積算100
[Assessed 91.9%] Detached house in Higashimurayama, Tokyo — 5 min from Seibuen Sta.
Assessed 91.9%Detached houseHigashimurayama, TokyoSeibuen Sta. 5 min walk

[Assessed 91.9%] Detached house in Higashimurayama, Tokyo — 5 min from Seibuen Sta.

Published: Updated:

Property Overview

LocationHigashimurayama, Tokyo
Nearest StationSeibu Seibuen Line Seibuen Sta.
Walk5 min walk
Assessed Ratio91.9%Assessed 91.9%
Price¥7,800,000
TypeDetached house
StructureWooden
BuiltBuilt Nov 1959 (66 years old)
Land Area84.71㎡
Building Area60.03㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥7,800,000View listing

Assessed Value Breakdown

Land assessed value¥7,165,200
Building assessed value¥0
Total assessed value¥7,165,200
Asking price¥7,800,000
Assessed ratio91.9%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 60.03m² × remaining life 0y ÷ statutory life 22y
  • Built Nov 1959 (66 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
2024120,000—
2025120,000±0.0%
2026120,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the pole passage and surrounding level differences in 3 Kenbiya photos and 5 photos from another listing for the same property, and counted block-road route prices in Tamako-cho 4-chome on two FY2026 route price map sheets.

Locating the road price

On the FY2026 route price maps (sheets 62055 and 62056), the block roads in Tamako-cho 4-chome are split almost evenly between 120,000 yen/m² (about 9 sections) and 125,000 yen/m² (about 9-12 sections). We took the lower 120,000 yen/m² as representative; the cul-de-sac the lot fronts is also 120,000 yen/m² and has been flat since 2024. At 125,000 yen/m² the assessment would be about 95.7%.

View source
Listing check

The Kenbiya road access field says only "位置指定無" (not a designated road) and gives neither the width nor whether the road is public or private. Another listing for the same property states "west, 4 m wide (frontage 2 m)", and the route price map also shows a cul-de-sac running along the west side, so we assessed it as a flag-shaped lot with 2 m of frontage on a 4 m road to the west.

Effective land area

We assessed 59.71 m²: the listed 84.71 m² minus a 5 m² private-road share and about 20 m² for the pole section. The private-road share appears only in the other listing, with no fraction and no note that it is included, so we deducted it as part of the listed area. If it is a separate parcel, the assessment would be about 99.6%. We estimated the pole at about 2 m wide by 10 m deep from the photos.

On-site check from photos

We checked 3 Kenbiya photos (2 exterior, 1 floor plan) and 5 site photos from another listing for the same property. The house, garden and pole passage are all level, with no step or stairs to the road. The south side of the pole has a low two-course block wall (retained height about 0.3-0.4 m), and the north side has a curb and mesh fence at the same level as the neighboring lot.

Rights and restrictions

The house is a wooden building built in November 1959 and past its statutory useful life, so its assessed value is zero. The remarks state that it can be rebuilt, but part of the building (an extension) is unregistered, and the sale is as-is with current conditions taking precedence and possible additional conditions.

What We Could Not Confirm

  • The east (rear) and north boundaries of the building do not appear in the photos, so retaining walls or level differences with neighboring lots have not been confirmed. GSI elevation data shows a gentle slope falling about 2 m over about 55 m toward the east.
  • The exact width and depth of the pole section are not in the listing, and there is no lot plan. The roughly 20 m² is our estimate from the photos; if the actual area is larger, the assessment falls.
  • The listing does not say whether the road in front is public or private, or which type of road it is under the Building Standards Act. The remarks say the house can be rebuilt, but a 2 m frontage is the bare minimum required.
  • The listing does not show whether the 5 m² private-road share is included in the listed 84.71 m² or is a separate parcel.
  • The extent of the unregistered portion and the content of the possible additional conditions are not stated in the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart (Tamako-cho 1-chome, Higashimurayama)

Convenience store about 520 m in a straight line southeast of the centroid of Tamako-cho 4-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Tamako-cho 1-chome, Higashimurayama.

Source
7-Eleven Higashimurayama Meguritacho

Convenience store about 900 m in a straight line south-southeast of the centroid of Tamako-cho 4-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Megurita-cho 4-chome, Higashimurayama.

Source
Big-A Higashimurayama Noguchicho

Supermarket about 1.1 km in a straight line east-southeast of the centroid of Tamako-cho 4-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Noguchi-cho 4-chome, Higashimurayama.

Source

Neighborhood ② Dining Near the Station

Issui (Noguchi-cho 3-chome, Higashimurayama)

Chinese restaurant about 620 m in a straight line southeast of the centroid of Tamako-cho 4-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Noguchi-cho 3-chome, Higashimurayama.

Source
Noguchi Seimenjo (Noguchi-cho 4-chome, Higashimurayama)

Udon restaurant about 1.0 km in a straight line east of the centroid of Tamako-cho 4-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Noguchi-cho 4-chome, Higashimurayama.

Source

About This Property

A wooden detached house in Tamako-cho 4-chome, Higashimurayama, listed as a 5-minute walk from Seibuen Station on the Seibu Seibuen Line and a 10-minute walk from Tamako Station on the Seibu Tamako Line (Higashimurayama Station on the Seibu Shinjuku Line is a 30-minute walk). It lies in a residential area zoned Category 1 Low-Rise Exclusive Residential (building coverage 50%, floor area ratio 100%), with public water, public sewer and city gas. Distances to nearby places are straight-line distances measured on OpenStreetMap from the centroid of Tamako-cho 4-chome (GSI address search): about 520 m to the nearest convenience store and about 1.1 km to a supermarket.

The building is a two-story wooden (post-and-beam) 5DK house with 60.03 m² of floor area, built in November 1959 (66 years old). The land is freehold, and there is no parking. It is currently vacant with no rent set, so the listing gives the yield as undetermined. The remarks state explicitly that the house can be rebuilt. ⚠️ Part of the building (an extension) is unregistered, the sale is on an as-is basis with current conditions taking precedence, and the listing notes that additional conditions may apply.

⚠️ This is a flag-shaped lot with 2 m of frontage on a road to the west. The Kenbiya listing's road access field says only "位置指定無" (not a designated road) and gives no width; another listing for the same property states "west, 4 m wide (frontage 2 m)". A 2 m frontage is exactly the minimum required under the Building Standards Act, and the listing does not say whether the road is public or private. The assessment uses 59.71 m²: the listed 84.71 m² minus a 5 m² private-road share (stated in the other listing) and about 20 m² for the pole section (the passage-like strip from the road to the house). Because the private-road share is given neither as a fraction nor with an explicit note that it is included, we deducted it as part of the listed area. If it is a separate parcel not included in the 84.71 m², only the pole is deducted and the assessment comes to about 99.6%. The pole area is our estimate from the photos (about 2 m wide by 10 m deep); the exact dimensions are not in the listing.

We used the FY2026 (Reiwa 8) route price of 120,000 yen/m². In Tamako-cho 4-chome the block roads at 120,000 and 125,000 yen/m² appear in almost equal numbers, so we took the lower value as representative; the cul-de-sac the lot fronts is also 120,000 yen/m² and has been flat since 2024 (at 125,000 yen/m² the assessment would be about 95.7%). The house is 66 years old and past the statutory useful life for wooden buildings, so its assessed value is zero; the assessment of about 91.9% is land only, and in effect this is a land-value property. We checked 3 photos on Kenbiya and 5 site photos from another listing for the same property: the house, garden and pole passage are all level, with no stairs between the lot and the road. ⚠️ The east (rear) and north boundaries of the building do not appear in the photos, so the presence of retaining walls or level differences there has not been confirmed.

Estimated Financing

Assessed value ¥7,165,200 → estimated loan ¥7,160,000 (92% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
[Assessed 106.6%] Land in Meguro Ward, Tokyo — 7 min from Fudomae Sta.
Assessed 106.6%
Source: athome
Land

[Assessed 106.6%] Land in Meguro Ward, Tokyo — 7 min from Fudomae Sta.

Meguro Ward, TokyoTokyu Meguro Line Fudomae Sta. 7 min walk
¥9.8M
[Assessed 81.2%] Apartment building in Ota Ward, Tokyo — 10 min from Otorii Sta.
Assessed 81.2%
Source: Rakumachi
Apartment building
2 sites

[Assessed 81.2%] Apartment building in Ota Ward, Tokyo — 10 min from Otorii Sta.

Ota Ward, TokyoKeikyu Airport Line Otorii Sta. 10 min walk
¥38.8MExpected Yield 5.26%
[Assessed 106.1%] Detached house in Koto Ward, Tokyo — 8 min from Minami-Sunamachi Sta.
Assessed 106.1%
Source: athome
Detached house

[Assessed 106.1%] Detached house in Koto Ward, Tokyo — 8 min from Minami-Sunamachi Sta.

Koto Ward, TokyoTokyo Metro Tozai Line Minami-Sunamachi Sta. 8 min walk
¥29.5MExpected Yield 4.88%