[Assessed 117.1%] Detached house in Ageo, Saitama — 13 min from Kita-Ageo Sta.
Property Overview
| Location | Ageo, Saitama |
| Nearest Station | JR Takasaki Line Kita-Ageo Sta. |
| Walk | 13 min walk |
| Assessed Ratio | 117.1%Assessed 117.1% |
| Price | ¥27,600,000 |
| Type | Detached house |
| Expected Yield | 6.3% |
| Structure | Wooden |
| Built | Built Apr 2026 (0 years old) |
| Land Area | 115.33㎡ |
| Building Area | 91.91㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| Rakumachi | ¥27,600,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥12,109,650 |
| Building assessed value | ¥20,220,200 |
| Total assessed value | ¥32,329,850 |
| Asking price | ¥27,600,000 |
| Assessed ratio | 117.1% |
Calculation basis
- Land = road price ¥105,000/m² × land area 115.33m²
- Building = replacement cost ¥220,000/m² × floor area 91.91m² × remaining life 22y ÷ statutory life 22y
- Built Apr 2026 (0 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +5.0%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 100,000 | — |
| 2025 | 100,000 | ±0.0% |
| 2026 | 105,000 | +5.0% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
Because the listing has no photos and a blank road-access field, we used the 2026 route price map and GSI address search and elevation data to confirm the location, the basis for the valuation, and the terrain around the lot.
What We Could Not Confirm
- With no on-site photos, the presence of retaining walls and any step or stairway between the front road and the lot have not been confirmed; an on-site check is needed.
- Whether the lot is flag-shaped, or attached to a neighboring house, also could not be checked from photos.
- The condition of the building exterior (finish and exterior works) is unknown because there are no photos.
- The road-access field is blank, so the direction, width and type (public or private) of the adjoining road are unknown; please confirm with the agent.
- A designated management company is required, and the terms (fees, contract period) are not stated in the listing.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
⚠️ The listing has no on-site photos, so retaining walls, any step to the front road, stairway access, a flag-shaped lot, or attachment to a neighboring house could not be checked from photos. The road-access field in the listing is also blank, so the direction, width and type of the adjoining road are unknown. GSI 5 m elevation data shows the block sits on an almost flat plateau (0.6 m difference across 80 m), but steps of around 1 m at the lot boundary cannot be detected by this data, so an on-site check or confirmation with the agent is a prerequisite.
The property is at 4-7-5 Sengendai, Ageo, Saitama, a 13-minute walk from Kita-Ageo Station on the JR Takasaki Line, in a residential area. It is a newly built rental house, "Libre Fine Ageo Sengendai", in a Category 1 low-rise exclusive residential zone (building coverage 60%, floor area ratio 100%); the seller is Hajime Construction.
The house was built in April 2026, is a two-story wooden 3LDK with 91.91 m² of floor area, on 115.33 m² of freehold land (registered area). It is currently leased (fully occupied) at 145,000 yen per month, or 1.74 million yen per year (6.30% gross yield). A designated management company is required, so post-purchase management terms should be checked in advance.
The 2026 route price is 105,000 yen/m² (100,000 yen/m² in 2024 and 2025), taken as the most common value among the block roads in Sengendai 4-chome. Because the building is new, its value alone is about 73.3% of the price, and together with the land the assessed ratio is about 117.1%. Using the nearby 100,000 yen/m² band gives about 115.0%, and even if part of the lot had to be deducted for a private road, setback or flag-lot strip, the effective lot would have to fall below 18 m² for the ratio to drop under 80%. Nearby places are given as straight-line distances from the address point (OpenStreetMap).
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
Learn About Assessed Value and Financing
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積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。
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