The Kenbiya listing has no site photos; the exterior and front road were checked using separate SUUMO and HOME'S listings of the same subdivision.
  • Lot J next door to the west is on sale as land without a building condition, so what will be built there is not known.
  • The yield is undecided and no expected rent is given; the house is currently vacant. Achievable rent would need to be checked separately before letting it.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Shin-Matsudo 6-chome

Convenience store listed on SUUMO's subdivision page as an 8-minute walk (627 m). Its location in Shin-Matsudo 6-chome, Matsudo was confirmed with OpenStreetMap and GSI reverse geocoding.

Source
Create SD Shin-Matsudo Minami

Drugstore listed on SUUMO's subdivision page as an 8-minute walk (620 m). OpenStreetMap places it in Shin-Matsudo-Minami 3-chome, Matsudo.

Source
AEON Food Style Shin-Matsudo

Supermarket listed on SUUMO's subdivision page as a 13-minute walk (1,007 m), in Shin-Matsudo 3-chome towards Shin-Matsudo Station.

Source

Neighborhood ② Dining Near the Station

Bamiyan Shin-Matsudo

Chinese family restaurant about 310 m in straight-line distance from the centroid of Shin-Matsudo 6-chome (Shin-Matsudo 5-chome, Matsudo).

Source
Osteria Don Tomo

Italian restaurant about 370 m in straight-line distance from the district centroid (Shin-Matsudo 6-chome, Matsudo).

Source
Kayabuki Soba Yabu

Soba noodle restaurant about 470 m in straight-line distance from the district centroid (Shin-Matsudo 7-chome, Matsudo).

Source

About This Property

This is Lot K in phase 1 of a large 42-lot new-build subdivision in Shin-Matsudo 6-chome, Matsudo. It faces the 6.0 m middle road that runs between phases 1 and 2 on its south side, with Lot L to the east and, to the west, Lot J, which is being sold as land without a building condition. Shin-Matsudo Station on the JR Joban and Musashino Lines is a 20-minute walk (1,527 m per the listing) and Minami-Nagareyama Station on the Tsukuba Express is 25 minutes on foot; the listing also notes the "Shin-Matsudo Minami-sho" bus stop 5 minutes away, from which Shin-Matsudo Station is 4 minutes by bus. Shin-Matsudo Minami Elementary School is 255 m and Shin-Matsudo Minami Junior High School 351 m away. SUUMO's subdivision listing gives 627 m to FamilyMart Shin-Matsudo 6-chome, 620 m to Create SD Shin-Matsudo Minami and 1,007 m to AEON Food Style Shin-Matsudo. The restaurant distances below are straight-line distances (about 310–470 m) from the centroid of Shin-Matsudo 6-chome.

The 111.45 m² freehold plot is a regular-shaped interior lot fronting the 6.0 m public road on the south side only. The lot plan shows no flag-pole access strip, and no private road share, setback or sloped portion is listed. The house is an unoccupied two-storey wooden home completed in April 2026 (I.D.S construction method), 98.95 m² (surveyed), 3LDK and facing south. Parking is an open-air pad for two cars side by side on the south side, not a built-in garage. The site is in Category 1 Low-rise Exclusive Residential zoning (50% building coverage, 100% floor area ratio, 10 m height limit, Article 22 fire-prevention zone), and SUUMO states that design and construction housing performance evaluation reports have been obtained. Kenbiya gives April 2026 as the completion date while SUUMO gives June 2026 for the whole subdivision; we use the earlier date, and the house is 0 years old either way.

The price is 46.9 million yen, matching on Kenbiya and SUUMO. For the fiscal 2026 route price we adopt 165,000 yen/m², the most common band on the local streets of Shin-Matsudo 6-chome, and at the estimated position the middle road Lot K faces is also in the 165,000-yen band. The price has risen from 140,000 yen in 2024 and 150,000 yen in 2025, about 17.9% in two years. Even at the lowest nearby band of 160,000 yen the ratio is about 84.4%. As a new build, the house is valued at its full replacement cost (0 years old, 22 of 22 years remaining) and makes up more than half of the assessed value; that building value will fall each year in line with the 22-year statutory useful life for wooden houses. Kenbiya lists it as a detached rental house, but the yield is undecided, no expected rent is given, and it is currently vacant (never occupied).

⚠️ The street address is not published; the lot's position was estimated from the lot plan and exterior photos (a photo of a lot in the same subdivision shows Shin-Matsudo Minami Elementary School across the west road). Kenbiya's images are only a floor plan and a lot plan, so we supplemented them with separate SUUMO and HOME'S listings of the same subdivision and checked the site with SUUMO's photos of Lot K's exterior and the front road. The concrete parking pad runs level from the south road, with only the two steps of the entrance porch (about 0.3–0.4 m). The boundary with Lot L to the east is one or two courses of block with a mesh fence, and the boundary with the land lot to the west is planting and a fence; the ground is level on both sides. No retaining walls or stepped access are visible. ⚠️ The north (rear) boundary does not appear in any photo. GSI elevation data show the subdivision sits on flat low-lying land, but any height difference or retaining structure there should be confirmed on site or with the agent.

Estimated Financing

Assessed value ¥40,158,250 → estimated loan ¥40,150,000 (86% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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