積算100
[Assessed 86.8%] Detached house in Adachi Ward, Tokyo — 17 min from Yatsuka Sta.
Assessed 86.8%Detached houseAdachi Ward, TokyoYatsuka Sta. 17 min walk

[Assessed 86.8%] Detached house in Adachi Ward, Tokyo — 17 min from Yatsuka Sta.

Published: Updated:

Property Overview

LocationAdachi Ward, Tokyo
Nearest StationTobu Isesaki Line Yatsuka Sta.
Walk17 min walk
Assessed Ratio86.8%Assessed 86.8%
Price¥29,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 2008 (18 years old)
Land Area119.18㎡
Building Area105.37㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥29,800,000View listing

Assessed Value Breakdown

Land assessed value¥21,643,600
Building assessed value¥4,214,800
Total assessed value¥25,858,400
Asking price¥29,800,000
Assessed ratio86.8%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 105.37m² × remaining life 4y ÷ statutory life 22y
  • Built Jul 2008 (18 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +12.8%
YearRoad price (JPY/m²)YoY
2024195,000—
2025205,000+5.1%
2026220,000+7.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the lot number is not published, we counted the local roads of Nishi-Hokima 4-chome on four 2026 road price maps, checked the flag-lot shape and height differences in the three listing photos, and used the building coverage to judge how the private-road share is counted.

Locating the road price

The listing gives no coordinates or lot number, so the position within the chome has not been identified. We counted the local roads of Nishi-Hokima 4-chome on four 2026 road price maps (map numbers 50005, 50006, 50010 and 50011) and took 220,000 yen/m², the most common value (3 sections), as the representative value, excluding sections with special symbols and the higher values near Takenotsuka Station. Local roads in the chome range from 200,000 to 255,000 yen/m²; at the lowest, 200,000 yen/m², the assessment ratio would be about 80.2%. The private road on the east has no road price. For the three-year trend we followed the road along the Soka City border on map 50006: 195,000 yen/m² in 2024 and 205,000 yen/m² in 2025.

View source
Effective land area

The frontage is 2.6 m and the photos show the house at the end of a driveway along a fence, so we judged it a flag-shaped lot and valued the land at about 98.38 m², deducting a pole portion estimated at 2.6 m × about 8 m (about 20.8 m²) from the registered 119.18 m². The depth is an estimate from the photos; even at 10 m (about 26 m²) the assessment ratio would be about 82.9%. The private-road burden (a 1/8 share of 371 m², 46.37 m²) was treated as a share of a separate parcel and not deducted: with a ground floor of about 52 m², the building coverage would be about 43.6% on 119.18 m² (within the 60% limit) but about 71% on about 72.81 m² (over the limit). If it were included, the assessment ratio would be about 67.9% without deducting the pole, or about 52.5% with it.

On-site check from photos

We checked the three listing photos (floor plan, exterior and one other). On the grass-strip side the fence footing is about 0.2–0.4 m above the grass, the earth-retaining height is about 0.3 m, and there is no retaining wall. The driveway is level with the private road and there is no stairway access. The house is a detached two-storey building with a gap to its neighbours, not a row house. The rear boundary opposite the grass strip and the main part of the private road do not appear in the photos.

Neighborhood check

Of the shops in the listing, 7-Eleven Adachi Nishi-Hokima 4-chome was confirmed to be in Nishi-Hokima 4-chome via OpenStreetMap and GSI reverse geocoding. Gyomu Super Yatsuka and Jonathan's Soka Yatsuka are on the Soka City side. The listed distances to the elementary and junior high schools (1,200–1,300 m) do not fit the size of the chome, since both schools are inside or next to Nishi-Hokima 4-chome, so we did not use them to estimate the location.

What We Could Not Confirm

  • The listing gives no coordinates or lot number, so the property's position within Nishi-Hokima 4-chome has not been identified. We used the most common local road price in the chome, 220,000 yen/m²; at the lowest, 200,000 yen/m², the assessment ratio would be about 80.2%.
  • The listing does not say whether the 6.0 m private road on the east is a road under the Building Standards Act (such as a designated road). This private road has no road price.
  • No lot plan is published, and the size of the pole portion (estimated at 2.6 m wide × about 8 m deep) is an estimate from the photos. With a 10 m depth the assessment ratio would be about 82.9%.
  • The listing does not settle whether the 46.37 m² private-road share is included in the 119.18 m² land area. If it is, the assessment ratio would fall to about 52.5–67.9%.
  • The rear boundary opposite the grass strip and the main part of the private road do not appear in the photos, so height differences and conditions there have not been checked.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Adachi Nishi-Hokima 4-chome

Convenience store 1,000 m away according to the listing (athome). The listing does not say from which point the distance is measured (the straight-line distance from the representative point of Nishi-Hokima 4-chome is about 710 m). Location in Nishi-Hokima 4-chome, Adachi Ward confirmed via OpenStreetMap and GSI reverse geocoding.

Source
Sanyo

Supermarket about 320 m in a straight line from the representative point of Nishi-Hokima 4-chome (GSI address search), measured on OpenStreetMap. Because the property's position has not been identified, this is not the distance from the property. Location in Nishi-Hokima 2-chome, Adachi Ward confirmed via GSI reverse geocoding.

Source
Lawson Store 100

Convenience store about 310 m in a straight line from the representative point of Nishi-Hokima 4-chome (GSI address search), measured on OpenStreetMap. Because the property's position has not been identified, this is not the distance from the property. Location in Takenotsuka 7-chome, Adachi Ward confirmed via GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Koshuen

Chinese restaurant about 220 m in a straight line from the representative point of Nishi-Hokima 4-chome (GSI address search), measured on OpenStreetMap. Because the property's position has not been identified, this is not the distance from the property. Location in Nishi-Hokima 3-chome, Adachi Ward confirmed via GSI reverse geocoding.

Source
Kogetsuan

Soba restaurant about 220 m in a straight line from the representative point of Nishi-Hokima 4-chome (GSI address search), measured on OpenStreetMap. Because the property's position has not been identified, this is not the distance from the property. Location in Nishi-Hokima 2-chome, Adachi Ward confirmed via GSI reverse geocoding.

Source
Yakiniku King

Yakiniku (Japanese barbecue) restaurant about 350 m in a straight line from the representative point of Nishi-Hokima 4-chome (GSI address search), measured on OpenStreetMap. Because the property's position has not been identified, this is not the distance from the property. Location in Higashi-Ikoh 3-chome, Adachi Ward confirmed via GSI reverse geocoding.

Source

About This Property

This is a pre-owned detached house in Nishi-Hokima 4-chome, Adachi Ward, a 17-minute walk from Yatsuka Station and a 23-minute walk from Takenotsuka Station on the Tobu Isesaki Line (Tobu Skytree Line). The listing also gives a 32-minute walk to Toneri Station on the Nippori-Toneri Liner. Nishi-Hokima 4-chome borders Soka City. ⚠️ The listing gives no coordinates or lot number, so the property's position within the chome has not been identified. According to the listing (athome), 7-Eleven Adachi Nishi-Hokima 4-chome is 1,000 m away (the listing does not say from which point this distance is measured). The other shops are straight-line distances from the representative point of Nishi-Hokima 4-chome returned by the GSI (Geospatial Information Authority of Japan) address search, measured on OpenStreetMap: the Chinese restaurant Koshuen and the soba restaurant Kogetsuan are about 220 m away, Lawson Store 100 and the supermarket Sanyo about 310–320 m, and Yakiniku King about 350 m, all within Adachi Ward. These are not distances from the property itself. Gyomu Super Yatsuka and Jonathan's Soka Yatsuka, which also appear in the listing, are on the Soka City side of the border.

The building is a two-storey wooden 4LDK built in July 2008 (18 years old) with a total floor area of 105.37 m². It has floor heating in the living-dining room, two balconies, two toilets, a system kitchen with a three-burner stove, storage in every room and underfloor storage, city gas, public sewerage and parking. The owner currently lives there, and the handover date is negotiable. The land is 119.18 m² (registered), freehold, registered as residential land, in a Category 1 Residential Zone within an urbanization promotion area (building coverage 60%, floor area ratio 200%). ⚠️ The site faces a 6.0 m private road on the east, with a frontage of only 2.6 m. No lot plan is published, but the photos show the house at the end of a narrow driveway along a fence, so we judged it to be a flag-shaped lot. ⚠️ The listing does not say whether this private road is a road under the Building Standards Act (such as a designated road). The private-road burden is a 1/8 co-ownership share of a 371 m² private road (46.37 m²), plus a 1/15 share of a garbage collection point. There is no mention of setback, a no-rebuild restriction, retaining walls or cliffs.

The price is 29.8 million yen. The road price is 220,000 yen/m² for 2026 (195,000 yen/m² in 2024 and 205,000 yen/m² in 2025), up about 12.8% over two years. Because the position of the property cannot be identified, we took 220,000 yen/m², the most common value among the local roads of Nishi-Hokima 4-chome, as the representative value. Local roads in the chome range from 200,000 to 255,000 yen/m²; at the lowest, 200,000 yen/m², the assessment ratio would be about 80.2%. The private road the site faces has no road price. The land is valued on an effective residential area of about 98.38 m², after deducting the pole portion of the flag lot (2.6 m wide × about 8 m deep, about 20.8 m²; the depth is an estimate from the photos), giving an assessment ratio of about 86.8%. Even with a 10 m pole (about 26 m²) it would be about 82.9%, and without deducting the pole about 102.1%. ⚠️ We treated the 46.37 m² private-road share, written as a fraction, as a share of a separate parcel not included in the 119.18 m² land area. The ground floor reads as about 52 m² from the floor plan: on 119.18 m² the building coverage would be about 43.6%, within the 60% limit, whereas on about 72.81 m² (with the road share removed) it would be about 71% and exceed the limit, so a separate parcel is the more consistent reading. However, if the road share were included in the land area, the residential part would be about 72.81 m², and the assessment ratio would fall to about 67.9% even without deducting the pole, or about 52.5% with the pole deducted.

The listing has three photos: the floor plan, the exterior and one other. One side of the site faces a mown grass strip; the fence footing along it rises only about 0.2–0.4 m above the grass, so the earth-retaining height is about 0.3 m (0.5 m at most). The photo taken from the private road shows no step between the driveway and the road and no stairway access. There is a gap between the house and its neighbours; it is a detached two-storey house, not a row house. ⚠️ The rear boundary opposite the grass strip and the main part of the private road do not appear in the photos and have not been checked. Anyone considering the property would need to confirm with the agent the exact address (lot number), the lot plan, the depth of the pole portion, whether the 46.37 m² road share is included in the land area, and the legal status of the private road on the east.

Estimated Financing

Assessed value ¥25,858,400 → estimated loan ¥25,850,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

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不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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