積算100
足立区東和4丁目の中古戸建(外観写真なし・イメージ)
Assessed 101.9%Detached houseAdachi Ward, TokyoKameari Sta. 15 min walk

[Assessed 101.9%] Detached house in Adachi Ward, Tokyo — 15 min from Kameari Sta.

Published: Updated:

Property Overview

LocationAdachi Ward, Tokyo
Nearest StationJR Joban Line Kameari Sta.
Walk15 min walk
Assessed Ratio101.9%Assessed 101.9%
Price¥16,000,000
TypeDetached house
StructureWooden
BuiltBuilt Jun 1966 (60 years old)
Land Area49.94㎡
Building Area45.19㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥16,000,000View listing

Assessed Value Breakdown

Land assessed value¥16,308,600
Building assessed value¥0
Total assessed value¥16,308,600
Asking price¥16,000,000
Assessed ratio101.9%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 45.19m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1966 (60 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +13.8%
YearRoad price (JPY/m²)YoY
2024290,000—
2025310,000+6.9%
2026330,000+6.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the listing's only image is a floor plan, we counted every local-street band in Towa 4-chome on two sheets of the 2026 route price maps and used the floor-plan dimensions and GSI elevation data to check the lot shape and ground level.

Locating the road price

Towa 4-chome spans two sheets of the 2026 route price maps (map numbers 50066 and 50059), so we counted every local-street section one by one, excluding marked sections, roads on the boundary with neighbouring chome and arterial roads. 330,000 yen/m² (leasehold ratio D) was the most common with 9 sections, followed by 310,000 yen/m² with 8 and 320,000 yen/m² with 7, so 330,000 yen/m² is our representative value. The listing's map shows only an approximate position, so the parcel could not be identified, and the 3.6 m front road may be a dead-end lane without its own route price. Using the lowest band in the chome, 275,000 yen/m², gives an assessment ratio of about 84.9%. The three years are taken on the same stretch of the representative band: 290,000 yen/m² in 2024, 310,000 yen/m² in 2025 and 330,000 yen/m² in 2026.

View source
Effective land area

The front road on the west side is 3.6 m wide and the listing mentions no setback, so we treated it as a road under Article 42(2) of the Building Standards Act. We deducted the 0.2 m retreat needed to reach 2 m from the road centreline times the 2.6 m frontage (0.52 m²) and valued 49.42 m². Without the deduction the ratio is about 103.0%. The ground-floor footprint on the floor plan (about 4.9 m × 5.0 m) is wider than the 2.6 m frontage, so the lot is likely L-shaped or flag-shaped, but with no document showing the pole dimensions we have not deducted it. A pole 2.6 m wide × 2 m deep gives about 91%; 4 m deep, about 80.5%; 5 m deep, about 75%.

On-site check from photos

The only image in the listing is a floor plan; there are no photos of the exterior, the front road or the boundaries. We also looked for the same property on other real estate portals but found no listing with photos. On the floor plan, the right side of the building has upper-floor windows and appears to be detached. The left side has no windows on either floor, so a row-house (two-unit) configuration cannot be ruled out. The entrance is in a corner of the ground floor and opens on the same side as the balcony.

Other checks

Because the ground level could not be checked from photos, we measured three points around the listing's map marker with GSI 1 m elevation data. The ground is at -0.5 to -0.2 m, flat land below sea level. This is not terrain where a 1 m retaining wall or step would form, but the marker is only an approximate address, so this is not a measurement of the lot itself.

Building valuation assumptions

The house is wooden and was built in June 1966, making it 60 years old and beyond the 22-year statutory useful life for wooden buildings, so the building is valued at zero and the assessment is land only. The 16 million yen price is below the land's route-price total at the representative 330,000 yen/m² (about 16.31 million yen).

What We Could Not Confirm

  • There are no photos of the exterior or the front road, so we could not confirm whether there is a retaining wall or a step between the road and the lot (including whether access is by stairs). Elevation data for the area show flat ground, but the lot itself needs to be checked on site.
  • Whether the lot is flag-shaped, and the width and depth of the pole (access strip), cannot be determined from the listing. The assessment does not deduct a pole; with a pole 2.6 m wide × 2 m deep it falls to about 91%, at 4 m deep to about 80.5% and at 5 m deep to about 75%. At the lowest band in the chome, 275,000 yen/m², a 2 m pole gives about 76%. This needs to be checked against the cadastral map and survey plan.
  • The left side of the building has no windows on either floor, and we could not confirm whether it is a row house (two units) sharing a wall with the neighbour.
  • The house is a 60-year-old wooden building, but with no exterior photos the condition of the walls, roof and foundation is unknown. It is occupied and will be handed over as-is.
  • The listing does not state the type of the 3.6 m road on the west side (whether it is an Article 42(2) road under the Building Standards Act), whether it is public or private, or the setback area. With the lot number undisclosed, the route price of the road the lot faces has not been identified either; at the lowest band in the chome, 275,000 yen/m², the ratio is about 84.9%. Whether the land area is surveyed or registered, and whether there are encroachments, are also not stated.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Adachi Towa

A convenience store listed as a 3-minute walk (231 m) from the property in the listing's nearby-facilities section. Its address is 4-25-1 Towa, Adachi Ward, confirmed through FamilyMart's store finder to be in Towa 4-chome, the same chome as the property.

Source
7-Eleven Adachi Towa 4-chome

A convenience store listed as a 4-minute walk (320 m) from the property in the listing's nearby-facilities section. Its OpenStreetMap address is 4-9-4 Towa, Adachi Ward, in the same Towa 4-chome as the property.

Source
Belx Adachi Towa

A supermarket listed as a 5-minute walk (348 m) from the property in the listing's nearby-facilities section. Its address is 3-12-20 Towa, Adachi Ward, confirmed through Belx's store information to be in Towa, Adachi Ward, like the property.

Source

Neighborhood ② Dining Near the Station

Ginza Kimori

A neighbourhood Chinese restaurant about 270 m in a straight line from the centroid of Towa 4-chome. Its address is 3-20-14 Towa, Adachi Ward; OpenStreetMap and GSI reverse geocoding confirm it is in Towa 3-chome.

Source
Nishinoan

A soba restaurant about 300 m in a straight line from the centroid of Towa 4-chome. Its address is 2-24-8 Towa, Adachi Ward; OpenStreetMap and GSI reverse geocoding confirm it is in Towa 2-chome.

Source
Saizeriya Adachi Kameari

An Italian family restaurant about 450 m in a straight line from the centroid of Towa 4-chome. Its address is 2-14 Towa, Adachi Ward; OpenStreetMap and GSI reverse geocoding confirm it is in Towa 2-chome.

Source

About This Property

This is a pre-owned detached house in Towa 4-chome, Adachi Ward. The listing gives a 15-minute walk to both Kameari Station on the JR Joban Line and Kita-Ayase Station on the Tokyo Metro Chiyoda Line. The lot number is not disclosed, so the location is known only down to the chome. The zoning is Category 1 Residential (60% building coverage, 300% floor area ratio). According to the listing's nearby-facilities section, FamilyMart Adachi Towa is a 3-minute walk (231 m), 7-Eleven Adachi Towa 4-chome is 4 minutes (320 m) and the Belx Adachi Towa supermarket is 5 minutes (348 m) (distances as given by the listing). The restaurants in the nearby places below were confirmed on OpenStreetMap to be in Towa 2-3 chome, and their distances are straight-line distances from the centroid of Towa 4-chome.

The building is a two-storey wooden 3DK built in June 1966 (60 years old), with 45.19 m² of floor area on a 49.94 m² freehold lot. The ground floor has a Western-style room (about 14 m²), kitchen, bath and toilet; the upper floor has two Western-style rooms, a storage room and a balcony. Utilities are public water, public sewer and city gas. The house is currently occupied and sold as-is, with the handover date negotiable; no rent or yield is listed. ⚠️ The lot fronts a 3.6 m wide road on the west side with 2.6 m of frontage, and the listing does not state the road type or whether it is public or private. Because the road is narrower than 4 m, if it is a road under Article 42(2) of the Building Standards Act the lot would have to be set back to 2 m from the road centreline when rebuilding, but the setback area is not listed either. ⚠️ The only image in the listing is a floor plan; there are no photos of the exterior, the front road or the boundaries, so retaining walls, a step between the road and the lot, a flag-shaped lot, a row-house configuration and the condition of the building could not be checked from photos.

For the valuation we used 330,000 yen/m² (leasehold ratio D), the most common value on the local streets of Towa 4-chome in the 2026 route price maps. Estimating the setback as 0.2 m of retreat from the 3.6 m road times the 2.6 m frontage and excluding that 0.52 m² leaves 49.42 m², for an assessment ratio of about 101.9% of the 16 million yen asking price (about 103.0% without the deduction). The building is 60 years old, beyond the 22-year statutory useful life for wooden buildings, so its assessed value is zero and the valuation is land only. However, the lot number is undisclosed so the parcel cannot be identified, and the 3.6 m front road may have no route price of its own. Using other bands in the chome gives about 95.8% at 310,000 yen/m², about 92.7% at 300,000 yen/m² and about 84.9% at the lowest band of 275,000 yen/m². The 16 million yen price is below the land's route-price total at the representative value (about 16.31 million yen). The route price rose from 290,000 yen/m² in 2024 to 330,000 yen/m² in 2026, about 13.8% over two years.

⚠️ The biggest uncertainty is the shape of the lot. The ground-floor footprint on the floor plan is about 4.9 m × 5.0 m, wider than the 2.6 m frontage, so we think the lot is likely either L-shaped, widening away from the road, or a flag-shaped lot with the house behind a narrow access strip (the "pole"). With no photos or plot plan, the pole area could not be estimated and has not been deducted above. If the pole is taken as 2.6 m wide × 2 m deep, the ratio drops to about 91%; at 4 m deep, about 80.5%; at 5 m deep, about 75%. At the lowest band of 275,000 yen/m² with a 2 m pole, it is about 76%. On the other hand, the lot may simply be an irregular trapezoid or have a cut corner, with no pole. The floor plan also shows no windows on the left side on either floor, so a row-house (two-unit) configuration sharing a wall with the neighbour cannot be ruled out. GSI 1 m elevation data put the ground around the listing's map marker at -0.5 to -0.2 m on flat land, not terrain where a 1 m retaining wall or step would form, but this is not a measurement of the lot itself. The lot shape and pole dimensions, the front road type and setback, whether it is a row house, and the building's condition need to be confirmed with the cadastral map and survey plan, on site, and with the agent.

Estimated Financing

Assessed value ¥16,308,600 → estimated loan ¥16,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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