積算100
[Assessed 85.4%] Apartment building in Fujimino, Saitama — 11 min from Kami-Fukuoka Sta.
Assessed 85.4%Apartment buildingFujimino, SaitamaKami-Fukuoka Sta. 11 min walk

[Assessed 85.4%] Apartment building in Fujimino, Saitama — 11 min from Kami-Fukuoka Sta.

Published: Updated:

Property Overview

LocationFujimino, Saitama
Nearest StationTobu Tojo Line Kami-Fukuoka Sta.
Walk11 min walk
Assessed Ratio85.4%Assessed 85.4%
Price¥98,000,000
TypeApartment building
Expected Yield6.08%
StructureWooden
BuiltBuilt Sep 2006 (20 years old)
Land Area482.73㎡
Building Area324㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥98,000,000View listing

Assessed Value Breakdown

Land assessed value¥77,236,800
Building assessed value¥6,480,000
Total assessed value¥83,716,800
Asking price¥98,000,000
Assessed ratio85.4%

Calculation basis

  • Land = road price ¥160,000/m² × land area 482.73m²
  • Building = replacement cost ¥220,000/m² × floor area 324m² × remaining life 2y ÷ statutory life 22y
  • Built Sep 2006 (20 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +6.7%
YearRoad price (JPY/m²)YoY
2024150,000—
2025155,000+3.3%
2026160,000+3.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We traced the local streets of Fukuoka-chuo 2-chome on two FY2026 route price map sheets, and checked the lot and surrounding ground levels using three listing photos and GSI elevation data.

Locating the road price

We traced the local streets of Fukuoka-chuo 2-chome on the FY2026 route price map (sheets 26611 and 26607). Values in the district range from 150,000 to 165,000 yen/㎡, and the most common value, 160,000 yen/㎡ (leasehold ratio D), is used as the representative value. The 190,000 and 165,000 yen/㎡ values on the arterial Chuo-dori were not used because they are of a different nature. The property is on the east side of block 2-8 and faces a road on the northeast; if that road is 155,000 yen/㎡ the ratio is about 83.0%, at the district's lowest 150,000 yen/㎡ about 80.5%, and at 165,000 yen/㎡ about 87.9%.

View source
Effective land area

The listing shows no private road burden, setback or flag-shaped access, and the lot fronts a public road about 4 m wide for about 18.6 m, so the listed land area of 482.73 ㎡ is used as is.

Building valuation assumptions

The listing gives a wooden structure; with a statutory useful life of 22 years and an age of 20 years (built September 2006), the building was assessed with 2 years remaining. The broker is Sekisui Heim Real Estate, so it may be a modular steel-frame structure. If light-gauge steel the assessment is the same; if heavy steel the building value would be higher.

On-site check from photos

We checked the three listing photos (two exterior, one floor plan). The northeast public road and the parking area and planting differ by about one curb height, with no retaining wall, stairway access or flag-shaped lot visible. The left boundary is a low block wall topped with a fence, with ground at the same level on both sides. Each unit has its own entrance; it is not a row house. The rear (southwest) boundary is not shown in the photos, so we checked GSI elevation data at the lot center and 15-30 m around it in eight directions: 20.0-20.5 m, a difference of at most 0.5 m.

Rights and restrictions

The listing states the building is fully occupied and under a sublease agreement that can be cancelled. The sublease rent and cancellation terms are not given, and the seller is exempt from liability for nonconformity of the building.

What We Could Not Confirm

  • The listing gives a wooden structure, but the building may be a modular steel-frame structure; the property registry should be checked.
  • It is not confirmed whether the northeast road the lot faces is at the representative 160,000 yen/㎡ or the neighboring 155,000 yen/㎡ band (at 155,000 yen/㎡ the ratio is about 83.0%).
  • The rear (southwest) boundary is not shown in the photos. Elevation data show a difference of at most 0.5 m, but this has not been checked on site.
  • The sublease is listed as cancellable, but the sublease rent and the conditions and timing of cancellation cannot be read from the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson (Kamifukuoka 1-chome)

Convenience store in Kamifukuoka 1-chome, Fujimino. About 430 m in a straight line from the property's address point (OpenStreetMap).

Source
Tobu Store Kamifukuoka

Supermarket in Kamifukuoka 1-chome, Fujimino, near Kami-Fukuoka Station. About 680 m in a straight line from the property's address point (OpenStreetMap).

Source
Yaoko (Kasumigaoka 1-chome)

Supermarket in Kasumigaoka 1-chome, Fujimino. About 680 m in a straight line from the property's address point (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Hidakaya (Kamifukuoka 1-chome)

Chinese food and ramen chain in Kamifukuoka 1-chome, Fujimino. About 580 m in a straight line from the property's address point (OpenStreetMap).

Source
Matsuya (Kamifukuoka 1-chome)

Gyudon and set-meal chain in Kamifukuoka 1-chome, Fujimino. About 590 m in a straight line from the property's address point (OpenStreetMap).

Source
WANDS ONE COFFEE

Cafe in Kamifukuoka 1-chome, Fujimino. About 600 m in a straight line from the property's address point (OpenStreetMap).

Source

About This Property

This is a whole apartment building in Fukuoka-chuo 2-chome, Fujimino, an 11-minute walk from Kami-Fukuoka Station on the Tobu Tojo Line, in a Category 1 Residential Zone. The lot fronts a public road about 4 m wide on its northeast side for about 18.6 m. Toward the station in Kamifukuoka 1-chome there are a Lawson (about 430 m), Tobu Store Kamifukuoka and Yaoko supermarkets (both about 680 m), and Hidakaya, Matsuya and a cafe (about 580-600 m). Distances are straight-line distances between the store locations on OpenStreetMap and the property's address point from the GSI address search, not walking routes.

The building, "Familia", is a two-story wooden structure completed in September 2006 with six units: three 1LDK and three 2LDK (46.49-58.86 ㎡ each). Each unit has its own entrance and a separate bath and toilet, and there are six parking spaces. The land is 482.73 ㎡ of freehold, the total floor area is 324 ㎡, and the building coverage and floor area ratios are 60% and 200%. The price is 98 million yen with a gross yield of 6.08% (5.963 million yen per year when fully occupied). The building is currently fully occupied and under a master-lease (sublease) agreement that can be cancelled. The seller is exempt from liability for nonconformity of the building.

Using the FY2026 (Reiwa 8) route price map, the representative value is 160,000 yen/㎡ (leasehold ratio D), the most common value on the local streets of Fukuoka-chuo 2-chome, giving an assessed ratio of about 85.4%. A wooden building has a statutory useful life of 22 years; at 20 years old only 2 years remain, so the building value is small and the land accounts for almost all of the assessment. The property sits on the east side of block 2-8; if the northeast road it faces is in the neighboring 155,000 yen/㎡ band the ratio is about 83.0%, at the lowest band in the district (150,000 yen/㎡) it is about 80.5%, and at 165,000 yen/㎡ it is about 87.9%. The route price on this street rose from 150,000 yen/㎡ in 2024 to 160,000 yen/㎡ in 2026, about 6.7% in two years.

⚠️ The assessment uses the wooden structure shown in the listing, but the broker is Sekisui Heim Real Estate and the building may be a modular steel-frame (unit) structure. Please confirm the structure in the property registry. If it is light-gauge steel the useful life is the same 22 years and the assessment does not change; if it is heavy steel the building value would be higher. In the three photos the front road, parking area and building are at about the same level, with no retaining wall, step or stairway access visible. The rear (southwest) boundary is not shown in the photos, but GSI elevation data show a height difference of at most 0.5 m with the surroundings. The sublease rent and cancellation terms cannot be read from the listing and should be confirmed with the broker.

Estimated Financing

Assessed value ¥83,716,800 → estimated loan ¥83,710,000 (85% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
スルガ銀行
Regional bankBorrower-profile focusedStrong with apartment buildings
富豪向け。 金融資産3000万円以上が検討対象。 行けるなら8割融資や9割融資が狙える。 金利は2%台、融資期間は35年。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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