積算100
[Assessed 94.7%] Detached house in Fussa, Tokyo — 17 min from Fussa Sta.
Assessed 94.7%Detached houseFussa, TokyoFussa Sta. 17 min walk

[Assessed 94.7%] Detached house in Fussa, Tokyo — 17 min from Fussa Sta.

Published: Updated:

Property Overview

LocationFussa, Tokyo
Nearest StationJR Ome Line Fussa Sta.
Walk17 min walk
Assessed Ratio94.7%Assessed 94.7%
Price¥39,800,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area100.2㎡
Building Area114.41㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥39,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,525,000
Building assessed value¥25,170,200
Total assessed value¥37,695,200
Asking price¥39,800,000
Assessed ratio94.7%

Calculation basis

  • Land = road price ¥125,000/m² × land area 100.2m²
  • Building = replacement cost ¥220,000/m² × floor area 114.41m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.2%
YearRoad price (JPY/m²)YoY
2024120,000—
2025125,000+4.2%
2026125,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The Kenbiya listing only had a floor plan and a lot plan, so we checked the road access and level differences using site photos from another listing of the same property, and counted the block roads in Kamidaira 3-chome on five FY2026 route price map sheets.

Locating the road price

Kamidaira 3-chome spans five FY2026 route price map sheets (Nos. 58137, 58144, 58145, 58147 and 58148). Counting the block roads in the district, 125,000, 140,000 and 150,000 yen/m² each appear on about 10 sections, almost the same number, so we used the lowest, 125,000 yen/m², as representative. No value could be read for the road in front of the property. Using 140,000 yen/m² would give an assessed value ratio of about 98.5%, 150,000 yen/m² about 101.0%, and even the lowest value in the district, 115,000 yen/m², about 92.2%. The same 125,000 yen/m² road was 120,000 yen/m² in 2024 and 125,000 yen/m² in 2025.

View source
Effective land area

The Kenbiya listing and the lot plan give 100.2 m², while one other listing of the same property states 100.32 m² surveyed; we used the smaller figure of 100.2 m². According to the lot plan, it is a regular-shaped lot 6.97 m wide and 14.68 m deep facing a 6.0 m wide public road on the southwest, with no private road burden or setback.

Building valuation assumptions

A newly built two-story wooden house (post-and-beam construction). The total floor area of 114.41 m² includes a 9.72 m² built-in garage on the first floor (about 8.5% of the floor area), and the floor area is used as is. The Kenbiya listing describes the current status as "not yet completed" and another listing gives the completion date as September 2026, so the construction date is set to September 2026.

On-site check from photos

The Kenbiya listing only has two images, a floor plan and a lot plan, so we checked the site photos of another listing of the same property (SUUMO) whose price, land and building areas and building confirmation number match. The front road (paved, with white lines) and the site are at the same level, with no step or stairs to the parking area. The boundaries with the neighbors on the left and right are low walls of two to three block courses (about 0.4-0.6 m), and the ground on both sides is at the same level. No retaining wall or slope is visible, and it is a detached house, not a row house.

What We Could Not Confirm

  • The boundary with the neighbor at the back (northeast) is not shown in the photos, so the level difference and any earth-retaining structure could not be checked.
  • The Kenbiya listing describes the current status as "not yet completed". The completion and handover schedule needs to be confirmed with the agent.
  • Another listing notes a quasi-fire prevention district and restrictions under the Civil Aeronautics Act. The specific details of the restrictions are not given in the listings.
  • The yield is listed as undetermined, and no expected rent is given.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Welcia Fussa Kamidaira

Drugstore 420 m away according to another listing of the same property. Location in Kamidaira 3-chome, Fussa City confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
7-Eleven Fussa Kamidaira 3-chome

Convenience store 466 m away according to another listing of the same property. Location in Kamidaira 3-chome, Fussa City confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Seiyu Fussa

Supermarket 1,137 m away according to another listing of the same property. Location in Higashicho, Fussa City confirmed on OpenStreetMap and with GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Kimitake (きみ竹)

Restaurant about 70 m in a straight line from the representative point of the address block (Kamidaira 3-chome block 33), measured on OpenStreetMap; not the distance from the exact location of the property. Location in Kamidaira 3-chome, Fussa City confirmed with GSI reverse geocoding.

Source
Chinese Restaurant Daichuka

Chinese restaurant about 350 m in a straight line from the representative point of the address block (Kamidaira 3-chome block 33), measured on OpenStreetMap; not the distance from the exact location of the property. Location in Kamidaira 2-chome, Fussa City confirmed with GSI reverse geocoding.

Source
Totoyamichi Fussa

Conveyor-belt sushi restaurant about 350 m in a straight line from the representative point of the address block (Kamidaira 3-chome block 33), measured on OpenStreetMap; not the distance from the exact location of the property. Location in Kamidaira 1-chome, Fussa City confirmed with GSI reverse geocoding.

Source

About This Property

A newly built two-story wooden detached house (Building No. 1) in Kamidaira 3-chome, Fussa City, a 17-minute walk from Fussa Station on the JR Ome Line and a 16-17 minute walk from Hamura Station (15-17 minutes depending on the listing). According to another listing of the same property, Welcia Fussa Kamidaira is 420 m away, 7-Eleven Fussa Kamidaira 3-chome 466 m and Seiyu Fussa 1,137 m. Restaurants are measured in a straight line on OpenStreetMap from the representative point of the address block (Kamidaira 3-chome block 33): Kimitake is about 70 m away, the Chinese restaurant Daichuka about 350 m and the conveyor-belt sushi restaurant Totoyamichi Fussa about 350 m. These are not distances from the exact location of the property.

⚠️ This is a new build. The construction date is set to September 2026 as stated for completion, but the Kenbiya listing describes its current status as "not yet completed". The layout is 4LDK plus a walk-in closet, and the total floor area of 114.41 m² includes a 9.72 m² built-in garage on the first floor. It uses post-and-beam construction and has long-life quality housing certification, design and construction housing performance evaluations and a BELS rating, and a ground survey has been done. The land is 100.2 m² (one other listing of the same property states 100.32 m² surveyed; the smaller figure is shown), freehold, registered as residential land, in a Category 1 Low-rise Exclusive Residential Zone within the urbanization promotion area (building coverage 50%, floor area ratio 150%). It is a regular-shaped lot, 6.97 m wide and 14.68 m deep, facing a 6.0 m wide public road on the southwest, with no private road burden. Parking for two cars, public water, public sewerage and city gas. Another listing notes that the site is in a quasi-fire prevention district and subject to restrictions under the Civil Aeronautics Act.

The price is 39.8 million yen. The FY2026 route price is 125,000 yen/m² (120,000 yen/m² in 2024 and 125,000 yen/m² in 2025), and the assessed value ratio is about 94.7%. Because the building is a new wooden house with its full statutory useful life remaining, the building value is large, about twice the land value. As the value of a wooden building declines with age, the ratio will fall as the building gets older. Block roads in Kamidaira 3-chome are split almost evenly between 125,000, 140,000 and 150,000 yen/m², so the lowest of these, 125,000 yen/m², is used. Using 140,000 yen/m² would give about 98.5%, and even the lowest value in the district, 115,000 yen/m², gives about 92.2%. The yield is listed as undetermined, and no expected rent is given.

The Kenbiya listing only has a floor plan and a lot plan, so the site photos of another listing of the same property were checked. The front road and the site are at the same level, the boundaries with the neighbors on the left and right are low walls of two to three block courses, the ground on both sides is at the same level, and no retaining wall or stairway access is visible. The boundary with the neighbor at the back (northeast) could not be checked from photos, so anyone considering the property should confirm the level difference at the back, the completion and handover schedule, and the details of the aviation restrictions with the agent.

Estimated Financing

Assessed value ¥37,695,200 → estimated loan ¥37,690,000 (95% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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