積算100
埼玉県坂戸市泉町の売地(イメージ)
Assessed 121%LandSakado, SaitamaSakado Sta. 14 min walk

[Assessed 121%] Land in Sakado, Saitama — 14 min from Sakado Sta.

Published: Updated:

Property Overview

LocationSakado, Saitama
Nearest StationTobu Tojo Line Sakado Sta.
Walk14 min walk
Assessed Ratio121%Assessed 121%
Price¥4,500,000
TypeLand
Land Area72.6㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥4,500,000View listing

Assessed Value Breakdown

Land assessed value¥5,445,000
Building assessed value-
Total assessed value¥5,445,000
Asking price¥4,500,000
Assessed ratio121%

Calculation basis

  • Land = road price ¥75,000/m² × land area 72.6m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +2.7%
YearRoad price (JPY/m²)YoY
202473,000—
202574,000+1.4%
202675,000+1.4%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the listing has no on-site photos, we counted the local roads in Izumicho on three 2026 road price maps and used GSI elevation data and aerial photos to check level differences around the site.

Locating the road price

On the 2026 road price maps (map numbers 26322, 26323 and 26327), the local roads in Izumicho (without chome) show 75,000 and 78,000 yen/m² on four sections each, and 77,000 and 79,000 yen/m² on three to four sections. Because the most frequent bands were tied, the lower value of 75,000 yen/m² is used as a provisional representative value. The 88,000 yen/m² arterial road is excluded. The roads around the property's block are 79,000 yen/m², which would give an assessment ratio of about 127.5%; even the lowest band in Izumicho, 71,000 yen/m², gives about 114.5%. The same road was 73,000 yen/m² in 2024 and 74,000 yen/m² in 2025.

View source
Effective land area

The 92.00 m² private-road burden is listed as a "1/6 co-ownership share", so it is treated as a separate co-owned parcel and the registered 72.60 m² is assessed as is. If the share equivalent of about 15.33 m² were included in the 72.60 m², the assessment ratio would be about 95.4%. No setback is mentioned, and the existing building will be removed before handover, so the building is valued at zero.

On-site check from photos

The listing has no on-site photos, and we could not find another listing of the same property on athome or SUUMO, so retaining walls, a level difference from the front road, stepped access, a flag-shaped lot, a row house and the building exterior could not be judged from photos. Instead we checked GSI elevation data (1 m mesh) around the position on the listing's map. Near the site it is a flat 30.5–30.9 m, but it drops to 28.7–28.8 m about 10–15 m to the east and south-east, a difference of about 1.7 m. Lot boundaries could not be read from aerial photos.

Rights and restrictions

The price of 4.5 million yen is below the land value based on the road price (about 5.45 million yen). The site faces a 4.2 m designated road, and the private road comes with a share. Without on-site photos the reason for the price cannot be read from the listing; the points to check are the level difference to the east and south-east, the private road shared by six owners, and the surveyed area.

What We Could Not Confirm

  • The listing has no on-site photos, so a retaining wall and any level difference from the front road have not been confirmed. Elevation data show a drop of about 1.7 m about 10–15 m to the east and south-east, and a level difference or retaining wall on the side of the designated road in front cannot be ruled out.
  • Whether the lot is flag-shaped and whether the building is a row house have not been confirmed from photos (the listing describes a regular-shaped lot with 9.0 m of frontage).
  • The exterior and condition of the existing building are unknown because there are no photos. It is to be handed over as a cleared lot, with the timing negotiable.
  • The 92.00 m² private-road burden is listed as a 1/6 co-ownership share. Whether it is outside the site area, and the passage and excavation arrangements with the six co-owners, need to be confirmed with the agent.
  • The land area of 72.60 m² is the registered figure, and the surveyed area is not given. The address is disclosed only down to Izumicho, so the road price was assessed across the town (even the lowest band gives about 114.5%).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Shimamura Sakado

Clothing store 315 m away according to the listing (athome). Location in Izumicho, Sakado confirmed via OpenStreetMap and GSI reverse geocoding.

Source
Drug Seims Sakado Nakatomi

Drugstore 541 m away according to the listing (athome). Location in Nakatomicho, Sakado confirmed via OpenStreetMap and GSI reverse geocoding.

Source
Yaoko Sakado Izumi

Supermarket 983 m away according to the listing (athome). Location in Izumicho 3-chome, Sakado confirmed via OpenStreetMap and GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Osakaya Rikyu

Yakiniku (Japanese barbecue) restaurant about 30 m in a straight line from the position on athome's map (within Izumicho), measured on OpenStreetMap; not a distance from the exact property location. Location in Nakatomicho, Sakado confirmed via GSI reverse geocoding.

Source
Yokozuna

Ramen restaurant about 140 m in a straight line from the position on athome's map (within Izumicho), measured on OpenStreetMap; not a distance from the exact property location. Location in Nakatomicho, Sakado confirmed via GSI reverse geocoding.

Source
Kisoba Azuma

Soba restaurant about 320 m in a straight line from the position on athome's map (within Izumicho), measured on OpenStreetMap; not a distance from the exact property location. Location in Izumicho, Sakado confirmed via GSI reverse geocoding.

Source

About This Property

This is a plot of land for sale in Izumicho, Sakado City, a 14-minute walk from Sakado Station on the Tobu Tojo Line. ⚠️ The listing has no on-site photos at all, and we could not find another listing of the same property on athome or SUUMO. As a result, a retaining wall, a level difference from the front road, whether the lot is flag-shaped or a row house, and the exterior of the building could not be checked from photos. The address is disclosed only down to Izumicho, and the lot number is unknown. According to the listing, Shimamura Sakado is 315 m away, Drug Seims Sakado Nakatomi 541 m and Yaoko Sakado Izumi 983 m. Restaurant distances are straight-line distances from the position on athome's map (within Izumicho), measured on OpenStreetMap: the yakiniku restaurant Osakaya Rikyu about 30 m, the ramen shop Yokozuna about 140 m and Kisoba Azuma about 320 m. None of these are distances from the exact property location.

The land is a regular-shaped 72.60 m² (registered), freehold, registered as residential land, in a Category 1 Residential Zone within an urbanization promotion area (building coverage 60%, floor area ratio 200%). It faces a 4.2 m private road (a designated road under the Building Standards Act) on the east side with 9.0 m of frontage. The private-road burden is listed as 92.00 m² (1/6 co-ownership share), which suggests the road is shared by six owners. There is a building on the land now, and it is to be handed over as a cleared lot (timing negotiable). The listing mentions no building condition, no restriction on rebuilding, no leasehold and no cliff ordinance.

The price is 4.5 million yen. The 2026 road price is 75,000 yen/m² (73,000 yen/m² in 2024 and 74,000 yen/m² in 2025), giving an assessment ratio of about 121%. Judging from the share notation, the 92.00 m² private-road burden is treated as a separate co-owned parcel and is not deducted from the site area (even if the share equivalent of about 15.33 m² were included in the 72.60 m², the ratio would be about 95.4%). Local roads in Izumicho range from 71,000 to 83,000 yen/m²; because the most frequent bands were tied, the lower value of 75,000 yen/m² is used as a provisional representative value. Using the 79,000 yen/m² of the roads around the property's block gives about 127.5%, and even the lowest band in the town, 71,000 yen/m², gives about 114.5%. ⚠️ The price is below the land value based on the road price (about 5.45 million yen). Without on-site photos the reason cannot be read from the listing; the points to check are the level difference to the east and south-east, the arrangements for the private road shared by six owners, and the surveyed area.

⚠️ GSI (Geospatial Information Authority of Japan) elevation data (1 m mesh) around the position on the listing's map show 30.5–30.9 m near the site, consistent with the listing's "flat terrain", but the ground drops to 28.7–28.8 m about 10–15 m to the east and south-east, a difference of about 1.7 m. A step or retaining wall on the side of the designated road in front (east) or the lot across it cannot be ruled out. Because the map position cannot be verified to the level of individual lots, whether this drop lies on the site boundary could not be determined. Anyone considering the property needs to confirm on site or with the agent whether there is a retaining wall or step, that the lot is not flag-shaped or a row house, the condition of the existing building, the arrangements with the private road's co-owners, and the surveyed area.

Estimated Financing

Assessed value ¥5,445,000 → estimated loan ¥4,500,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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