![[Assessed 97.1%] Detached house in Kawagoe, Saitama — 14 min from Nishi-Kawagoe Sta.](https://img01.suumo.com/front/gazo/bukken/030/N010000/img/638/21755638/21755638_0001.jpg)
[Assessed 97.1%] Detached house in Kawagoe, Saitama — 14 min from Nishi-Kawagoe Sta.
Property Overview
| Location | Kawagoe, Saitama |
| Nearest Station | JR Kawagoe Line Nishi-Kawagoe Sta. |
| Walk | 14 min walk |
| Assessed Ratio | 97.1%Assessed 97.1% |
| Price | ¥26,800,000 |
| Type | Detached house |
| Structure | Wooden |
| Built | Built Aug 2016 (10 years old) |
| Land Area | 118.21㎡ |
| Building Area | 103.68㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| SUUMO | ¥26,800,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥13,594,150 |
| Building assessed value | ¥12,441,600 |
| Total assessed value | ¥26,035,750 |
| Asking price | ¥26,800,000 |
| Assessed ratio | 97.1% |
Calculation basis
- Land = road price ¥115,000/m² × land area 118.21m²
- Building = replacement cost ¥220,000/m² × floor area 103.68m² × remaining life 12y ÷ statutory life 22y
- Built Aug 2016 (10 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +4.5%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 110,000 | — |
| 2025 | 115,000 | +4.5% |
| 2026 | 115,000 | ±0.0% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
We counted the block roads of Imanari 4-chome on the 2026 route price map to set the representative value, and used the listing's exterior and garden photos and floor plan to check the level of the front road and the boundaries with the neighbors.
What We Could Not Confirm
- The direction, width and legal type of the access road are not given in the listing's access-road section and need to be confirmed with the broker. The width of about 4.5 m comes from the promotional text, and the north-side frontage is inferred from the floor plan.
- The lot number is not disclosed, so the route price cannot be pinned down precisely. The listing's map points near the center of the chome and the block has not been identified, so we used the most common band among the chome's block roads. Confirming the lot number requires asking the broker.
- The west end of the garden is only partly visible in the photos, so the level difference at the western boundary has not been confirmed.
- As the seller lives in the house and it is offered for owner-occupation, no yield or expected rent is listed. Rent for use as a rental needs to be checked against local market rates.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
A pre-owned detached house in Imanari 4-chome, Kawagoe, a 14-minute walk from Nishi-Kawagoe Station on the JR Kawagoe Line. Kawagoeshi Station on the Tobu Tojo Line is listed at a 22-minute walk and Hon-Kawagoe Station on the Seibu Shinjuku Line at 25 minutes. It is one of a group of houses built for sale in a residential area laid out by land readjustment, zoned Category 1 Residential (building coverage 60%, floor area ratio 180%). The listing gives the location only down to Imanari 4-chome; the lot number is not disclosed.
The building is a two-story wooden 3LDK+S (with a small free room of about 2 tatami) built in August 2016, with 103.68 m² of floor area on 118.21 m² of freehold land with no private road share. There is parking for two cars and a gravel garden on the south side. Public water, public sewer and city gas. In the listing photos the road and the lot are at the same level with no steps, the retaining height at the boundary with the left-hand neighbor is only about 0.4 m, and no retaining wall is visible. The price is ¥26.8 million. The seller lives in the house, so the handover date is to be discussed. As it is offered as a home for owner-occupation, no yield or expected rent is listed.
⚠️ The access-road section of the listing gives neither the direction nor the width of the road. The road width of about 4.5 m comes from the listing's promotional text, and the north-side frontage is inferred from the floor plan. The listed floor area ratio of 180% equals a 4.5 m road width multiplied by the residential coefficient of 0.4, which is consistent with that width, so we treated no setback as necessary and used the listed land area as is. The direction, width and legal type of the road need to be confirmed with the broker.
The 2026 route price of ¥115,000/m² is used as the representative value. It is the most common band among the block roads in Imanari 4-chome; the same road was ¥110,000/m² in 2024 and ¥115,000/m² in 2025. Even the lowest band in the chome, ¥94,000/m², gives an assessed ratio of about 87.9%. At 10 years old, the building still retains assessed value. Of the nearby places, the three shops use the distances given in the listing's neighborhood section, and the three restaurants use straight-line distances from the center point of Imanari 4-chome (OpenStreetMap).
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
Learn About Assessed Value and Financing
Our blog explains the basics you need to read the numbers on this page.
不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。
積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。
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