積算100
[Assessed 100.5%] Detached house in Kawaguchi, Saitama — 16 min from Minumadai-shinsuikoen Sta.
Assessed 100.5%Detached houseKawaguchi, SaitamaMinumadai-shinsuikoen Sta. 16 min walk

[Assessed 100.5%] Detached house in Kawaguchi, Saitama — 16 min from Minumadai-shinsuikoen Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationNippori-Toneri Liner Minumadai-shinsuikoen Sta.
Walk16 min walk
Assessed Ratio100.5%Assessed 100.5%
Price¥33,980,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 2026 (0 years old)
Land Area74.13㎡
Building Area114.78㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥33,980,000View listing

Assessed Value Breakdown

Land assessed value¥8,895,600
Building assessed value¥25,251,600
Total assessed value¥34,147,200
Asking price¥33,980,000
Assessed ratio100.5%

Calculation basis

  • Land = road price ¥120,000/m² × land area 74.13m²
  • Building = replacement cost ¥220,000/m² × floor area 114.78m² × remaining life 22y ÷ statutory life 22y
  • Built Jul 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024110,000—
2025115,000+4.5%
2026120,000+4.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because Kenbiya's listing had only a floor plan, we checked the on-site photos in SUUMO's listing for the same development and three 2026 route price map sheets covering the land readjustment project area.

Locating the road price

Oaza Hanmatsu lies within the Shingo Tobu No. 2 Land Readjustment Project area, and the 2026 route price maps (sheets 28129, 28130 and 28140) mark it as "individually assessed". Because it is inside the project area, no route price is assigned, so we estimated using ¥120,000/㎡, the lowest block-road value in the adjacent completed area (Hanmatsu 2-chome, sheet 28130; ¥110,000 in 2024 → ¥115,000 in 2025 → ¥120,000 in 2026, leasehold ratio D). Many roads touching the project boundary carry ¥130,000/㎡, but we did not use them because that would apply a completed area's higher value to land still being developed. Any value from ¥110,000 to ¥130,000/㎡ gives an assessed ratio of about 98-103%.

View source
Effective land area

No private road share is mentioned, and the exterior photos show the lot facing the road across its full width, so the listed land area of 74.13 ㎡ is used as is. Because the lot is inside a land readjustment area, however, the listing does not show whether this is the pre-readjustment area or the provisional replotting area.

On-site check from photos

Kenbiya's listing had only a floor plan, so we checked three photos in SUUMO's listing for the same development: the site including the front road, the exterior, and the garden. The 6 m front road and the lot are at nearly the same level, with only a curb-height step and no retaining wall or steps. The rear garden boundary is two courses of block (about 0.4 m) plus a mesh fence, with hardly any level difference from the neighbours. The two houses are separate buildings with a gap between them, and the lot is not flag-shaped. GSI elevation data also shows flat ground at 4.8-5.3 m around the site.

Listing check

Kenbiya says the house is currently unfinished with completion scheduled for July 2026, while SUUMO says it was completed in late June 2026 and is available immediately, and its photos show the building completed. Kenbiya lists it under detached rental houses, but it is a new house sold for owner occupation with no yield given, so no yield is shown here. Listings give the walk as 14 or 16 minutes, so we use 16 minutes.

What We Could Not Confirm

  • The lot is inside a land readjustment project area, but the listing does not say whether it is a provisional replotting or a reserved land, or whether a settlement payment applies. Whether a settlement payment applies, and who bears it, needs to be confirmed with the agent.
  • The listing for Building No. 1 does not say whether the front road is public or private, or which side of the lot it is on (the listing for Building No. 2 of the same development describes a 6 m public road on the west).
  • It cannot be determined from the listing whether the covered parking space on the ground floor (estimated at about 9 ㎡ from the floor plan) is included in the 114.78 ㎡ floor area.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Comodi Iida Hanmatsu

Supermarket at 301-1 Hanmatsu, Kawaguchi. About 200 m (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source
7-Eleven Kawaguchi Niibori

Convenience store at 331-1 Oaza Niibori, Kawaguchi. About 500 m (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source
Ministop Kawaguchi Niibori

Convenience store at 10-24 Niiborimachi, Kawaguchi. About 1.2 km (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source

Neighborhood ② Dining Near the Station

Gusto Kawaguchi Shingo

Family restaurant at 238-1 Hanmatsu, Kawaguchi. About 380 m (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source
Anrakutei Higashi-Hongo

Yakiniku (Japanese barbecue) restaurant at 846-1 Higashi-Hongo, Kawaguchi. About 650 m (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source

About This Property

This is Building No. 1 of a newly built two-house development in Oaza Hanmatsu, Kawaguchi. The nearest station is Minumadai-shinsuikoen on the Nippori-Toneri Liner; listings give the walk as either 14 or 16 minutes, so we use the longer 16 minutes. Nearby are the Comodi Iida Hanmatsu supermarket (about 200 m), Gusto Kawaguchi Shingo (about 380 m), 7-Eleven Kawaguchi Niibori (about 500 m) and the yakiniku restaurant Anrakutei Higashi-Hongo (about 650 m). These are straight-line estimates from the development's registered lot (lot 447, Oaza Hanmatsu) to each store's address, calculated with the Geospatial Information Authority of Japan (GSI) address search, not walking routes.

The land is 74.13 ㎡ (freehold, residential land category) and the building is a three-storey wooden 4LDK with 114.78 ㎡ of floor area: a 19.5-tatami LDK on the second floor, three bedrooms on the third floor, and a covered parking space on the road side of the ground floor. The zoning is quasi-industrial (60% building coverage, 200% floor area ratio), in a quasi-fire-prevention district with a height control district. The front road is a 6 m asphalt-paved road, but the listing for Building No. 1 does not say whether it is public or private, or which side of the lot it is on. On completion, Kenbiya says completion is scheduled for July 2026 and the house is currently unfinished, while SUUMO says it was completed in late June 2026 and is available immediately; SUUMO's on-site photos show the building completed. Kenbiya lists it under detached rental houses, but it is a newly built house sold for owner occupation and no yield is given.

⚠️ The site lies within the Shingo Tobu No. 2 Land Readjustment Project area. Because it is inside the project area, no route price (rosenka) is assigned (the route price map marks it as "individually assessed"), so we estimated it using ¥120,000/㎡, the lowest value on the block roads of the adjacent completed readjustment area (Hanmatsu 2-chome, map No. 28130). Many roads touching the project boundary carry ¥130,000/㎡, but whichever value from ¥110,000 to ¥130,000/㎡ is applied, the assessed ratio stays around 98-103%, so the choice does not change the conclusion. However, the listing does not say whether the land is a provisional replotting (karikanchi) or a reserved land (horyuchi), or whether a settlement payment (seisankin) applies, and it cannot be determined whether 74.13 ㎡ is the pre-readjustment or the provisional replotting area. Whether a settlement payment applies, and who bears it, needs to be confirmed with the agent.

Kenbiya's listing has only one photo (the floor plan), so we checked the on-site photos in SUUMO's listing for the same development. The front road and the lot are at nearly the same level with no retaining wall or steps, and the rear garden boundary is only two courses of block plus a fence. The two houses are separate buildings (not attached) and the lot is not a flag-shaped lot. As a new build, about 74% of the assessed value comes from the building, and the building's value will decline as it ages.

Estimated Financing

Assessed value ¥34,147,200 → estimated loan ¥33,980,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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