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[Assessed 91.5%] Detached house in Matsudo, Chiba — 20 min from Shin-Matsudo Sta.
Assessed 91.5%Detached houseMatsudo, ChibaShin-Matsudo Sta. 20 min walk

[Assessed 91.5%] Detached house in Matsudo, Chiba — 20 min from Shin-Matsudo Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line Shin-Matsudo Sta.
Walk20 min walk
Assessed Ratio91.5%Assessed 91.5%
Price¥43,900,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area106.52㎡
Building Area102.67㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥43,900,000View listing

Assessed Value Breakdown

Land assessed value¥17,575,800
Building assessed value¥22,587,400
Total assessed value¥40,163,200
Asking price¥43,900,000
Assessed ratio91.5%

Calculation basis

  • Land = road price ¥165,000/m² × land area 106.52m²
  • Building = replacement cost ¥220,000/m² × floor area 102.67m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.9%
YearRoad price (JPY/m²)YoY
2024140,000—
2025150,000+7.1%
2026165,000+10.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because no listing has an exterior photo of Unit A, we checked ground levels with five site photos from the same subdivision and GSI elevation data, and reviewed all five route price map sheets covering Shin-Matsudo 6-chome.

Locating the road price

Shin-Matsudo 6-chome spans five sheets of the FY2026 route price maps, so we opened all of them and counted the bands on the block roads. The most common is 165,000 yen/m2, which we use as the representative value. From the road layout in the lot plan and the site photos, the subdivision appears to be the two blocks just east of Shin-Matsudo-Minami Elementary School, with Unit A facing the north road (170,000 yen) and the west road (165,000 yen). At 170,000 yen the ratio would be about 92.7%, and even at the lowest band in the chome, 160,000 yen, about 90.3%. The three-year trend is 140,000, 150,000 and 165,000 yen.

View source
Effective land area

Two lot plans (Kenbiya's PLAN A and SUUMO's Unit A) show a regular-shaped corner lot at the northwest corner with no access strip. No private road share, corner cut-off or setback is listed, and both sites give the same 106.52 m2 land and 102.67 m2 building areas, so the listed land area is used as is.

On-site check from photos

No site has an exterior photo of Unit A itself: Kenbiya shows a floor plan and lot plan, and SUUMO's Unit A image is also a floor plan. We therefore used five site photos from the same subdivision (front road and exteriors of Units I, L, K and 2-G, taken in July). Every unit's parking area is flush with the road, with only curb-height steps and no retaining walls or stone walls. The photos of Units I and 2-G show the 6.0 m west road that Unit A also faces, and it is level. GSI elevation data show flat ground at 2.8 to 3.8 m around the site. The frontage along the 9.0 m north road and the northwest corner could not be checked in photos.

Listing check

Kenbiya lists the price at 43.9 million yen, while SUUMO shows Unit A at 45.9 million yen after a price change on September 24. We calculated the ratio at the lowest price, 43.9 million yen; at 45.9 million yen it would be about 87.5%.

Building valuation assumptions

Kenbiya gives April 2026 as the build date and SUUMO gives completion in June 2026; we use the earlier date, but either way the house is zero years old and the building value is unchanged. It is a two-story 4LDK of 102.67 m2 built with a wooden post-and-beam panel method, with design and construction performance evaluation reports.

What We Could Not Confirm

  • Whether there is a retaining wall and any step from the front roads (the north side and northwest corner of Unit A have not been checked in photos). No exterior photo of Unit A itself is listed; we judged it flat from photos of other units in the subdivision and elevation data. Unit-specific exterior works are also unconfirmed.
  • The price differs between sites (43.9 million vs. 45.9 million yen). The current asking price should be confirmed with the agent.
  • The route price bands on the roads Unit A faces were read after estimating the subdivision's position from the lot plan and photos; they were not identified by lot number.
  • No expected rent or yield is listed, and the house is currently vacant. Rent levels for leasing it would need to be checked separately.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Shin-Matsudo 5-chome

Convenience store about 320 m in a straight line from the centroid of Shin-Matsudo 6-chome (Shin-Matsudo 5-chome, Matsudo). Location confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Commodi Iida Shin-Matsudo

Supermarket about 360 m in a straight line from the neighborhood centroid (Shin-Matsudo 5-chome, Matsudo). The listing only says a supermarket is a 7-minute walk without naming it, so we have not confirmed that it refers to this store.

Source
Konnichiwa Shin-Matsudo

Supermarket about 590 m in a straight line from the neighborhood centroid (Shin-Matsudo 3-chome, Matsudo, toward Shin-Matsudo Station).

Source

Neighborhood ② Dining Near the Station

Kappo Shabugen

Japanese and shabu-shabu restaurant about 320 m in a straight line from the neighborhood centroid (Shin-Matsudo 3-chome, Matsudo).

Source
Osteria Don Tomo

Italian restaurant about 370 m in a straight line from the neighborhood centroid (Shin-Matsudo 6-chome, Matsudo).

Source
Saizeriya Shin-Matsudo

Italian family restaurant about 680 m in a straight line from the neighborhood centroid (Shin-Matsudo 3-chome, Matsudo, toward Shin-Matsudo Station).

Source

About This Property

Unit A sits on the northwest corner of a large 42-lot new subdivision in Shin-Matsudo 6-chome, Matsudo. Shin-Matsudo Station on the JR Joban and Musashino Lines is a 20-minute walk (1,527 m per the listing); the listing also notes the Shin-Matsudo-Minami-Sho bus stop 5 minutes away on foot, with a 4-minute bus ride to Shin-Matsudo Station. Minami-Nagareyama Station is a 25-minute walk, Shin-Matsudo-Minami Elementary School is 255 m away and Shin-Matsudo-Minami Junior High School 351 m.

The 106.52 m2 freehold lot is a corner lot facing a roughly 9.0 m public road to the north and a roughly 6.0 m public road to the west (both asphalt). The lot plan shows a regular shape with no access strip and no private road share. The house is a south-facing two-story 4LDK built with a wooden post-and-beam panel method (102.67 m2 floor area, 18.5-tatami LDK, rooms of 4.5 to 8.5 tatami, walk-in closet), with design and construction performance evaluation reports. Kenbiya gives April 2026 as the build date and SUUMO gives completion in June 2026; we use the earlier date, and either way the house is zero years old. The site is in a Category 1 low-rise exclusive residential zone (50% coverage, 100% floor area ratio, 10 m height limit). It is currently vacant, and no expected rent or yield is listed.

For the FY2026 route price we use 165,000 yen/m2, the most common band on the block roads of Shin-Matsudo 6-chome. The north road along Unit A appears to be in the next band up, 170,000 yen, which would give about 92.7%. ⚠️ The price differs by site: Kenbiya shows 43.9 million yen, while SUUMO shows Unit A at 45.9 million yen after a price change on September 24. The assessed ratio in this article uses the lowest price, 43.9 million yen; at 45.9 million yen it would be about 87.5%.

⚠️ No listing has an exterior photo of Unit A itself. Site photos and front-road photos of other units in the same subdivision, together with GSI elevation data, confirm that the whole subdivision is flat graded land at road level and that the west road Unit A also faces is level. However, the stretch along the 9.0 m north road and the northwest corner do not appear in any photo, so whether there is a retaining wall or a step from the road needs to be checked on site or with the agent.

Estimated Financing

Assessed value ¥40,163,200 → estimated loan ¥40,160,000 (91% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説

積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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