積算100
[Assessed 113%] Land in Koshigaya, Saitama — 12 min from Gamo Sta.
Assessed 113%LandKoshigaya, SaitamaGamo Sta. 12 min walk

[Assessed 113%] Land in Koshigaya, Saitama — 12 min from Gamo Sta.

Published: Updated:

Property Overview

LocationKoshigaya, Saitama
Nearest StationTobu Isesaki Line (Tobu Skytree Line) Gamo Sta.
Walk12 min walk
Assessed Ratio113%Assessed 113%
Price¥8,000,000
TypeLand
Land Area69.52㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥8,000,000View listing
athome¥8,000,000View listing

Assessed Value Breakdown

Land assessed value¥9,037,600
Building assessed value-
Total assessed value¥9,037,600
Asking price¥8,000,000
Assessed ratio113%

Calculation basis

  • Land = road price ¥130,000/m² × land area 69.52m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000—
2025125,000+4.2%
2026130,000+4.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the 2026 route price maps, the listing's plot plan, 13 site photos and the listed distances to nearby facilities to confirm how the representative route price was chosen and the level and shape of this narrow plot.

Locating the road price

We counted the local roads in Gamo-Asahicho on the 2026 route price map. Within the town, 135 thousand yen/m² is the most common, but including the roads on the town boundary it ties with 130 thousand yen/m², so the lower 130 thousand yen/m² is used. Marked arterial sections are not counted. The front road on the south side is also in a 130 thousand yen/m² section; over three years the same route went 120 → 125 → 130 thousand yen/m².

View source
Effective land area

The plot plan shows a rectangle about 4.25 m wide and 16.36 m deep, consistent with the 69.52 m² land area. With no private road burden, setback or flag-lot access listed, the full 69.52 m² is assessed. The old house is not valued because its structure, age and floor area are not listed.

On-site check from photos

We reviewed 13 site photos and the plot plan. The site is roughly level with the south public road, differing only by about a curb. The vacant lot to the west and the parking area beyond the mesh fence to the east are at the same ground level, with no earth-retaining walls. It is not a flag lot, and the old house stands apart from its neighbors.

Rights and restrictions

Category 2 Residential Zone (60% coverage, 200% FAR), residential land category, freehold, no building condition. The listing notes restrictions under the Landscape Act and a residential land development regulation area. Public water, public sewer and city gas.

What We Could Not Confirm

  • The boundary with the neighbor to the north (rear) cannot be seen in the front photos, so the level difference and any retaining structure there have not been directly confirmed. Surrounding photos show residential land at the same level.
  • The listing does not state the structure, age or floor area of the old two-story shop-house, whether the land will be delivered vacant, or who pays for demolition.
  • Because the plot is only about 4.25 m wide, the possible building width and parking layout need to be confirmed with a designer and the city. We have not confirmed whether Koshigaya sets a minimum lot size for this area.
  • The front road is estimated to be Prefectural Road Kakinokicho-Gamo Line from the listed width and distances to nearby facilities; the road name and type are not stated in the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Maruetsu Gamo

Supermarket. 100 m from the property (per the listing).

Source
Matsumoto Kiyoshi Higashi-Gamo

Drugstore. 210 m from the property (per the listing).

Source
Big-A Gamo

Supermarket. 280 m from the property (per the listing).

Source

Neighborhood ② Dining Near the Station

White Gyoza Koshigaya

Gyoza restaurant. About 270 m in a straight line from the estimated location (OpenStreetMap).

Source
Hanaya Yohei (Gamo, Koshigaya)

Japanese family restaurant. About 420 m in a straight line from the estimated location (OpenStreetMap).

Source
Sumibi Yakiniku Midoen Gamo

Yakiniku (grilled meat) restaurant. About 460 m in a straight line from the estimated location (OpenStreetMap).

Source

About This Property

This is a plot of land with an old house in Gamo-Asahicho, Koshigaya, Saitama, a 12-minute walk from Gamo Station on the Tobu Isesaki Line (Tobu Skytree Line). It lies in a Category 2 Residential Zone (60% building coverage, 200% floor area ratio) and faces a public road about 9.8 m wide with a center line on its south side. According to the listing, Maruetsu Gamo is 100 m away, Matsumoto Kiyoshi Higashi-Gamo is 210 m and Big-A Gamo is 280 m. Restaurants include White Gyoza Koshigaya (about 270 m) and Hanaya Yohei (about 420 m), measured in a straight line from the estimated location (OpenStreetMap).

The price is 8.0 million yen for 69.52 m² of land (about 21.02 tsubo, freehold, no private road burden). The land category is residential and there is no building condition. ⚠️ A two-story former shop-house remains on the land, and the listing does not state that it will be delivered as vacant land. Because the structure, age and floor area of the old house are not listed, the assessment counts the land only. The cost of demolition and who bears it need to be confirmed with the seller's side.

⚠️ The plot plan shows a narrow rectangle about 4.25 m wide and 16.36 m deep. The 60% coverage allows a building footprint of about 41 m² on paper, but the narrow frontage limits the building width and parking layout. The listing also notes restrictions under the Landscape Act and a residential land development regulation area. In the listing photos the site is at almost the same level as the front road and does not require grading.

The assessed value ratio is about 113.0%. Within Gamo-Asahicho, 135 thousand yen/m² is the most common route price on local roads, but including the roads on the town boundary it ties with 130 thousand yen/m², so the lower 130 thousand yen/m² (2026) is used as the representative value. The front road is also 130 thousand yen/m² and has risen from 120 thousand (2024) to 125 thousand (2025) and 130 thousand yen/m² (2026). The land value calculated from the route price (about 9.04 million yen) exceeds the price, which may reflect the narrow shape and the need to deal with the old house. It is a plot to consider after confirming what can be built and how the old house will be handled.

Estimated Financing

Assessed value ¥9,037,600 → estimated loan ¥8,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
所沢市大字山口の中古戸建(イメージ)
Assessed 94.1%
Source: SUUMO
Detached house

[Assessed 94.1%] Detached house in Tokorozawa, Saitama — 8 min from Nishi-Tokorozawa Sta.

Tokorozawa, SaitamaSeibu Ikebukuro Line Nishi-Tokorozawa Sta. 8 min walk
¥28.7M
所沢市大字山口の中古戸建(イメージ)
Assessed 90.3%
Source: SUUMO
Detached house

[Assessed 90.3%] Detached house in Tokorozawa, Saitama — 13 min from Shimo-Yamaguchi Sta.

Tokorozawa, SaitamaSeibu Sayama Line Shimo-Yamaguchi Sta. 13 min walk
¥32.8M
[Assessed 82.6%] Detached house in Soka, Saitama — 18 min from Yatsuka Sta.
Assessed 82.6%
Source: athome
Detached house

[Assessed 82.6%] Detached house in Soka, Saitama — 18 min from Yatsuka Sta.

Soka, SaitamaTobu Isesaki Line Yatsuka Sta. 18 min walk
¥39.8M