積算100
[Assessed 99.9%] Detached house in Funabashi, Chiba — 20 min from Funabashi-Nichidaimae Sta.
Assessed 99.9%Detached houseFunabashi, ChibaFunabashi-Nichidaimae Sta. 20 min walk

[Assessed 99.9%] Detached house in Funabashi, Chiba — 20 min from Funabashi-Nichidaimae Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationToyo Rapid Railway Line Funabashi-Nichidaimae Sta.
Walk20 min walk
Assessed Ratio99.9%Assessed 99.9%
Price¥35,980,000
TypeDetached house
StructureWooden
BuiltBuilt May 2026 (0 years old)
Land Area109.55㎡
Building Area111.14㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥35,980,000View listing

Assessed Value Breakdown

Land assessed value¥11,502,750
Building assessed value¥24,450,800
Total assessed value¥35,953,550
Asking price¥35,980,000
Assessed ratio99.9%

Calculation basis

  • Land = road price ¥105,000/m² × land area 109.55m²
  • Building = replacement cost ¥220,000/m² × floor area 111.14m² × remaining life 22y ÷ statutory life 22y
  • Built May 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.5%
YearRoad price (JPY/m²)YoY
202495,000—
2025100,000+5.3%
2026105,000+5.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the local block roads of Narashinodai 8-chome across five sheets of the FY2026 route price map and checked the frontage road and neighbouring height differences using site photos of the same property on another site.

Locating the road price

We counted the local block roads on the five FY2026 route price map sheets covering Narashinodai 8-chome. The 105,000 and 115,000 yen/m² bands were tied as the most common, and we took the lower, 105,000 yen/m², as the representative value. At 115,000 yen/m² the assessed ratio would be about 103%, so the conclusion is the same either way. The same segment was 95,000 yen/m² in 2024 and 100,000 yen/m² in 2025.

View source
Building valuation assumptions

The building is a new wooden house (111.14 m²) completed in May 2026 and never occupied, so we valued it at age zero over the full 22-year statutory useful life. The building accounts for about two-thirds of the assessed value, so the assessed ratio will fall as it ages.

Effective land area

There is no private road share, and the public road on the west is about 4.0 m wide on the plot plan, so no setback deduction was applied. The lot is about 10.3 m x 10.7 m and nearly rectangular; we used the listed land area of 109.55 m² as is.

On-site check from photos

Kenbiya only had a floor plan and a plot plan, so we checked site photos of the same property on SUUMO (price, areas and completion month match). The frontage road and the parking area are at almost the same level, with no retaining wall or steps. The differences with the north and south neighbours are only low block walls and fences; it is not a flag-shaped lot and not a row house.

What We Could Not Confirm

  • The east (rear) boundary does not appear in any photo, so the height difference there has not been confirmed. GSI elevation data shows gentle undulation nearby, but the map position is approximate, so this is only supporting evidence.
  • The lot number is not disclosed, so we could not identify which road the lot faces. Block roads in the chome range from 89,000 to 120,000 yen/m²; at the lowest band the assessed ratio is about 95%.
  • This is a newly built ready-built house; no expected rent or yield is listed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Narashinodai 8-chome

Convenience store about 388 m (5-minute walk) from the property according to the listing. Location in Narashinodai 8-chome, Funabashi confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Lopia Yumemachi Narashinodai Mall

Supermarket about 618 m (8-minute walk) from the property according to the listing. Location in Narashinodai 8-chome, Funabashi confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
MaxValu Narashinodai

Supermarket about 858 m (11-minute walk) from the property according to the listing. Location in Narashinodai 5-chome, Funabashi confirmed on OpenStreetMap and with GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Narashino Hanten

Restaurant about 190 m in a straight line from the centroid of Narashinodai 8-chome. Location in Narashinodai 8-chome, Funabashi confirmed with GSI reverse geocoding.

Source
Gusto (Narashinodai 8-chome)

Family restaurant about 330 m in a straight line from the chome centroid. Location in Narashinodai 8-chome, Funabashi confirmed with GSI reverse geocoding.

Source
Tonden Kita-Narashino

Japanese family restaurant about 770 m in a straight line from the chome centroid. Location in Narashinodai 5-chome, Funabashi confirmed with GSI reverse geocoding.

Source

About This Property

A newly built detached house in Narashinodai 8-chome, Funabashi, Chiba, a 20-minute walk from Funabashi-Nichidaimae Station on the Toyo Rapid Railway Line. There is also a route by bus from Yachiyo-Midorigaoka Station (8 minutes) to the "Narashino" stop, then a 5-minute walk. The site is in a Category 1 medium-to-high-rise exclusive residential zone (60% building coverage, 200% floor area ratio) within the urbanization promotion area, land category residential, with freehold land.

It is Building No. 1 of the "KEIAI GRACE Funabashi-shi Narashinodai Phase 18" development: a two-story wooden house of 111.14 m² (3LDK plus storeroom and dressing room) on 109.55 m² of land, completed in May 2026 as a ready-built home. It has never been occupied and can be handed over immediately. The lot faces a public road about 4 m wide on the west side only, measures roughly 10.3 m x 10.7 m and is nearly rectangular, with no private road share. There is outdoor parking for two cars, with public water, sewerage and city gas. The transaction is brokered.

For the route price we counted the local block roads of Narashinodai 8-chome on the FY2026 route price map. The 105,000 and 115,000 yen/m² bands were tied as the most common, and we took the lower, 105,000 yen/m², as the representative value. The assessed ratio is about 99.9%, and about 103% at 115,000 yen/m². As a new build, the building is valued over its full statutory useful life, and it accounts for about two-thirds of the assessed value. Because the building's value declines with age, the assessed ratio will also fall over time. The same segment was 95,000 yen/m² in 2024 and 100,000 yen/m² in 2025. No expected rent or yield is listed.

The Kenbiya listing only has a floor plan and a plot plan, so we checked site photos of the same property listed on SUUMO. The frontage road on the west and the parking area are at almost the same level, and the height differences with the north and south neighbours are small; however, the east (rear) boundary does not appear in any photo, and its height difference has not been confirmed. The lot number is not disclosed, so the route price of the road the lot actually faces has not been identified. Distances to the supermarkets and convenience store are as stated in the listing; distances to restaurants are straight-line distances from the centroid of the chome.

Estimated Financing

Assessed value ¥35,953,550 → estimated loan ¥35,950,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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