積算100
[Assessed 93.3%] Detached house in Matsudo, Chiba — 20 min from Shin-Matsudo Sta.
Assessed 93.3%Detached houseMatsudo, ChibaShin-Matsudo Sta. 20 min walk

[Assessed 93.3%] Detached house in Matsudo, Chiba — 20 min from Shin-Matsudo Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line Shin-Matsudo Sta.
Walk20 min walk
Assessed Ratio93.3%Assessed 93.3%
Price¥41,900,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area107.01㎡
Building Area97.5㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥41,900,000View listing

Assessed Value Breakdown

Land assessed value¥17,656,650
Building assessed value¥21,450,000
Total assessed value¥39,106,650
Asking price¥41,900,000
Assessed ratio93.3%

Calculation basis

  • Land = road price ¥165,000/m² × land area 107.01m²
  • Building = replacement cost ¥220,000/m² × floor area 97.5m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.9%
YearRoad price (JPY/m²)YoY
2024140,000—
2025150,000+7.1%
2026165,000+10.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the Kenbiya listing has no exterior photos, we checked six exterior and front-road photos of the same Unit B on HOUSEDO, the FY2026 route price map, and the prices shown on three sites against one another.

Locating the road price

We traced the block roads of Shin-Matsudo 6-chome on the FY2026 route price maps (mainly sheet 09024). The 165,000 yen/m2 band is by far the most common on the local roads, so we use it as the representative value. The band on the north road that Unit B faces was not pinned down by lot number, but the surrounding bands are 160,000 to 170,000 yen; at 160,000 yen the ratio would be about 92.1%, and at 170,000 yen about 94.6%. The three-year trend is 140,000, 150,000 and 165,000 yen.

View source
Effective land area

All three lot plans (Kenbiya, SUUMO and HOUSEDO) show Unit B as a regular-shaped interior lot facing the public road to the north, with no access strip. No private road share or setback is listed, so the listed 107.01 m2 is used as is.

On-site check from photos

Kenbiya only had a floor plan and a lot plan, so we checked five exterior photos and one photo of the north front road (taken June 2026) on the HOUSEDO page for the same unit, matched by unit name, price, areas and building confirmation number. The road and parking area are level with no step or retaining wall; the three porch steps reflect the foundation height. The east and west boundaries have only light fences and no retaining structures, and GSI elevation data show less than 0.7 m of relief nearby.

Listing check

Kenbiya and HOUSEDO list the price at 41.9 million yen, while SUUMO's subdivision listing shows Unit B at 43.9 million yen after a price change on September 24. We calculated the ratio at the lowest price, 41.9 million yen; at 43.9 million yen it would be about 89.1%.

Building valuation assumptions

An unoccupied two-story wooden 4LDK completed in April 2026, 97.5 m2 of floor area, with long-term quality housing certification and design and construction performance evaluation reports. One open-air parking space. At zero years old, the building is valued in full.

What We Could Not Confirm

  • The boundary with the lot to the south (rear) is not visible in any photo. The land is part of the same graded subdivision and elevation data show it as flat, but any level difference or retaining structure there is unconfirmed.
  • The price differs between sites (41.9 million vs. 43.9 million yen). The current asking price should be confirmed with the agent.
  • The route price band on the north road that Unit B faces was not identified by lot number. Within the surrounding bands (160,000 to 170,000 yen/m2) the assessed ratio ranges from about 92.1% to 94.6%.
  • No expected rent or yield is listed. Rent levels for leasing the house would need to be checked separately.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart (Shin-Matsudo 6-chome)

Convenience store about 270 m in a straight line from the centroid of Shin-Matsudo 6-chome. Its location within Shin-Matsudo 6-chome was confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Commodi Iida Shin-Matsudo

Supermarket about 360 m in a straight line from the neighborhood centroid (Shin-Matsudo 5-chome, Matsudo), handy for daily groceries.

Source
Gyomu Super Shin-Matsudo

Bulk-food supermarket about 490 m in a straight line from the neighborhood centroid (Shin-Matsudo 3-chome, Matsudo), suited to stocking up.

Source

Neighborhood ② Dining Near the Station

Bamiyan Shin-Matsudo

Chinese family restaurant about 310 m in a straight line from the neighborhood centroid (Shin-Matsudo 5-chome, Matsudo).

Source
Kayabuki Soba Yabu

Soba restaurant about 470 m in a straight line from the neighborhood centroid (Shin-Matsudo 7-chome, Matsudo).

Source
Coffee Kobo Chiyoda

Coffee shop about 470 m in a straight line from the neighborhood centroid (Shin-Matsudo 7-chome, Matsudo).

Source

About This Property

A newly built wooden detached house in Shin-Matsudo 6-chome, Matsudo, a 20-minute walk (1,527 m per the listing) from Shin-Matsudo Station on the JR Joban and Musashino Lines. Minami-Nagareyama Station is a 25-minute walk, and the listing gives 255 m to Shin-Matsudo-Minami Elementary School and 351 m to Shin-Matsudo-Minami Junior High School. The area is a Category 1 low-rise exclusive residential zone (50% building coverage, 100% floor area ratio, 10 m height limit, Article 22 fire zone), and this is Unit B of a large 42-lot new subdivision.

The 107.01 m2 freehold lot is a regular-shaped interior lot facing a roughly 9.0 m public road on its north side only. The subdivision does include flag-shaped lots, but Unit B's lot plan shows no access strip, no private road share and no setback. The house is an unoccupied two-story wooden 4LDK completed in April 2026 (97.5 m2 total floor area, 15.12-tatami LDK), with long-term quality housing certification and both design and construction performance evaluation reports. Parking is one open-air space, not a built-in garage. No expected rent or yield is listed.

The FY2026 route price is 165,000 yen/m2, up about 17.9% from 140,000 yen three years earlier. As a new build, the building is counted at its full replacement value. ⚠️ The price differs by site: Kenbiya and the HOUSEDO property page show 41.9 million yen, while SUUMO's listing for the whole subdivision shows Unit B at 43.9 million yen after a price change on September 24. The assessed ratio in this article uses the lowest price, 41.9 million yen; at 43.9 million yen it would be about 89.1%.

Kenbiya only shows a floor plan and a lot plan, but five exterior photos of the same Unit B and a photo of the front road on HOUSEDO show the north road and the parking area at the same level, with no retaining wall and no steps up from the road. The neighboring lots to the east and west belong to the same subdivision and sit at the same ground level. ⚠️ The boundary with the lot to the south (rear) does not appear in any photo, so any level difference or earth-retaining structure there needs to be checked on site or with the agent.

Estimated Financing

Assessed value ¥39,106,650 → estimated loan ¥39,100,000 (93% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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