積算100
[Assessed 85.1%] Land in Ageo, Saitama — 14 min from Okegawa Sta.
Assessed 85.1%LandAgeo, SaitamaOkegawa Sta. 14 min walk

[Assessed 85.1%] Land in Ageo, Saitama — 14 min from Okegawa Sta.

Published: Updated:

Property Overview

LocationAgeo, Saitama
Nearest StationJR Takasaki Line Okegawa Sta.
Walk14 min walk
Assessed Ratio85.1%Assessed 85.1%
Price¥8,200,000
TypeLand
Land Area79.3㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥8,200,000View listing

Assessed Value Breakdown

Land assessed value¥6,978,400
Building assessed value-
Total assessed value¥6,978,400
Asking price¥8,200,000
Assessed ratio85.1%

Calculation basis

  • Land = road price ¥88,000/m² × land area 79.3m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.5%
YearRoad price (JPY/m²)YoY
202485,000—
202586,000+1.2%
202688,000+2.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We examined the SUUMO lot plan, six site photos and the coordinates of the lot number, and counted the route prices of the local streets in the part of Oaza Kami where the property lies on the 2026 (Reiwa 8) rosenka map. We also checked how the 20 m² private-road burden appears on the lot plan.

Locating the road price

On the 2026 (Reiwa 8) rosenka map (sheet 38106), we counted the local streets in the block of the property's lot number (the 1690s), the area between the city border with Suehiro, Okegawa and a local street running northwest to southeast. 88,000 yen/m² appears on 6 sections and 86,000 yen/m² on 1, so the mode of 88,000 yen/m² was used. The designated private road in front has no route-price band, so the value of the local streets in this area is borrowed. It rose from 85,000 yen/m² in 2024 and 86,000 yen/m² in 2025. Oaza Kami is a large area without chome subdivisions that spans 13 map sheets, split between bands in the 70,000s yen/m² in the northeast and the 80,000s near the city border. Using the most common value across the whole area, around 75,000 yen/m² (73,000–76,000), would give an assessed ratio of about 72.5–73.5%, below 80%. At 86,000 yen/m² within the area it would be about 83.2%.

View source
Effective land area

The listing states a private-road burden of 20 m². On the lot plan the designated road, about 4.0 m wide, and the building lot are drawn as separate shapes, and the lot portion (about 7.93 m × 10.00 m) matches the listed land area of 79.3 m², so we treated the road burden as a separate parcel and assessed the full 79.3 m² (assessed ratio about 85.1%). If the 20 m² were included within the 79.3 m², the effective lot would be 59.3 m² and the ratio about 63.6%.

On-site check from photos

We checked the lot plan, three site photos including the front road and three photos of the land. The front road is asphalt-paved and flat, and the lot is at the same level as the road except for a curb of about 10 cm. A privacy wall about 1.0–1.2 m high stands at the road-side corner but drops to 0.4–0.6 m further back, the neighbors' foundations are at almost the same level, and no retaining wall, step, stair access, slope or flag-shaped lot was seen.

Rights and restrictions

The listing includes a disclosure that the previous owner died of illness inside the former house (no criminal circumstances). That house has been demolished and the site is now vacant land. There is no building-contractor condition; the tenure is freehold and the land category is residential land.

Listing check

The map pin in the listing pointed to a spot about 1.5 km from the lot number, so it was not used; instead the location was fixed by geocoding the lot number with the GSI address search. The point is about 880 m in a straight line from Okegawa Station, consistent with the listed 14-minute walk.

What We Could Not Confirm

  • ⚠️ Whether the 20 m² private-road burden is a parcel separate from the listed 79.3 m² cannot be determined from the listing and needs to be confirmed with the certificate of registered matters and the cadastral map. If it is included, the assessed ratio would be about 63.6%.
  • The designated private road in front has no route price, so the 88,000 yen/m² of the local streets in the area is borrowed for the assessment. If the borrowed value were 82,000 yen/m² or less, the assessed ratio would fall below 80% (about 80.3% at 83,000 yen/m²).
  • Whether the 20 m² private-road burden is a co-owned share of the designated road or sole ownership, and how consent for passage and excavation is handled, are not stated in the listing and need to be confirmed with the agent.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven

A convenience store listed on OpenStreetMap; reverse geocoding by the Geospatial Information Authority of Japan (GSI) places it in Oaza Kami, Ageo. About 520 m in a straight line from the point obtained by geocoding the property's lot number with the GSI address search.

Source
LOPIA

A supermarket listed on OpenStreetMap; reverse geocoding by the Geospatial Information Authority of Japan (GSI) places it in Oaza Kami, Ageo. About 590 m in a straight line from the point obtained by geocoding the property's lot number with the GSI address search.

Source

Neighborhood ② Dining Near the Station

Honke Kamadoya

A takeout bento shop listed on OpenStreetMap; reverse geocoding by the Geospatial Information Authority of Japan (GSI) places it in Oaza Kami, Ageo. About 210 m in a straight line from the point obtained by geocoding the property's lot number with the GSI address search.

Source
Komeda's Coffee

A café listed on OpenStreetMap; reverse geocoding by the Geospatial Information Authority of Japan (GSI) places it in Oaza Kami, Ageo. About 610 m in a straight line from the point obtained by geocoding the property's lot number with the GSI address search.

Source
Miyama Udon

A udon restaurant listed on OpenStreetMap; reverse geocoding by the Geospatial Information Authority of Japan (GSI) places it in Oaza Kami, Ageo. About 620 m in a straight line from the point obtained by geocoding the property's lot number with the GSI address search.

Source

About This Property

This is a vacant plot of land for sale in Oaza Kami, Ageo, a 14-minute walk from Okegawa Station on the JR Takasaki Line and 30 minutes from Kita-Ageo Station. It lies in a residential area near the border with Okegawa City, zoned Category 1 low-rise exclusive residential (50% building coverage, 80% floor-area ratio), and fronts a designated private road about 4.0 m wide on the north side for about 10 m. Measured on OpenStreetMap in a straight line from the point obtained by geocoding the lot number with the GSI address search, the Honke Kamadoya takeout bento shop is about 210 m away, a 7-Eleven about 520 m and the LOPIA supermarket about 590 m (all in Oaza Kami, Ageo).

The land is 79.3 m² (about 24 tsubo), freehold, with the land category of residential land and no building-contractor condition. The lot plan shows a regular rectangle about 7.93 m wide and 10.00 m deep. Public water, public sewerage and city gas are listed. ⚠️ The listing includes a disclosure: the previous owner died of illness inside the former house (no criminal circumstances). That house has been demolished and the site is now vacant land.

For the assessment we used 88,000 yen/m², the most common value on the local streets of the part of Oaza Kami where the property is located in the 2026 (Reiwa 8) rosenka maps, giving a land value of about 6.98 million yen and an assessed ratio of about 85.1% of the 8.2 million yen price. The route price rose from 85,000 yen/m² in 2024 and 86,000 yen/m² in 2025. The designated private road in front has no route price of its own, so the value of the surrounding local streets is borrowed. Oaza Kami is a large area without chome subdivisions, and using the band of around 75,000 yen/m² that is common across the whole area would give about 72.5–73.5%. ⚠️ The listing states a private-road burden of 20 m². On the lot plan the designated road and the building lot are drawn as separate shapes, and the lot portion (about 7.93 m × 10.00 m) matches the listed 79.3 m², so we treated the road burden as a separate parcel and did not deduct it (about 85.1%). If the 20 m² were included within the 79.3 m², the effective lot would be 59.3 m² and the assessed ratio about 63.6%. This needs to be confirmed in the land registry.

The lot plan and six site photos show the front road paved with asphalt and flat, and the vacant lot at the same level as the road except for a curb of about 10 cm. The side boundaries have block walls with mesh fences, the neighbors' foundations appear to be at almost the same level, and there are no retaining walls, steps, stair access or flag-shaped lot. The map pin in the listing pointed to a spot about 1.5 km from the lot number and was not used. In short, this is a regular-shaped vacant lot within reach of Okegawa Station, and the registry treatment of the 20 m² private-road burden is the main point to confirm.

Estimated Financing

Assessed value ¥6,978,400 → estimated loan ¥6,970,000 (85% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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