積算100
八王子市石川町の木造アパート(イメージ)
Assessed 84.2%Apartment buildingHachioji, TokyoKita-Hachioji Sta. 15 min walk

[Assessed 84.2%] Apartment building in Hachioji, Tokyo — 15 min from Kita-Hachioji Sta.

Published: Updated:

Property Overview

LocationHachioji, Tokyo
Nearest StationJR Hachiko Line Kita-Hachioji Sta.
Walk15 min walk
Assessed Ratio84.2%Assessed 84.2%
Price¥83,800,000
TypeApartment building
Expected Yield5.77%
StructureWooden
BuiltBuilt Feb 2012 (14 years old)
Land Area481.31㎡
Building Area364.36㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥83,800,000View listing

Assessed Value Breakdown

Land assessed value¥41,392,660
Building assessed value¥29,148,800
Total assessed value¥70,541,460
Asking price¥83,800,000
Assessed ratio84.2%

Calculation basis

  • Land = road price ¥86,000/m² × land area 481.31m²
  • Building = replacement cost ¥220,000/m² × floor area 364.36m² × remaining life 8y ÷ statutory life 22y
  • Built Feb 2012 (14 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.9%
YearRoad price (JPY/m²)YoY
202482,000—
202584,000+2.4%
202686,000+2.4%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

With no site photos and no disclosed lot number, we counted the local roads of Ishikawa-machi on the 2026 road price map and narrowed down the property's area from its walking time to the station and its zoning to check the representative road price.

Listing check

The address is given only as Ishikawa-machi, and neither Rakumachi nor LIFULL HOME'S discloses the lot number. Because Ishikawa-machi spans 14 road price map sheets, we excluded areas that do not fit the listing's conditions of a 15-minute walk from Kita-Hachioji Station and a Category 1 low-rise exclusive residential zone (the station surroundings, the factory-heavy area south of the Chuo Expressway, and the urbanization control area), narrowing it down to the hillside residential district north of the Chuo Expressway.

Locating the road price

On the 2026 road price map (map no. 55018), counting the local roads of the narrowed-down area section by section, values range from 76,000 to 100,000 yen/m², with 86,000 and 91,000 yen/m² tied as the most common at five sections each. We took the lower 86,000 yen/m² as the representative price; using 91,000 yen/m² would give an assessed ratio of about 87.1%. The same sections were 82,000 yen/m² in 2024 and 84,000 yen/m² in 2025.

View source
Effective land area

With the road access field blank, the front road's width, any private road burden and whether a setback applies are unknown, so we value the listed land area of 481.31 m² as is. If the front road is narrower than 4 m and a setback is required, the effective residential area shrinks; once the deducted area reaches about 41 m², the assessed ratio falls to about 80%.

On-site check from photos

The Rakumachi listing has zero property photos, and the LIFULL HOME'S Investment listing of the same property has none either. We also checked athome's list of whole-building properties in Hachioji but did not find the same property. Because the lot number is not disclosed, we could not identify the site, and could not check height differences with GSI elevation data either.

What We Could Not Confirm

  • With no site photos, whether there is a retaining wall and the step from the front road (including whether access involves stairs) have not been confirmed. The estimated area is a hillside residential district on the slopes along the Yaji River, so an on-site check or an inquiry to the agent is needed.
  • Whether it is a flag-shaped lot, whether it is a row building, and the condition of the building's exterior (wear on walls and roof, etc.) have also not been confirmed because there are no photos.
  • The road access field is blank; the direction, width and type (public or private) of the front road and any private road burden are not stated in the listings. If the road is narrower than 4 m, a setback would reduce the usable lot area.
  • Because the lot number is not disclosed, the road price is the most common value in the estimated area, not the price of the road the property actually faces. The lot number needs to be confirmed with the agent.
  • The listings give no breakdown of each unit's layout, rent or occupancy, and it has not been confirmed whether the projected annual income of 4.836 million yen assumes full occupancy.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

セブン-イレブン 八王子石川西店

Convenience store about 230 m in a straight line from the centroid of Ishikawa-machi. Location in Ishikawa-machi, Hachioji confirmed via OpenStreetMap and GSI reverse geocoding.

Source
セブン-イレブン 八王子田島橋店

Convenience store about 600 m in a straight line from the centroid of Ishikawa-machi. Location in Ishikawa-machi, Hachioji confirmed via OpenStreetMap and GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

品味多

Chinese restaurant about 290 m in a straight line from the centroid of Ishikawa-machi. Location in Ishikawa-machi, Hachioji confirmed via OpenStreetMap and GSI reverse geocoding.

Source
浜勝

Fried-food restaurant about 550 m in a straight line from the centroid of Ishikawa-machi. Location in Ishikawa-machi, Hachioji confirmed via OpenStreetMap and GSI reverse geocoding.

Source
荻窪亭

Ramen shop about 580 m in a straight line from the centroid of Ishikawa-machi. Location in Ishikawa-machi, Hachioji confirmed via OpenStreetMap and GSI reverse geocoding.

Source

About This Property

⚠️ No site photos are posted for this property (zero photos on both Rakumachi and LIFULL HOME'S Investment), so we have not been able to confirm whether there is a retaining wall, the step from the front road, whether it is a flag-shaped lot, whether it is a row building, or the condition of the building's exterior. The address is given only as Ishikawa-machi without a lot number, and the area estimated from road prices is a hillside residential district on the slopes along the Yaji River. An on-site check of retaining walls and height differences from the road is especially important.

A two-storey wooden apartment building (5 units) in Ishikawa-machi, Hachioji, Tokyo, a 15-minute walk from Kita-Hachioji Station on the JR Hachiko Line. It is in a Category 1 low-rise exclusive residential zone (40% building coverage, 80% floor area ratio), with 481.31 m² (145.59 tsubo) of land and 364.36 m² of building area, built in February 2012, freehold and registered as residential land. The price is 83.8 million yen with projected annual income of 4.836 million yen (5.77% gross yield); the building is described as tenanted with management fully outsourced. No floor plans are given, and the average unit size is about 73 m². The same property is also listed on LIFULL HOME'S Investment.

⚠️ The road access field is blank on both Rakumachi and LIFULL HOME'S, so the direction, width and type (public or private) of the front road and any private road burden are unknown. If the front road is narrower than 4 m, part of the lot becomes unusable due to setback, and once the deducted area reaches about 41 m² the assessed ratio falls to about 80%.

The road price is 86,000 yen/m² for 2026 (82,000 yen/m² in 2024, 84,000 yen/m² in 2025), giving an assessed ratio of about 84.2%. Ishikawa-machi is a large area spanning 14 road price map sheets, so we estimated the property's area as the hillside residential district north of the Chuo Expressway from the walking time to the station and the zoning, and took the most common value among local roads in that area as the representative price. 86,000 and 91,000 yen/m² were tied, so we used the lower one; at 91,000 yen/m² the ratio would be about 87.1%. Distances to nearby facilities are straight-line distances from the centroid of Ishikawa-machi (measured on OpenStreetMap), not from the property itself.

Estimated Financing

Assessed value ¥70,541,460 → estimated loan ¥70,540,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
スルガ銀行
Regional bankBorrower-profile focusedStrong with apartment buildings
富豪向け。 金融資産3000万円以上が検討対象。 行けるなら8割融資や9割融資が狙える。 金利は2%台、融資期間は35年。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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