積算100
埼玉県富士見市針ケ谷2丁目の売地(写真なし)
Assessed 115.9%LandFujimi, SaitamaMizuhodai Sta. 12 min walk

[Assessed 115.9%] Land in Fujimi, Saitama — 12 min from Mizuhodai Sta.

Published: Updated:

Property Overview

LocationFujimi, Saitama
Nearest StationTobu Tojo Line Mizuhodai Sta.
Walk12 min walk
Assessed Ratio115.9%Assessed 115.9%
Price¥28,800,000
TypeLand
Land Area171.15㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥28,800,000View listing

Assessed Value Breakdown

Land assessed value¥33,374,250
Building assessed value-
Total assessed value¥33,374,250
Asking price¥28,800,000
Assessed ratio115.9%

Calculation basis

  • Land = road price ¥195,000/m² × land area 171.15m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.4%
YearRoad price (JPY/m²)YoY
2024185,000—
2025190,000+2.7%
2026195,000+2.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We confirmed the location with the agent's listing map and block coordinates, and counted the block-road values in Harigaya 2-chome on the 2026 route price map. Because there are no on-site photos, we used GSI elevation data to check the surrounding terrain.

Locating the road price

On the 2026 route price map (sheet 26241 and others), 195,000 yen/m² appears on about 15 block-road sections in Harigaya 2-chome, the most of any value, so we use it as the representative value (185,000 yen/m² in 2024, 190,000 yen/m² in 2025). The north-south road the lot faces is in the 185,000 yen/m² band, which gives about 109.9%, and the nearby 180,000 yen/m² band gives about 107.0%.

View source
Listing check

The lot number is not listed, but by matching the position on the agent's website map with block coordinates from the GSI address search, we judged the lot to face the north-south road on its west side. This matches the listing's 6.0 m public road on the west. With no private-road share, setback or access strip, the full 171.15 m² is valued.

On-site check from photos

The 15 images on the listing show nearby facilities, the agent and flyers, with no on-site photos or lot plan. The two property images on the agent's website were a placeholder and a flyer. No photos of the same property (171.15 m², 28.8 million yen) were found on other real estate sites, so retaining walls, the road step, flag shape and row-house status could not be judged from photos.

Other checks

To make up for the missing photos, we measured GSI 5 m mesh elevations around the estimated position. The road and lot side are flat at about 16.3-16.9 m, but there is a terrace scarp dropping about 3 m at 15-24 m to the east and 12-18 m to the south. Aerial imagery suggests other buildings stand between the lot and the scarp on both sides, but depending on position error, a retaining wall on the lot boundary cannot be ruled out.

Rights and restrictions

The price of 28.8 million yen is below the land value implied by route prices (about 33.37 million yen at 195,000 yen/m², and about 31.66 million yen even at the 185,000 yen/m² band of the fronting road). The listing does not explain why; possible factors include demolition of the old house (sold as is), restrictions under the Harigaya District Plan, and the terrace scarp to the east and south.

What We Could Not Confirm

  • Retaining walls and the step to the front road: with no on-site photos, we could not check for retaining walls on the lot boundary or for a step or stairs between the lot and the west road. This, including how the lot relates to the 3 m terrace scarp to the east and south, needs an on-site check or an inquiry to the agent.
  • Flag-shaped lot and row-house status (old house): there is no lot plan or photo, so the lot shape and whether the old house is attached to a neighboring house are unknown.
  • Condition of the building exterior: the listing gives no exterior, structure or age for the old house, so whether to demolish it and the likely cost cannot be estimated.
  • The listing does not explain why the price is below the land value implied by route prices. We recommend asking the agent.
  • The lot is within the Harigaya District Plan area, but the listing only says a district plan applies. The specific restrictions on building use, lot or wall setbacks need to be confirmed with Fujimi City.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Fujimi Harigaya 1-chome

Convenience store (Harigaya 1-chome, Fujimi). 350 m from the property according to the SUUMO listing's neighborhood section.

Source
Tobu Store Mizuhodai

Supermarket (Higashi-Mizuhodai 2-chome, Fujimi, near Mizuhodai Station). 900 m from the property according to the SUUMO listing's neighborhood section.

Source
Maruetsu Mizuhodai

Supermarket (Nishi-Mizuhodai 2-chome, Fujimi). 1,000 m from the property according to the SUUMO listing's neighborhood section.

Source

Neighborhood ② Dining Near the Station

炒王 (Chinese restaurant)

Chinese restaurant focused on fried rice (Harigaya, Fujimi). About 165 m east-southeast in a straight line from the position on the agent's listing map (OpenStreetMap).

Source
Ramen Koraku

Ramen shop (Mizuko, Fujimi). About 580 m north-northeast in a straight line from the position on the agent's listing map (OpenStreetMap).

Source
Saizeriya

Italian family restaurant (Nishi-Mizuhodai 2-chome, Fujimi). About 620 m north-northwest in a straight line from the position on the agent's listing map (OpenStreetMap).

Source

About This Property

This is a plot of land for sale in Harigaya 2-chome, Fujimi, Saitama, a 12-minute walk (950 m) from Mizuhodai Station on the Tobu Tojo Line and an 18-minute walk from Yanasegawa Station. It lies in an urbanization promotion area zoned Category 1 medium-to-high-rise exclusive residential (building coverage 60%, floor area ratio 200%), within the Harigaya District Plan area. The listing describes the terrain as flat, with public water, public sewer and city gas available.

The lot is 171.15 m² (51.77 tsubo, registered area), freehold, with residential land category and no builder condition. It faces a 6.0 m wide public road on the west side, with no private-road share and no setback. ⚠️ An old house stands on the lot and it is sold as is. The listing gives no structure, age or condition for the old house, and the buyer will likely need to budget for demolition if it is removed. The price is 28.8 million yen (about 556,000 yen per tsubo), sold through a broker.

The 2026 route price is 195,000 yen/m² (185,000 yen/m² in 2024, 190,000 yen/m² in 2025), the most common value among the block roads in Harigaya 2-chome. With no private-road share or flag-shaped access strip, the listed area is valued in full, and the land alone comes to about 115.9% of the price. The north-south road the lot faces is in the 185,000 yen/m² band, which gives about 109.9%, and the nearby 180,000 yen/m² band still gives about 107.0%. ⚠️ The price is below the land value implied by route prices, and the listing does not explain why. Possible factors include demolition of the old house, restrictions under the district plan, and the terrace scarp to the east and south; this should be confirmed with the agent before purchase.

⚠️ There are no on-site photos of this property. The images on the listing show nearby facilities and flyers, and the agent's own website shows only a placeholder image and a flyer. No photos of the same property were found on other real estate sites either. As a result, retaining walls, the step to the front road (including stair access), whether the lot is flag-shaped, whether the old house is attached to a neighbor, and the condition of the building exterior have not been checked. GSI elevation data shows the area around the estimated position is flat, but there is a terrace scarp about 3 m high 15-24 m to the east and 12-18 m to the south. Aerial imagery suggests neighboring buildings stand between the lot and the scarp, but whether there is a retaining wall on the lot boundary needs an on-site check. Among the nearby places below, 7-Eleven, Tobu Store and Maruetsu use the distances given in the SUUMO listing, and the three restaurants use straight-line distances from the position on the agent's listing map (OpenStreetMap).

Estimated Financing

Assessed value ¥33,374,250 → estimated loan ¥28,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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