積算100
[Assessed 83.6%] Detached house in Kawaguchi, Saitama — 18 min from Kawaguchi-Motogo Sta.
Assessed 83.6%Detached houseKawaguchi, SaitamaKawaguchi-Motogo Sta. 18 min walk

[Assessed 83.6%] Detached house in Kawaguchi, Saitama — 18 min from Kawaguchi-Motogo Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Line Kawaguchi-Motogo Sta.
Walk18 min walk
Assessed Ratio83.6%Assessed 83.6%
Price¥35,990,000
TypeDetached house
StructureWooden
BuiltBuilt Nov 2017 (8 years old)
Land Area61.01㎡
Building Area97.28㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥35,990,000View listing

Assessed Value Breakdown

Land assessed value¥16,472,700
Building assessed value¥13,619,200
Total assessed value¥30,091,900
Asking price¥35,990,000
Assessed ratio83.6%

Calculation basis

  • Land = road price ¥270,000/m² × land area 61.01m²
  • Building = replacement cost ¥220,000/m² × floor area 97.28m² × remaining life 14y ÷ statutory life 22y
  • Built Nov 2017 (8 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.2%
YearRoad price (JPY/m²)YoY
2024245,000—
2025260,000+6.1%
2026270,000+3.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked two sheets of the 2026 road price map, the listing's five site photos and floor plan, and GSI elevation data to confirm the property's location, the representative road price, the garage area and the site's level differences.

Locating the road price

On the 2026 road price map (sheets 28155 and 28164) we traced the local streets in Aoki 2-chome. Local streets range from JPY 240,000 to 340,000/㎡, and JPY 270,000/㎡ appears on five streets, the most of any value, so we used it as the representative value. The Auto Race-dori arterial road and the symbol-marked sections on the city hall road side were excluded. The riverside road on the east that the property faces is JPY 260,000/㎡ (JPY 225,000 in 2024, 240,000 in 2025, 260,000 in 2026); using it gives about 81.9%. The representative road moved from JPY 245,000 to 260,000 to 270,000/㎡ over three years.

View source
Building valuation assumptions

A three-story wooden house completed in November 2017 with 97.28 ㎡ of registered floor area, valued as eight years old (14 years remaining). The built-in garage is estimated from the floor plan and photos at 12.5–15 ㎡, about 13–15% of the floor area, and is included in the floor area for the valuation. Excluding the garage gives an assessed ratio of about 77.8–78.7%.

On-site check from photos

We reviewed the listing's five site photos (two of the front road, two of the exterior, one of the parking). The site is level with the roughly 4 m wide public road on the east, there are four steps up to the entrance (about 0.8 m or less), and the left neighbor boundary has three courses of block (about 0.6 m) topped with a fence. Both neighbors are detached buildings; it is neither attached nor a flag-shaped lot. The rear (west) boundary does not appear in the photos; we only confirmed with GSI elevation data (5 m mesh) that the block is nearly flat.

Effective land area

No private-road share is stated for the 61.01 ㎡ of land (registered area), and the public road on the east is 4 m wide with no setback required, so we used the area with no deduction.

What We Could Not Confirm

  • The built-in garage (estimated 12.5–15 ㎡) exceeds 10% of the floor area. Excluding the garage from the floor area lowers the assessed ratio to about 77.8–78.7%, so the exact garage area needs to be confirmed from the drawings.
  • The site is on low ground about 1.5 m above sea level along the Shiba River; whether it is in a flood inundation area and the expected flood depth need to be checked on Kawaguchi City's hazard map.
  • The rear (west) neighbor boundary does not appear in the photos, so any level difference and the condition of the boundary are unconfirmed (elevation data show it is nearly flat).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Summit Store Kawaguchi Aoki

Supermarket, 130 m from the property according to the listing. Located in Aoki 2-chome, Kawaguchi.

Source
Sun Drug Kawaguchi Aoki

Drugstore, 200 m from the property according to the listing. Located in Aoki 3-chome, Kawaguchi.

Source
Yaoko Kawaguchi Asahi

Supermarket, 500 m from the property according to the listing. Located in Asahi 2-chome, Kawaguchi.

Source

Neighborhood ② Dining Near the Station

Gusto Kawaguchi Aokibashi

Family restaurant, about 230 m in a straight line from the representative point of the property's block (OpenStreetMap). Located in Aoki 2-chome, Kawaguchi.

Source
Tonkatsu Kagurazaka Sakura Kawaguchi

Tonkatsu restaurant, about 300 m in a straight line from the representative point of the property's block (OpenStreetMap). Located in Aoki 1-chome, Kawaguchi.

Source
Menya Tadokoro Shoten (Asahi 2-chome, Kawaguchi)

Ramen shop, about 440 m in a straight line from the representative point of the property's block (OpenStreetMap).

Source

About This Property

A pre-owned detached house in Aoki 2-chome, Kawaguchi, Saitama, an 18-minute walk from Kawaguchi-Motogo Station on the Saitama Rapid Railway Line (17 minutes on foot to Minami-Hatogaya Station, or a 12-minute bus ride from JR Kawaguchi Station to the Aoki 3-chome stop plus a 4-minute walk). On the east it faces a 4 m wide public road (asphalt paved, no setback required) along the embankment of the Shiba River, in a quasi-industrial zone (building coverage 60%, floor area ratio 200%). According to the listing, Summit Store Kawaguchi Aoki is 130 m away, Sun Drug Kawaguchi Aoki 200 m and Yaoko Kawaguchi Asahi 500 m. Restaurants, measured in a straight line from the representative point of the property's block, include Gusto Kawaguchi Aokibashi at about 230 m and Tonkatsu Kagurazaka Sakura Kawaguchi at about 300 m (OpenStreetMap).

The price is JPY 35.99 million for 61.01 ㎡ of land (registered area, freehold, no private-road share stated) and a three-story wooden house completed in November 2017 (97.28 ㎡ floor area, 3LDK, built-in garage). Renovation was completed in November 2025, replacing the kitchen, bathroom, toilet and washbasin and redoing the interior of every room, and it is available for immediate handover. ⚠️ From the floor plan and photos, the built-in garage is estimated at 12.5–15 ㎡, more than 10% of the floor area. The assessed ratio below includes the garage in the floor area; excluding it lowers the ratio to about 77.8–78.7%.

The assessed ratio is about 83.6%. We took JPY 270,000/㎡ (2026), the most common value on local streets in Aoki 2-chome, as the representative value and valued the building as an eight-year-old wooden house. The same road rose from JPY 245,000 (2024) to 260,000 (2025) and 270,000/㎡ (2026). The riverside road on the east that the property faces is JPY 260,000/㎡; using it gives about 81.9%.

In the five site photos in the listing, the site is at the same level as the front road, and the garage floor is nearly flush with the road surface. There are four steps up to the entrance (a raised foundation of about 0.8 m or less), and the left neighbor boundary has three courses of concrete block (about 0.6 m) topped with a mesh fence. The house stands apart from both neighbors, and none of retaining walls, slopes, steps up from the road or a flag-shaped lot apply. ⚠️ The rear (west) boundary does not appear in the photos; we only confirmed that it is flat using GSI elevation data. The site is also on low ground about 1.5 m above sea level along the Shiba River, so the flood risk needs to be checked on Kawaguchi City's hazard map.

Estimated Financing

Assessed value ¥30,091,900 → estimated loan ¥30,090,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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