
[Assessed 80.3%] Detached house in Sayama, Saitama — 10 min from Shin-Sayama Sta.
Property Overview
| Location | Sayama, Saitama |
| Nearest Station | Seibu Shinjuku Line Shin-Sayama Sta. |
| Walk | 10 min walk |
| Assessed Ratio | 80.3%Assessed 80.3% |
| Price | ¥4,800,000 |
| Type | Detached house |
| Expected Yield | 12.5% |
| Structure | Wooden |
| Built | Built Jul 1972 (54 years old) |
| Land Area | 47.56㎡ |
| Building Area | 44.05㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| Rakumachi | ¥4,800,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥3,852,360 |
| Building assessed value | ¥0 |
| Total assessed value | ¥3,852,360 |
| Asking price | ¥4,800,000 |
| Assessed ratio | 80.3% |
Calculation basis
- Land = road price ¥81,000/m² × land area 47.56m²
- Building = replacement cost ¥220,000/m² × floor area 44.05m² × remaining life 0y ÷ statutory life 22y
- Built Jul 1972 (54 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +5.2%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 77,000 | — |
| 2025 | 79,000 | +2.6% |
| 2026 | 81,000 | +2.5% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
Because the listing has no on-site photos, we checked the valuation basis against the 2026 valuation multiplier table and three sheets of the road price map, and supplemented the local terrain with GSI elevation data and aerial photos. Points we could not confirm without photos are listed below.
What We Could Not Confirm
- There are no on-site photos, so we have not confirmed whether there are retaining walls or a step between the lot and the front road (the private road on the east). Elevation data shows small height differences in the area, but whether there are retaining structures at the lot boundaries needs an on-site check or an inquiry with the agent.
- We have not confirmed whether it is a flag-shaped lot or whether it is a row house (nagaya). The floor plan does not show whether walls are shared with neighbors, and as the block consists of small lots, the possibility of a row house remains.
- We have not seen the condition of the building exterior. It was built in July 1972, the owner currently lives there, and handover is negotiable. The expected annual income of 600,000 yen is an estimate, not an actual rental result.
- The private road burden field is blank, and there is no information on whether there is a share in the private road or its size, consent for passage and excavation, or the road type (whether it is a designated road). If a share is included in the 47.56 m² of land, the assessed ratio falls: 79.9% with about 0.2 m² and 78.6% with 1 m².
- The floor area of 44.05 m² exceeds the 38.05 m² allowed by the 80% floor area ratio, so the building may exceed the limit. Whether it is legally nonconforming, how large a rebuild could be, and the effect on financing need to be confirmed.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
⚠️ The listing has no on-site photos, so we have not been able to check for retaining walls, any step between the lot and the front road, whether it is a flag-shaped lot, whether it is a row house (nagaya), or the condition of the building exterior. The only image in the Rakumachi and Kenbiya listings is the same single floor plan. With that caveat, this is a used detached house in Kamiokutomi, Sayama. The nearest station is Shin-Sayama Station on the Seibu Shinjuku Line, listed as a 10-minute walk. The lot faces a 4.00 m wide private road on the east. The listing gives no names or distances for nearby shops, so the nearby places below were found on OpenStreetMap, and their distances are straight-line distances from the point for Kamiokutomi 77 obtained from the GSI address search.
The price is 4.8 million yen. It is a two-story wooden 3DK house built in July 1972, with 44.05 m² of floor area on 47.56 m² of land (registered, freehold). It is in a Category 1 Low-Rise Exclusive Residential zone within the urbanization promotion area, with a 50% building coverage ratio and 80% floor area ratio. ⚠️ The floor area of 44.05 m² exceeds the 38.05 m² allowed by multiplying the 47.56 m² of land by the 80% floor area ratio by about 6 m², so the building may exceed the floor area ratio. The listing does not say whether it is a legally nonconforming existing building or a violation; a rebuild may not be able to reach the same size, and financing may be affected. The owner currently lives there and handover is negotiable, so the expected annual income of 600,000 yen and gross yield of 12.50% are estimates, not actual rental results.
The building is 54 years old and past its 22-year statutory useful life, so it is valued at zero, and the assessed ratio of 80.26% comes from the land alone. For the road price we used 81,000 yen/m² (2026), the most common value on the local streets of Kamiokutomi. ⚠️ This ratio is a narrow margin right around 80%. The private road burden field is blank; if a share of the private road is included in the 47.56 m² of land, the effective area shrinks, and the ratio falls below 80%: 79.9% with about 0.2 m² and 78.6% with 1 m². The lot also faces a private road with no road price; land along a private road is valued with a special road price, which is usually lower than that of the road the private road leads to (83,000 yen/m²). One step lower, at 79,000 yen/m², the ratio would be 78.3%.
The listing also says nothing about whether there is a share in the private road or its size, consent for passage and excavation, or the road type (whether it is a designated road). Together with the lack of photos, this property should be considered on the assumption of an on-site check and inquiries with the agent.
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
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