積算100
[Assessed 82.6%] Detached house in Niiza, Saitama — 18 min from Kiyose Sta.
Assessed 82.6%Detached houseNiiza, SaitamaKiyose Sta. 18 min walk

[Assessed 82.6%] Detached house in Niiza, Saitama — 18 min from Kiyose Sta.

Published: Updated:

Property Overview

LocationNiiza, Saitama
Nearest StationSeibu Ikebukuro Line Kiyose Sta.
Walk18 min walk
Assessed Ratio82.6%Assessed 82.6%
Price¥31,800,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 2016 (9 years old)
Land Area100.58㎡
Building Area93.77㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥31,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,081,200
Building assessed value¥12,190,100
Total assessed value¥26,271,300
Asking price¥31,800,000
Assessed ratio82.6%

Calculation basis

  • Land = road price ¥140,000/m² × land area 100.58m²
  • Building = replacement cost ¥220,000/m² × floor area 93.77m² × remaining life 13y ÷ statutory life 22y
  • Built Dec 2016 (9 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.7%
YearRoad price (JPY/m²)YoY
2024135,000—
2025135,000±0.0%
2026140,000+3.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We identified the property's block from the residential address plate in the listing photo, then checked the road price bands on four sheets of the 2026 route price map, the exterior photo and GSI elevation data for road access and ground levels.

Locating the road price

Shinbori 1-chome spans four sheets of the 2026 route price map (map nos. 40334, 40335, 40342 and 40343). Excluding arterial roads, ¥140,000/m² (leasehold ratio D) is the most common value on the block roads at about 12 sections, followed by ¥160,000/m² at about 9, so we used ¥140,000/m² as the representative value. The road the property faces carries no band; the banded road on the east side of the block is ¥135,000/m², which would give an assessed ratio of about 81.0%. Over three years the same road on the same sheet was ¥135,000/m² in 2024 and 2025 and ¥140,000/m² in 2026.

View source
Listing check

The listing gives the location only to the chome, but by geocoding the residential address plate visible in the exterior photo with the GSI address search, we confirmed the property is in the grid-pattern blocks west of Nishibori-Shinbori-dori on map no. 40335. Reverse geocoding also returns Shinbori 1-chome, Niiza. The price is ¥31.8 million, but the payment example still shows ¥35.8 million; we treat the listing as reduced and calculate the assessed ratio on ¥31.8 million.

Effective land area

No private road burden is listed and there is no mention of sloping land or setback, so the full 100.58 m² of land is used in the assessment. The co-ownership share of a cleaning facility (1/16 of 3.8 m²) in the other restrictions field is treated as separate from the land and is neither added nor deducted.

On-site check from photos

In the front exterior photo, the parking space is almost level with the road, and the three steps up to the entrance porch come from the building's floor height. The parking-side boundary is a concrete block base of about 0.4–0.6 m with a mesh fence, the other side is at about the same ground level, and there is no sign of a retaining wall, stair access or a flag-shaped lot; the house is detached, not a row house. GSI 1 m elevation data puts the ground within a 25 m radius of the property position at 52.4–53.0 m, with no step on the order of 1 m. The other exterior photo is a close-up of plants and was not used for the assessment.

What We Could Not Confirm

  • The 4.8 m road on the northwest that the property faces carries no route price band, so the assessment borrows ¥140,000/m², the most common value on block roads in the chome. The unit price needed for an 80% assessed ratio is ¥131,735/m², about 5.9% below the adopted value (about 2.6 points of assessed ratio). Using ¥135,000/m² from the banded road east of the block gives about 81.0%.
  • Whether the 4.8 m road on the northwest is public or private could not be confirmed from the listing. No private road burden is listed, but the road type and access conditions need to be confirmed with the agent.
  • The rear boundary with the neighbouring lot and the frontage road itself do not appear in the photos, so the level difference at the rear and the edge between the road and the site have not been confirmed.
  • The listing does not state where the shared cleaning facility (1/16 of 3.8 m²) is located or how it is managed and paid for.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ministop Niiza Shinbori

A convenience store about 400 m in a straight line from the property position. OpenStreetMap and GSI reverse geocoding confirm it is in Shinbori 1-chome, Niiza, the same chome as the property.

Source
7-Eleven Niiza Nishibori 2-chome

A convenience store about 820 m in a straight line from the property position. OpenStreetMap and GSI reverse geocoding confirm it is in Nishibori 2-chome, Niiza.

Source
Gyomu Super Niiza Ishigami

A supermarket about 1,360 m in a straight line from the property position. OpenStreetMap and GSI reverse geocoding confirm it is in Ishigami 3-chome, Niiza.

Source

Neighborhood ② Dining Near the Station

Saizeriya

An Italian restaurant about 2.0 km in a straight line from the property position. It is the nearest restaurant within Niiza on OpenStreetMap, and GSI reverse geocoding confirms it is in Kurihara 3-chome, Niiza.

Source
Tonden

A Japanese family restaurant about 2.5 km in a straight line from the property position. Its OpenStreetMap address and GSI reverse geocoding confirm it is in Kurihara 5-chome, Niiza.

Source

About This Property

A pre-owned detached house in Shinbori 1-chome, Niiza, listed as an 18-minute walk (1,521 m) from Kiyose Station on the Seibu Ikebukuro Line and a 26-minute walk (1,814 m) from Higashi-Kurume Station. It lies in a residential area near the city boundaries with Kiyose and Higashikurume, zoned Category 1 Low-Rise Exclusive Residential (building coverage 60%, floor area ratio 100%). The listing's nearby facilities are Seiyu Higashikurume (1,253 m), Maruetsu Higashikurume (1,289 m), Big-A Higashikurume Kanayama (1,422 m) and Sakagami Kiyose (1,506 m), but all of them are across the boundary in Higashikurume or Kiyose, Tokyo (distances as stated by the listing). The nearby places below include only shops we confirmed to be within Niiza. Their distances are straight-line distances from the property position, obtained by geocoding the residential address plate visible in the exterior photo with the GSI address search (measured on OpenStreetMap); restaurants within Niiza are about 2 km away toward Kurihara.

The building is a two-storey wooden 4LDK completed in December 2016 (9 years old), with 93.77 m² of floor area on 100.58 m² of freehold land (both registered figures). The ground floor has a 15.75-tatami LDK and a 5.26-tatami Japanese-style room, and the upper floor has three Western-style rooms; a three-burner stove, a bathroom heater-dryer and a video intercom are listed. Utilities are city gas, public water and public sewer, and there is a parking space. The site faces a 4.8 m road on the northwest, and no private road burden is listed. The other restrictions field lists a co-ownership share of a cleaning facility (1/16 of 3.8 m²); we treat it as a share separate from the 100.58 m² of land and neither add nor deduct it in the assessment. The price is ¥31.8 million, but the listing's payment example still shows ¥35.8 million, so the price appears to have been reduced from ¥35.8 million. No yield or expected rent is listed; it is marketed as a home for owner-occupiers.

The assessment uses ¥140,000/m² (leasehold ratio D), the most common value on the block roads of Shinbori 1-chome in the 2026 route price map, giving an assessed ratio of about 82.6% against the ¥31.8 million price. The building has 13 of the 22-year statutory life for wooden buildings remaining, so a building value is included. ⚠️ However, the 4.8 m road on the northwest that the property faces carries no route price band on the map, so ¥140,000/m² is borrowed from other block roads in the chome. The banded road on the east side of the block is ¥135,000/m², which would give about 81.0% (about 85.8% at ¥150,000/m² and about 88.9% at ¥160,000/m²). Whether the frontage road is public or private could not be confirmed from the listing either. The route price rose about 3.7%, from ¥135,000/m² in 2024 and 2025 to ¥140,000/m² in 2026.

In the exterior photo, the parking space is almost level with the road and the site is flat. The three steps up to the entrance porch (about 0.5 m) come from the building's floor height; the boundary on the parking side is a concrete block base (about 0.4–0.6 m) topped with a mesh fence, and the other boundary is also a mesh fence with the ground at about the same level. There is no sign of a retaining wall, stair access or a flag-shaped lot, and GSI 1 m elevation data puts the ground within a 25 m radius at 52.4–53.0 m. The rear boundary and the road itself, however, do not appear in the photos. This is a 9-year-old house whose building still carries value, but the road's type, the route price applied to the frontage and the rear side need to be confirmed with the agent.

Estimated Financing

Assessed value ¥26,271,300 → estimated loan ¥26,270,000 (83% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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