積算100
[Assessed 90.7%] Detached house in Minami Ward, Sagamihara, Kanagawa — 18 min from Odakyu-Sagamihara Sta.
Assessed 90.7%Detached houseMinami Ward, Sagamihara, KanagawaOdakyu-Sagamihara Sta. 18 min walk

[Assessed 90.7%] Detached house in Minami Ward, Sagamihara, Kanagawa — 18 min from Odakyu-Sagamihara Sta.

Published: Updated:

Property Overview

LocationMinami Ward, Sagamihara, Kanagawa
Nearest StationOdakyu Odawara Line Odakyu-Sagamihara Sta.
Walk18 min walk
Assessed Ratio90.7%Assessed 90.7%
Price¥34,800,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 2026 (0 years old)
Land Area52.39㎡
Building Area104.11㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥34,800,000View listing

Assessed Value Breakdown

Land assessed value¥8,644,350
Building assessed value¥22,904,200
Total assessed value¥31,548,550
Asking price¥34,800,000
Assessed ratio90.7%

Calculation basis

  • Land = road price ¥165,000/m² × land area 52.39m²
  • Building = replacement cost ¥220,000/m² × floor area 104.11m² × remaining life 22y ÷ statutory life 22y
  • Built Dec 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.0%
YearRoad price (JPY/m²)YoY
2024150,000—
2025155,000+3.3%
2026165,000+6.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Using construction-stage site photos, the lot plan and the street address shown in a separate SUUMO listing, we identified the candidate road-price bands on the 2026 road price map and also estimated the building value excluding the garage.

Locating the road price

We checked the address in the SUUMO listing (Sagamidai 4-12-15) on the 2026 road price map (map no. 78271). Local roads in Sagamidai 4-chome range from 150,000 to 170,000 yen/m², and the most frequent value, 165,000 yen/m², was adopted as representative. The frontage band is either 160,000 or 170,000 yen/m²; even the 4-chome minimum of 150,000 yen/m² gives about 88.4%. The same section was 150,000 yen/m² in 2024 and 155,000 yen/m² in 2025.

View source
Effective land area

The lot plan shows a regular-shaped lot with a frontage of about 5.59 m and a depth of about 9.4 m, not a flag lot. The listed 52.39 m² (identical on Kenbiya and SUUMO) is used as is. The 1393/41762 co-ownership share in a private road elsewhere (lot 1543-16) is a separate parcel not included in the 52.39 m² and is not added to the valuation.

Building valuation assumptions

The building is a three-story wooden house with 104.11 m² of floor area, scheduled for completion in late December 2026. As it is unfinished, it is valued as new using the planned completion month. The 35.87 m² ground floor includes about 12.42 m² of built-in garage and driveway (about 11.9% of floor area); excluding it, the building value is about 20.17 million yen and the assessed ratio about 82.8%.

On-site check from photos

We reviewed the 10 listing images (3 construction-stage site photos, the lot plan, floor plans and others). The roughly 6 m public road in front and the lot are at nearly the same level, with a curb-height step of about 0.1-0.15 m at the boundary. The neighboring lots on both sides are level with no retaining structures, and the lot is neither a flag lot nor a row house. The rear boundary is hidden by scaffolding.

Rights and restrictions

Category 1 medium-to-high-rise exclusive residential zone (60% coverage, 200% FAR) in a quasi-fire prevention district; the SUUMO listing states it is within a regulated area under the Act on the Regulation of Residential Land Development and Specified Fill. Access is from a public road about 6 m wide on the north-northwest side (Building Standards Act Article 42-1-1). No yield or expected rent is listed.

What We Could Not Confirm

  • Built-in garage: the ground floor has about 12.42 m² of garage and driveway (about 11.9% of floor area). Valuing the building without it gives an assessed ratio of about 82.8% (about 90.7% on the full floor area). How the garage is treated in valuation should be confirmed with each lender.
  • Frontage road price: it is not determined whether the frontage road is 160,000 or 170,000 yen/m² (about 89.9% / 91.4% respectively). Even the 4-chome minimum of 150,000 yen/m² gives about 88.4%, and about 80.6% if the garage is also excluded.
  • Unfinished building and rear boundary: completion is planned for late December 2026, so the finished exterior and workmanship have not been confirmed. The ground level at the rear (south-southeast) boundary is hidden by scaffolding and needs to be checked on site.
  • Private road share: the property includes a 1393/41762 co-ownership share in a private road elsewhere (lot 1543-16, 417.62 m²). Its location and use are not described in the listing and should be confirmed with the agent.
  • Rent: no yield or expected rent is listed. This is a newly built house for sale listed in the single-family rental category, so rental income needs to be estimated separately from local market rents.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

三和

A supermarket about 100 m in a straight line from the listed address (Sagamidai 4-12-15). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sagamidai 4-chome, Minami Ward, Sagamihara.

Source
クリエイトSD

A drugstore about 320 m in a straight line from the listed address (Sagamidai 4-12-15). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sagamidai 5-chome, Minami Ward, Sagamihara.

Source
ファミリーマート サンズ相模台五丁目店

A convenience store about 350 m in a straight line from the listed address (Sagamidai 4-12-15). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sagamidai 5-chome, Minami Ward, Sagamihara.

Source

Neighborhood ② Dining Near the Station

朝日屋

A noodle restaurant about 210 m in a straight line from the listed address (Sagamidai 4-12-15). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sagamidai 4-chome, Minami Ward, Sagamihara.

Source
大醐

A Chinese restaurant about 250 m in a straight line from the listed address (Sagamidai 4-12-15). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sagamidai 5-chome, Minami Ward, Sagamihara.

Source
オックス焼肉

A yakiniku (grilled meat) restaurant about 270 m in a straight line from the listed address (Sagamidai 4-12-15). Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sagamidai 3-chome, Minami Ward, Sagamihara.

Source

About This Property

A newly built detached house in Sagamidai 4-chome, Minami Ward, Sagamihara, an 18-minute walk from Odakyu-Sagamihara Station on the Odakyu Odawara Line (the SUUMO listing gives a 26-minute walk from Sobudai-mae Station, and there is also a route of 8 minutes by bus from Sobudai-mae plus a 6-minute walk). The building is a three-story wooden 3LDK with 104.11 m² of floor area, still under construction and scheduled for completion in late December 2026, with handover planned for late January 2027 (Kenbiya shows December 2026). ⚠️ The ground floor includes a built-in garage and driveway of about 12.42 m² (about 11.9% of the floor area). Valuing the building without the garage portion gives an assessed ratio of about 82.8% (about 90.7% on the full floor area).

The land is 52.39 m² of freehold (registered as residential land), a regular-shaped lot with a frontage of about 5.59 m and a depth of about 9.4 m. It faces a public road about 6 m wide on the north-northwest side (Building Standards Act Article 42-1-1). The zoning is Category 1 medium-to-high-rise exclusive residential (60% building coverage, 200% floor area ratio) in a quasi-fire prevention district, and the SUUMO listing states the site is within a regulated area under the Act on the Regulation of Residential Land Development and Specified Fill. The property comes with a co-ownership share (1393/41762) in a private road located elsewhere (lot 1543-16). Utilities are public water, public sewer and city gas, with a bathroom dryer, dishwasher and video intercom planned. The price is 34.8 million yen; no yield or expected rent is listed (a newly built house for sale listed in the single-family rental category).

The representative road price is 165,000 yen/m² for 2026. Local roads in Sagamidai 4-chome range from 150,000 to 170,000 yen/m², and the most frequent value, 165,000 yen/m², was adopted. The frontage road is either the 160,000 or the 170,000 yen/m² band and could not be pinned down, but even the lowest value in the 4-chome, 150,000 yen/m², gives an assessed ratio of about 88.4%. The road price for the same section rose from 150,000 yen/m² in 2024 to 155,000 yen/m² in 2025 and 165,000 yen/m² in 2026. As the building is unfinished, it is valued as new with the planned completion month of December 2026 as its build date.

Construction-stage site photos show the front road and the lot at nearly the same level, with only a curb-height step at the boundary. The neighboring lots on both sides are also level, and no retaining wall or stepped access is visible. The ground level at the rear boundary is hidden by scaffolding. Distances to nearby facilities are straight-line distances from the listed address point. The condition of the completed building, the rear boundary, the details of the private-road share, and achievable rent if leased should be confirmed by a site visit and inquiries to the listing agent.

Estimated Financing

Assessed value ¥31,548,550 → estimated loan ¥31,540,000 (91% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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