積算100
川越市大字的場の売地(イメージ)
Assessed 81.5%LandKawagoe, SaitamaMatoba Sta. 6 min walk

[Assessed 81.5%] Land in Kawagoe, Saitama — 6 min from Matoba Sta.

Published: Updated:

Property Overview

LocationKawagoe, Saitama
Nearest StationJR Kawagoe Line Matoba Sta.
Walk6 min walk
Assessed Ratio81.5%Assessed 81.5%
Price¥19,600,000
TypeLand
Land Area152.1㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥19,600,000View listing

Assessed Value Breakdown

Land assessed value¥15,970,500
Building assessed value-
Total assessed value¥15,970,500
Asking price¥19,600,000
Assessed ratio81.5%

Calculation basis

  • Land = road price ¥105,000/m² × land area 152.1m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
2024105,000—
2025105,000±0.0%
2026105,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

With no site photos and no disclosed lot number, we narrowed down the location by matching the listing's map position, aerial photos and the lot plan's shape, then checked it against the 2026 road price map and GSI elevation data.

Listing check

The address is only given down to Oaza Matoba. The GSI reverse geocoder confirmed the listing's map position is in Oaza Matoba, and aerial photos just east of it show a trapezoidal vacant lot matching the lot plan (about 35 m north-south, about 21 m on the south side, about 5 m at the north end). The road running diagonally north-northeast along the west side also matches the plan.

Locating the road price

On the 2026 road price map (map no. 26053), the local road running diagonally north-northeast along the west of the lot is 105,000 yen/m² (leasehold ratio D). Local roads in Oaza Matoba north of Matoba Station range from 90,000 to 110,000 yen/m², with 105,000 yen/m² the most common. The same road was 105,000 yen/m² in both 2024 and 2025.

View source
Effective land area

There is no private road burden, and the lot plan shows 10.8 m of direct road frontage with no flag-pole strip. The land is registered as miscellaneous land, but aerial photos show a gravel lot rather than a field or paddy, so no site preparation cost is deducted and the listed 152.10 m² (surveyed) is used as is.

On-site check from photos

No site photos are posted; the images are only the lot plan and two computer-generated illustrations. Instead, we measured three points on the lot, the front road and the neighboring lots on all sides with GSI elevation data (1 m mesh), and the differences were within 0.4 m. Aerial photos also show a flat vacant lot facing the road.

Rights and restrictions

The recommendation comment calls it a lot sold with conditions, while the conditions field is blank. The transaction type is a direct sale by the seller (Heart Fudosan Co., Ltd.), and the judicial scrivener is designated by the seller.

What We Could Not Confirm

  • A building-contractor condition may apply (the listing's recommendation comment calls it a lot sold with conditions, while the conditions field is blank). Whether a construction contract with a builder designated by the seller is required needs to be confirmed with the agent.
  • As the lot number is not disclosed, the road price was identified by estimating the location from coordinates. We adopted the road where the listing's map position, aerial photos and the lot plan's shape agree, but the lot number should be confirmed with the agent.
  • With no site photos, whether there is a retaining wall and the step from the front road (including whether access involves stairs) have not been confirmed. Elevation data shows differences within 0.4 m, but an on-site check or an inquiry to the agent is needed.
  • The level differences and boundary condition with the neighboring lots (a field to the east, houses to the south and north) have not been confirmed because there are no photos.
  • Flag lot, row house and exterior: the lot plan shows a trapezoid with 10.8 m of road frontage and no flag-pole strip, but the actual shape on site has not been confirmed by photos. As it is a vacant lot, row-house status and building exterior do not currently apply.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

セブン-イレブン 川越的場駅北店

Convenience store shown at 471 m in the athome listing. Its address in Oaza Matoba, Kawagoe was confirmed on the Mapion map service's store page.

Source
ベルク 的場店

Supermarket shown at 856 m in the athome listing. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Oaza Matoba, Kawagoe.

Source
ヤオコー 川越的場店

Supermarket shown at 916 m in the athome listing. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Matoba-shinmachi, Kawagoe.

Source

Neighborhood ② Dining Near the Station

くら寿司

Conveyor-belt sushi restaurant about 590 m in a straight line from the listing's map position (Oaza Matoba, Kawagoe). Location confirmed via OpenStreetMap and GSI reverse geocoding.

Source
中華菜館しま

Chinese restaurant about 640 m in a straight line from the listing's map position (Oaza Matoba, Kawagoe). Location confirmed via OpenStreetMap and GSI reverse geocoding.

Source
ステーキのどん 的場店

Steak restaurant about 640 m in a straight line from the listing's map position (Oaza Matoba, Kawagoe). Location confirmed via OpenStreetMap and GSI reverse geocoding.

Source

About This Property

A lot for sale in Oaza Matoba, Kawagoe, a 6-minute walk from Matoba Station on the JR Kawagoe Line and 16 minutes from Kasumigaseki Station on the Tobu Tojo Line. It lies in the residential area north of Matoba Station, between the JR Kawagoe Line and the Kawagoe-Ogose prefectural road, and is lot 2 of the three-lot subdivision "Heart Town Matoba" (the lot plan marks lots 1 and 3 as sold).

The land is 152.10 m² (surveyed area) of freehold, registered as miscellaneous land, on flat ground, and can be handed over immediately as a vacant lot. It faces a 4.0 m wide public road on the west side with 10.8 m of frontage, with no private road burden. The lot plan shows a trapezoid with sides of 10.8 m (west), 13.0 m (north), 10.2 m (east) and 16.8 m (south). It is in a Category 1 low-rise exclusive residential zone (50% building coverage, 100% floor area ratio) with water, sewer, city gas and electricity available. The seller is Heart Fudosan Co., Ltd., and the judicial scrivener is designated by the seller. ⚠️ A building-contractor condition may apply (the listing's recommendation comment calls it a lot sold with conditions, while the conditions field is blank). Whether a construction contract with a builder designated by the seller is required needs to be confirmed with the agent.

The road price adopted is 105,000 yen/m² for 2026. As the lot number is not disclosed, we confirmed with the GSI reverse geocoder that the listing's map position is in Oaza Matoba, found a trapezoidal vacant lot matching the lot plan in aerial photos, and matched it to the local road running diagonally north-northeast on road price map 26053. This road has stayed at 105,000 yen/m² from 2024 to 2026. Against the price of 19.6 million yen (426,000 yen per tsubo), the land alone gives an assessed ratio of about 81.5%.

⚠️ No site photos are posted; the listing images are only the lot plan and two computer-generated illustrations. Whether there is a retaining wall, the step from the front road, level differences with neighboring lots, and whether it is a flag lot have not been confirmed by photos. GSI elevation data shows differences of no more than 0.4 m among the lot, the front road and neighboring lots, and aerial photos show a flat gravel lot facing the road, but an on-site check is needed. The listing was published on September 2, 2026. Distances to the convenience store and supermarkets are those shown by the listing source (athome); distances to restaurants are straight-line distances from the listing's map position (measured with OpenStreetMap).

Estimated Financing

Assessed value ¥15,970,500 → estimated loan ¥15,970,000 (81% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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