積算100
[Assessed 102.9%] Apartment building in Kamakura, Kanagawa — 7 min from Koshigoe Sta.
Assessed 102.9%Apartment buildingKamakura, KanagawaKoshigoe Sta. 7 min walk

[Assessed 102.9%] Apartment building in Kamakura, Kanagawa — 7 min from Koshigoe Sta.

Published: Updated:

Property Overview

LocationKamakura, Kanagawa
Nearest StationEnoshima Electric Railway Koshigoe Sta.
Walk7 min walk
Assessed Ratio102.9%Assessed 102.9%
Price¥75,000,000
TypeApartment building
Expected Yield5.13%
StructureWooden
BuiltBuilt May 2016 (10 years old)
Land Area302.81㎡
Building Area239.56㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥75,000,000View listing

Assessed Value Breakdown

Land assessed value¥48,449,600
Building assessed value¥28,747,200
Total assessed value¥77,196,800
Asking price¥75,000,000
Assessed ratio102.9%

Calculation basis

  • Land = road price ¥160,000/m² × land area 302.81m²
  • Building = replacement cost ¥220,000/m² × floor area 239.56m² × remaining life 12y ÷ statutory life 22y
  • Built May 2016 (10 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +18.5%
YearRoad price (JPY/m²)YoY
2024135,000—
2025145,000+7.4%
2026160,000+10.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the apartment part is also listed separately at the same address, we compared the figures in both listings and checked the road price and the ground levels around the lot using the 2026 (Reiwa 8) road price map, the two site photos and elevation data from the Geospatial Information Authority of Japan.

Locating the road price

Koshigoe 2-chome spans map nos. 75099, 75110 and 75111 of the 2026 (Reiwa 8) road price map, so we counted the local roads across the district: 6 sections at ¥160,000/m², 5 at ¥170,000/m², 4 at ¥165,000/m², 3 each at ¥155,000/m² and ¥150,000/m², and 1 at ¥175,000/m². We took the most common value of ¥160,000/m² (leasehold ratio D) as representative. Values along National Route 134 and the prefectural roads, sections marked with district symbols and values around Koyurugi were not used because they are of a different character. Over three years the same road was ¥135,000/m² in 2024, ¥145,000/m² in 2025 and ¥160,000/m² in 2026. Block 30, where the property stands, is surrounded by a ¥155,000/m² road to the northwest and ¥150,000/m² roads to the south and east. Using ¥150,000/m² the assessed ratio would be about 98.9%, and ¥155,000/m² about 100.9%.

View source
Effective land area

The land is 302.81 m² (registered area), and no private road share is mentioned. Access is from a road about 4.0 m wide on the northeast side, so no setback appears to be needed, and there is no mention of a flag pole strip or sloping part, so the listed 302.81 m² is used as is for the assessment.

Listing check

Checking the Rakumachi listings, we found that the apartment part alone is also offered separately at the same address (¥40 million, land 163.81 m², building 114.99 m², 2 units, gross yield 6.02%). From the difference with the combined sale, the house part appears to be about 139.00 m² of land and about 124.57 m² of building. This article assesses the combined sale (¥75 million, land 302.81 m²).

Building valuation assumptions

The buildings are a two-storey wooden apartment building (2 units) and a detached house (1 unit), 239.56 m² in total, with the completion date listed jointly as May 2016. The floor area relative to the whole lot is about 79.1%, within the designated 80%, but for the house part alone it is about 89.6%.

On-site check from photos

The listing has two site photos, of the front of the house and of the apartment building (the other images are smaller copies of the same photos). For the house, there are two steps from the gravel area in front of the lot to the gate and one more step inside the gate to the porch, so the level difference from the road to the porch is at most about 0.6 m. The block wall to the left of the gate is free-standing with about 0.4 m of retained height, and the old wall further left retains 0.9 m or less. The apartment entrance and parking are at almost the same level as the road. For the old block wall to the right of the gate post (about 1.4 m, with a wooden screen on top), the ground level behind it could not be determined from the photos alone. We measured 121 points of the Geospatial Information Authority of Japan's 1 m elevation mesh at 3 m intervals over a 30 m square around the address point; all fell within 3.9–4.8 m and adjacent points differed by 0.4 m or less, so we judged it to be a boundary wall rather than a retaining wall.

What We Could Not Confirm

  • Working back from the figures of the separate listing for the apartment part alone, the house part alone has a floor area ratio of about 89.6%, above the designated 80%. Whether the house and the apartment building received building confirmation as separate sites, and whether there are parts such as a garage excluded from the floor area ratio, needs to be confirmed with the agent. No building confirmation number or inspection certificate is given either.
  • The ground behind the old block wall to the right of the gate post (about 1.4 m) could not be determined from the photos, and we judged there is no step from elevation data. The step at the house entrance approach (at most about 0.6 m) is also an estimate from the photos, not a measurement.
  • On the elevation data, the ground starts to rise about 22–25 m southeast of the address point. The southeast and southwest boundaries of the lot do not appear in the photos, and whether this rise reaches the boundary needs to be checked on site.
  • The type of the road about 4.0 m wide on the northeast side (public or private) is not stated, and the photos do not show whether the gravel area in front of the house is road or on-site parking.
  • The completion date of the house is only listed jointly as May 2016; the house's own completion date has not been confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Fresh Store YAOMINE

Supermarket about 560 m in a straight line from the address point of the property. Reverse geocoding confirmed that its OpenStreetMap location is in Koshigoe 3-chome, Kamakura.

Source
Gyomu Super

Supermarket about 630 m in a straight line from the address point of the property. Reverse geocoding confirmed that its OpenStreetMap location is in Tsunishi 1-chome, Kamakura.

Source
Create SD

Drugstore about 790 m in a straight line from the address point of the property, near Gyomu Super. Reverse geocoding confirmed that its OpenStreetMap location is in Tsunishi 1-chome, Kamakura.

Source

Neighborhood ② Dining Near the Station

Osoba Yui

Soba restaurant about 70 m in a straight line from the address point of the property. Its OpenStreetMap address is 4-2-13 Koshigoe, Kamakura, and reverse geocoding confirmed the location is in Koshigoe 4-chome.

Source
Kentucky Fried Chicken Enoshima

Fried chicken fast-food restaurant about 530 m in a straight line from the address point of the property. Reverse geocoding confirmed that its OpenStreetMap location is in Koshigoe 3-chome, Kamakura.

Source
Ippudo

Ramen restaurant about 630 m in a straight line from the address point of the property. Reverse geocoding confirmed that its OpenStreetMap location is in Koshigoe 3-chome, Kamakura.

Source

About This Property

This is a combined sale of an apartment building and a detached house in Koshigoe 2-chome, Kamakura. The listing gives it as a 7-minute walk from Koshigoe Station on the Enoshima Electric Railway and a 12-minute walk from Mejiroyamashita Station on the Shonan Monorail. The zoning is Category 1 low-rise exclusive residential (40% building coverage, 80% floor area ratio), and the lot is accessed from a road about 4.0 m wide on the northeast side (the road type is not stated).

A two-storey wooden apartment building (2 units) and a detached house (1 unit), both listed as completed in May 2016 (10 years old), are offered together, 3 units in total, with a combined building area of 239.56 m² on 302.81 m² of freehold land (registered area). All units are let, with expected annual income of ¥3.852 million (¥321,000 a month) when fully let, a gross yield of 5.13%, three free parking spaces and a price of ¥75 million. ⚠️ At the same address, the apartment part alone is also listed separately (¥40 million, land 163.81 m², building 114.99 m², 2 units). Subtracting those figures leaves about 139.00 m² of land and about 124.57 m² of building for the house, which gives the house part alone a floor area ratio of about 89.6%, above the designated 80%. The listing does not show whether the house and the apartment building received building confirmation as separate sites, or whether there are parts such as a garage that are excluded from the floor area ratio, and no building confirmation number or inspection certificate is given, so this needs to be confirmed with the agent.

For the 2026 (Reiwa 8) road price, we used ¥160,000/m² (leasehold ratio D), the most common value among the local roads in Koshigoe 2-chome; it has risen about 18.5% in two years from ¥135,000/m² in 2024. The roads around block 30, where the property stands, are ¥150,000–155,000/m², below the representative value; using ¥150,000/m² the assessed ratio would be about 98.9%, and ¥155,000/m² about 100.9%. The buildings are 10-year-old wooden structures with 12 of their 22-year statutory useful life remaining, so they still carry assessed value. The assessed ratio on the representative value is about 102.9%.

The listing has two site photos, of the front of the house and the front of the apartment building. The apartment entrance and parking are at almost the same level as the road, and the house entrance is at most about 0.6 m above the road. ⚠️ The ground level behind the old block wall to the right of the gate post (about 1.4 m) could not be determined from the photos, and we judged from elevation data from the Geospatial Information Authority of Japan that there is no step. The elevation data also show the ground starting to rise about 22–25 m southeast of the address point, and its relation to the southeast boundary of the lot could not be checked in photos. The listing does not name any nearby facilities, so the places shown below are shops confirmed on OpenStreetMap to be in Kamakura; distances are straight-line distances from the Geospatial Information Authority of Japan's address point for 2-30-30 Koshigoe.

Estimated Financing

Assessed value ¥77,196,800 → estimated loan ¥75,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
スルガ銀行
Regional bankBorrower-profile focusedStrong with apartment buildings
富豪向け。 金融資産3000万円以上が検討対象。 行けるなら8割融資や9割融資が狙える。 金利は2%台、融資期間は35年。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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