積算100
[Assessed 98.8%] Detached house in Kawaguchi, Saitama — 14 min from Minumadai-shinsuikoen Sta.
Assessed 98.8%Detached houseKawaguchi, SaitamaMinumadai-shinsuikoen Sta. 14 min walk

[Assessed 98.8%] Detached house in Kawaguchi, Saitama — 14 min from Minumadai-shinsuikoen Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationNippori-Toneri Liner Minumadai-shinsuikoen Sta.
Walk14 min walk
Assessed Ratio98.8%Assessed 98.8%
Price¥32,980,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 2026 (0 years old)
Land Area65.54㎡
Building Area112.29㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥32,980,000View listing

Assessed Value Breakdown

Land assessed value¥7,864,800
Building assessed value¥24,703,800
Total assessed value¥32,568,600
Asking price¥32,980,000
Assessed ratio98.8%

Calculation basis

  • Land = road price ¥120,000/m² × land area 65.54m²
  • Building = replacement cost ¥220,000/m² × floor area 112.29m² × remaining life 22y ÷ statutory life 22y
  • Built Jul 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024110,000—
2025115,000+4.5%
2026120,000+4.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because this Kenbiya listing had only a floor plan, we checked the photos and details in another listing of the same property and the 2026 route price maps covering the land readjustment project area.

Locating the road price

Oaza Hanmatsu lies within the Shingo Tobu No. 2 Land Readjustment Project area, and the 2026 route price maps (sheets 28129, 28130 and 28140) mark it as "individually assessed". Overlaying the listing's map position, the property is inside the project area near the bottom edge of sheet 28129. Because it is inside the project area, no route price is assigned, so we estimated using ¥120,000/㎡, the lowest block-road value in the adjacent completed area (Hanmatsu 2-chome, sheet 28130; ¥110,000 in 2024 → ¥115,000 in 2025 → ¥120,000 in 2026, leasehold ratio D). We did not use the more common ¥125,000/㎡ in Hanmatsu 2-chome or the ¥130,000-135,000/㎡ values along the boundary.

View source
Effective land area

Another listing of the same property states that the lot is a provisional replotting (block 126, lot 16-1) of 65.54 ㎡ by survey. No private road share is mentioned and the lot faces the 6 m public road on the west directly with no setback, so this area is used as is.

Building valuation assumptions

The 112.29 ㎡ floor area includes the ground-floor built-in garage of about 9.57 ㎡ and a 2.98 ㎡ passage (as stated in the listing). The garage is about 8.5% of the floor area; valuing the building on the area excluding the garage and passage gives an assessed ratio of about 90%.

On-site check from photos

This Kenbiya listing had only a floor plan, so we checked three exterior shots among the ten photos of another Kenbiya listing of the same property (listing No. 4688823; building permit number, land and floor areas and price all match). Both houses face the paved road on the west directly; the step between the ground-floor parking and the road is curb height (0.1-0.2 m), with no retaining wall, steps or slope. The left boundary is a decorative block wall (0.6-0.8 m high) with both sides at about the same ground level, and the right boundary is a low block with a fence. The roofs are separate gables and a gap is visible between the side walls, so we judged them to be two detached buildings. GSI elevation data also shows flat ground at 4.9-5.3 m around the site.

Listing check

This Kenbiya listing (House Do Hatogaya Sakashitacho) describes the house as currently unfinished with handover negotiable, while another listing of the same property (ME Fudosan Saikyo) describes it as vacant with immediate handover, and the photos show the building completed. Kenbiya lists it under detached rental houses, but it is a new house sold for owner occupation with no assumed rent given, so no yield is shown here.

What We Could Not Confirm

  • Another listing states that the lot is a provisional replotting (block 126, lot 16-1), but no listing says whether a settlement payment or levy applies. Whether a settlement payment applies, and who bears it, needs to be confirmed with the agent.
  • The rear (east) boundary does not appear in the photos, so the level difference with the neighbouring lot and the condition of the wall have not been confirmed.
  • It has not been identified from the photos which of the two houses shown is Building No. 2 (both have the same relationship to the road).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Comodi Iida Hanmatsu

Supermarket at 301-1 Hanmatsu, Kawaguchi. About 200 m (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source
7-Eleven Kawaguchi Niibori

Convenience store at 331-1 Oaza Niibori, Kawaguchi. About 500 m (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source
Ministop Kawaguchi Niibori

Convenience store at 10-24 Niiborimachi, Kawaguchi. About 1.2 km (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source

Neighborhood ② Dining Near the Station

Gusto Kawaguchi Shingo

Family restaurant at 238-1 Hanmatsu, Kawaguchi. About 380 m (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source
Anrakutei Higashi-Hongo

Yakiniku (Japanese barbecue) restaurant at 846-1 Higashi-Hongo, Kawaguchi. About 650 m (straight-line distance from lot 447, Oaza Hanmatsu (the development's registered lot) to the store address, estimated with the GSI address search).

Source

About This Property

This is Building No. 2 of a newly built two-house development in Oaza Hanmatsu, Kawaguchi. The nearest station is Minumadai-shinsuikoen on the Nippori-Toneri Liner, a 14-minute walk, and Toneri Station is a 27-minute walk. Nearby are the Comodi Iida Hanmatsu supermarket (about 200 m), Gusto Kawaguchi Shingo (about 380 m), 7-Eleven Kawaguchi Niibori (about 500 m) and the yakiniku restaurant Anrakutei Higashi-Hongo (about 650 m). These are straight-line estimates from the development's registered lot (lot 447, Oaza Hanmatsu, as given in another listing of the same development) to each store's address, calculated with the Geospatial Information Authority of Japan (GSI) address search, not walking routes.

The land is 65.54 ㎡ by survey (freehold, residential land category) and the building is a three-storey wooden 3SLDK with 112.29 ㎡ of floor area: a 5-tatami storage room and a built-in garage on the ground floor, an 18.87-tatami LDK on the second floor and three bedrooms on the third floor. The floor area includes the ground-floor garage of about 9.57 ㎡ and a 2.98 ㎡ passage. The zoning is quasi-industrial (60% building coverage, 200% floor area ratio) within an Article 22 fire district. The lot faces a 6 m public road on the west with no setback. Completion is July 2026; this Kenbiya listing describes it as currently unfinished with handover negotiable, while another listing of the same property describes it as vacant with immediate handover, and the photos show the building completed. Kenbiya lists it under detached rental houses, but it is a newly built house sold for owner occupation and no yield is given.

⚠️ The site is a provisional replotting (karikanchi; block 126, lot 16-1) within the Shingo Tobu No. 2 Land Readjustment Project area. Because it is inside the project area, no route price (rosenka) is assigned (the route price map marks it as "individually assessed"), so we estimated it using ¥120,000/㎡, the lowest value on the block roads of the adjacent completed readjustment area (Hanmatsu 2-chome, map No. 28130). Surrounding values range from ¥110,000 to ¥135,000/㎡, and any of them gives an assessed ratio of about 97-102%, so the choice does not change the conclusion. The listing does not say whether a settlement payment (seisankin) or levy applies; whether a settlement payment applies, and who bears it, needs to be confirmed with the agent.

This listing has only one photo (the floor plan), so we checked the exterior photos in another Kenbiya listing of the same property. Both houses face the paved road on the west directly, the step between the parking space and the road is only curb height, and there is no retaining wall, steps or slope. The lot is not flag-shaped and the houses are not attached, but the rear (east) boundary does not appear in the photos. If the building is valued on the floor area excluding the garage and passage, the assessed ratio is about 90%, and because this is a new build, the building's value, which makes up about three quarters of the assessment, will decline as it ages.

Estimated Financing

Assessed value ¥32,568,600 → estimated loan ¥32,560,000 (99% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
[Assessed 174.9%] Detached house in Fujimino, Saitama — 18 min from Fujimino Sta.
Assessed 174.9%
Source: athome
Detached house

[Assessed 174.9%] Detached house in Fujimino, Saitama — 18 min from Fujimino Sta.

Fujimino, SaitamaTobu Tojo Line Fujimino Sta. 18 min walk
¥3.3M
[Assessed 143.2%] Detached house in Fujimi, Saitama — 19 min from Fujimino Sta.
Assessed 143.2%
Source: athome
Detached house

[Assessed 143.2%] Detached house in Fujimi, Saitama — 19 min from Fujimino Sta.

Fujimi, SaitamaTobu Tojo Line Fujimino Sta. 19 min walk
¥8.5M
[Assessed 118.4%] Detached house in Kawagoe, Saitama — 6 min from Kasumigaseki Sta.
Assessed 118.4%
Source: Rakumachi
Detached house

[Assessed 118.4%] Detached house in Kawagoe, Saitama — 6 min from Kasumigaseki Sta.

Kawagoe, SaitamaTobu Tojo Line Kasumigaseki Sta. 6 min walk
¥13.5MExpected Yield 7.11%