積算100
昭島市拝島町3丁目の戸建(イメージ)
Assessed 84.4%Detached houseAkishima, TokyoHaijima Sta. 18 min walk

[Assessed 84.4%] Detached house in Akishima, Tokyo — 18 min from Haijima Sta.

Published: Updated:

Property Overview

LocationAkishima, Tokyo
Nearest StationJR Ome Line Haijima Sta.
Walk18 min walk
Assessed Ratio84.4%Assessed 84.4%
Price¥15,500,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1977 (49 years old)
Land Area93.39㎡
Building Area67.86㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥15,500,000View listing

Assessed Value Breakdown

Land assessed value¥13,074,600
Building assessed value¥0
Total assessed value¥13,074,600
Asking price¥15,500,000
Assessed ratio84.4%

Calculation basis

  • Land = road price ¥140,000/m² × land area 93.39m²
  • Building = replacement cost ¥220,000/m² × floor area 67.86m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1977 (49 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.7%
YearRoad price (JPY/m²)YoY
2024130,000—
2025135,000+3.8%
2026140,000+3.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the listing has no on-site photos, we counted the local roads of Haijima-cho 3-chome section by section on the 2026 road price map and used GSI elevation data as a supplementary check on height differences around the site.

Locating the road price

The lot number is not published, so we matched coordinates shown in another website's listing of the same property to Haijima-cho 3-chome with the GSI reverse geocoder, and judged the listed "southwest, 8.4 m public road" to be the road on the southwest (140,000 yen/m²). Counting the local roads of Haijima-cho 3-chome on the 2026 road price maps (map numbers 56137 and 56120), 140,000 yen/m² appears on the most sections (4), the same value as the frontage road. Trunk roads such as Okutama Kaido were excluded. Local roads range from 115,000 to 140,000 yen/m²; at 135,000 yen/m² the assessment ratio would be about 81.3%, and at 115,000 yen/m² about 69.3%. The same road was 130,000 yen/m² in 2024 and 135,000 yen/m² in 2025.

View source
Effective land area

The private-road burden is "none", the front road is an 8.4 m public road so no setback is needed, and there is no mention of a pole portion or sloping land, so the listed 93.39 m² (registered) is valued as is. However, without on-site photos or a lot plan, the shape of the lot has not been checked.

Building valuation assumptions

The building is a two-storey wooden house built in January 1977. At 49 years it exceeds the 22-year statutory useful life for wooden buildings, so its assessed value is zero. It is currently vacant, and with no photos of the exterior or interior its condition is unknown.

On-site check from photos

Apart from one floor plan, the listing images are icons such as "light from two sides", "good sunlight" and "parking included" plus photos of nearby facilities; there are no on-site photos of the property. Retaining walls, the step to the front road, stairway access, a flag-shaped lot, a row house and the building exterior could not be assessed. As a supplement, GSI elevation data (1 m mesh) within about 40 m of the estimated position ranges from 107.7 to 108.7 m, a difference of at most about 1.0 m. The terrain does not suggest a step of around 1 m, but this is no substitute for photos.

What We Could Not Confirm

  • With no on-site photos, the presence of retaining walls, the step to the front road (an 8.4 m public road on the southwest) and stairway access have not been checked.
  • With neither a lot plan nor on-site photos, whether it is a flag-shaped lot (the shape of the site) has not been checked.
  • Whether it is a row house sharing a wall with the neighbouring house has not been checked.
  • The exterior condition (roof, walls, foundation) of the wooden building built in January 1977 has not been checked in photos. It is currently vacant.
  • The lot number is not published, and the property's position is estimated from coordinates in another website's listing of the same property. If the site faces a different road, the road price changes: about 81.3% at 135,000 yen/m² and about 69.3% at 115,000 yen/m².

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ozam Akishima Haijima

Supermarket 309 m away according to the listing (athome). Its location in Haijima-cho 3-chome, Akishima was confirmed in a local store-opening news article.

Source
FamilyMart Akishima Konita

Convenience store 317 m away according to the listing (athome). Location in Haijima-cho 3-chome, Akishima (near the Konita intersection) confirmed via OpenStreetMap and GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Gin no Sara Haijima

Sushi delivery shop about 400 m in a straight line from the property's estimated position (coordinates in another website's listing of the same property), measured on OpenStreetMap. Location in Haijima-cho 2-chome, Akishima confirmed via GSI reverse geocoding.

Source
Shina Soba Gyokuryu

Ramen shop about 990 m in a straight line from the property's estimated position (coordinates in another website's listing of the same property), measured on OpenStreetMap. Location in Midoricho 4-chome, Akishima confirmed via GSI reverse geocoding.

Source
Katsuya Tokyo Akishima

Tonkatsu restaurant about 1,060 m in a straight line from the property's estimated position (coordinates in another website's listing of the same property), measured on OpenStreetMap. Location in Haijima-cho 1-chome, Akishima confirmed via GSI reverse geocoding.

Source

About This Property

This is a pre-owned detached house in Haijima-cho 3-chome, Akishima, an 18-minute walk from Haijima Station on the JR Ome Line (19 minutes in the listing's comment) and a 25-minute walk from Kumagawa Station on the JR Itsukaichi Line. From Nakagami Station on the JR Ome Line it is a 13-minute bus ride to the Kamijuku (Akishima) stop, then a 3-minute walk. According to the listing (athome), the supermarket Ozam Akishima Haijima is 309 m away and FamilyMart Akishima Konita 317 m. Restaurant distances are straight-line distances from the property's estimated position (coordinates shown in another website's listing of the same property), measured on OpenStreetMap: the sushi delivery shop Gin no Sara Haijima is about 400 m away, the ramen shop Shina Soba Gyokuryu about 990 m, and the tonkatsu restaurant Katsuya Tokyo Akishima about 1,060 m, all within Akishima.

The building is a two-storey wooden 3DK built in January 1977 (49 years old) with a total floor area of 67.86 m² (dining-kitchen 8 tatami, Japanese-style rooms of 7 and 6 tatami, and a Western-style room of 7 tatami). The main windows face west, and it has a shoe closet, a wide balcony, public water and sewerage, propane gas and free parking. It is currently vacant, and the handover date is negotiable. The land is 93.39 m² (registered), freehold, registered as residential land, in a Category 1 Medium-to-High-Rise Exclusive Residential Zone within an urbanization promotion area (building coverage 60%, floor area ratio 200%). The site faces an 8.4 m public road on the southwest, there is no private-road burden, and neither the road-access field nor the remarks mention the proviso of Article 43 of the Building Standards Act (roads that require individual permission to build).

The price is 15.5 million yen. The road price is 140,000 yen/m² for 2026 (130,000 yen/m² in 2024 and 135,000 yen/m² in 2025), up about 7.7% over two years. The land is valued at the listed 93.39 m². The building is 49 years old, beyond the 22-year statutory useful life for wooden buildings, so its assessed value is zero, and the assessment ratio is about 84.4%. Local roads in Haijima-cho 3-chome range from 115,000 to 140,000 yen/m², and 140,000 yen/m², the same as the road we judged the site to face, is the most common value. If the site faces a road with a different value, the ratio changes: about 81.3% at 135,000 yen/m², about 78.3% at 130,000 yen/m² and about 69.3% at 115,000 yen/m².

⚠️ The listing contains no on-site photos at all. Apart from the floor plan, the images are icons such as "light from two sides", "good sunlight" and "parking included", so the presence of retaining walls, the step to the front road, stairway access, whether it is a flag-shaped lot, whether it is a row house and the condition of the building exterior have all not been checked. GSI elevation data (1 m mesh) shows a height difference of at most about 1.0 m within about 40 m of the estimated position, but this is no substitute for photos. Anyone considering the property would need to check the retaining walls, steps, lot shape and building condition on site, or ask the agent for on-site photos and a lot plan.

Estimated Financing

Assessed value ¥13,074,600 → estimated loan ¥13,070,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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