積算100
[Assessed 99.8%] Land in Fujimino, Saitama — 16 min from Fujimino Sta.
Assessed 99.8%LandFujimino, SaitamaFujimino Sta. 16 min walk

[Assessed 99.8%] Land in Fujimino, Saitama — 16 min from Fujimino Sta.

Published: Updated:

Property Overview

LocationFujimino, Saitama
Nearest StationTobu Tojo Line Fujimino Sta.
Walk16 min walk
Assessed Ratio99.8%Assessed 99.8%
Price¥11,800,000
TypeLand
Land Area81.2㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥11,800,000View listing

Assessed Value Breakdown

Land assessed value¥11,774,000
Building assessed value-
Total assessed value¥11,774,000
Asking price¥11,800,000
Assessed ratio99.8%

Calculation basis

  • Land = road price ¥145,000/m² × land area 81.2m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.4%
YearRoad price (JPY/m²)YoY
2024135,000—
2025140,000+3.7%
2026145,000+3.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the lot number is undisclosed, we narrowed down the location with the 2026 route-price map and GSI lot-number searches, and used the five site photos and the plot plan to check height differences with the roads and the relationship with neighbouring buildings.

Locating the road price

Naema is an oaza (a district without chome subdivisions) that spans ten sheets of the 2026 route-price map. From the SUUMO map coordinates and GSI lot-number searches (lots 585, 596 and others), we placed the property in the upper-left block of sheet 26207 and took 145,000 yen/㎡ (leasehold-ratio symbol D), the most common value on that block's local roads. On the same road the three-year values are 135,000 → 140,000 → 145,000 yen/㎡. There are also local roads at 140,000 and 150,000 yen/㎡ nearby; applying them gives ratios of about 96.3% and about 103.2%.

View source
Effective land area

The listed land area of 81.2 ㎡ (registered) is used as is. There is no private-road burden, both sides face public roads (6.2 m to the northwest, about 4.0 m to the southeast), and neither the plot plan nor the summary mentions a setback. The old building is to be demolished by the seller and the land handed over cleared, so the building is not included in the assessment.

On-site check from photos

We checked five site photos (two of the front roads, two of the building front, one of the rear) and the plot plan. The shop shutter on the northwest side is level with the road, the garage shutter on the southeast side is also level, and there are only one or two steps (about 0.3 m) at the entrance. Both roads are flat, with no retaining walls, slopes, stepped access or flag-shaped lot. On the left a tile-clad neighbouring building stands right against it, and the one on the right is very close. The outer walls appear separate, but whether a wall is shared could not be determined.

Rights and restrictions

The land is in a Category 1 Low-rise Exclusive Residential Zone with 50% coverage and an 80% floor area ratio, so under the designated ratios the building footprint is limited to about 40.6 ㎡ and the total floor area to about 65.0 ㎡. The existing three-storey building will be demolished by the seller and the land handed over cleared. The same property is also listed on HOME'S at the same price and area.

What We Could Not Confirm

  • The lot number is not disclosed; the property's location was estimated from the listing's map coordinates and lot-number searches. Local roads in the area range from 140,000 to 150,000 yen/㎡.
  • Whether the building shares a wall with the one on the left (i.e. whether they are attached), and when the demolition will take place and how the boundary sections will be handled, cannot be confirmed from the listing.
  • The listing does not state the legal classification of the southeast road (about 4.0 m) or whether a setback is required.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson

Convenience store in Naema, Fujimino, about 590 m in a straight line from the SUUMO map coordinates (OpenStreetMap).

Source
FamilyMart Fujimino Shin-Komabayashi 2-chome

Convenience store in Shin-Komabayashi 2-chome, Fujimino, about 840 m in a straight line from the map coordinates (OpenStreetMap).

Source
Yaoko Kami-Fukuoka Komabayashi

Supermarket in Komabayashi, Fujimino, about 920 m in a straight line from the map coordinates (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Musashino Soba

Soba noodle restaurant in Naema, Fujimino, about 70 m in a straight line from the map coordinates (OpenStreetMap).

Source
Ranran

Chinese restaurant in Naema, Fujimino, about 110 m in a straight line from the map coordinates (OpenStreetMap).

Source
Gosakuya

Soba noodle restaurant in Naema, Fujimino, about 130 m in a straight line from the map coordinates (OpenStreetMap).

Source

About This Property

This is a plot of land for sale in Naema, Fujimino, Saitama. The nearest station is Fujimino on the Tobu Tojo Line, a 16-minute walk; Tsuruse Station is a 28-minute walk. The lot number is not disclosed. The lot faces roads on two sides: about 7.0 m of frontage on a 6.2 m-wide public road (a shopping street) to the northwest, and about 4.9 m on a public road about 4.0 m wide to the southeast. There is no private-road burden.

The land is 81.2 ㎡ (registered), freehold, registered as residential land, and flat. It lies in a Category 1 Low-rise Exclusive Residential Zone (50% building coverage, 80% floor area ratio), so under the designated ratios a new building would be limited to about 40.6 ㎡ of building footprint and about 65.0 ㎡ of total floor area. A three-storey building combining a shop (a barber's) and a home currently stands on the site; the seller will demolish it and hand over the land cleared. No building condition is attached. Utilities are public water, public sewer and individual LPG.

The route price used is 145,000 yen/㎡, the most common value on the local roads of this block in Naema, up about 7.4% from 135,000 yen/㎡ in 2024. The price of 11.8 million yen is almost the same as the land's value at the route price, giving an assessment ratio of about 99.8%. Because the old building is to be demolished, it is not included in the assessment. As the lot number is undisclosed, the route price of the road the property fronts has not been identified; applying the nearby local-road value of 140,000 yen/㎡ gives about 96.3%, and 150,000 yen/㎡ gives about 103.2%.

In the listing photos, the shop shutter on the northwest side and the garage shutter on the southeast side are both level with the road; there are no retaining walls or stepped access, and it is not a flag-shaped lot. ⚠️ The building on the left stands right against this one and the one on the right is very close. The outer walls appear separate, but whether a wall is shared cannot be determined from the photos, so how the demolition and the boundary sections will be handled needs to be confirmed with the broker. The listing also does not say whether a setback is required along the southeast road (about 4.0 m). Nearby, measured in a straight line from the SUUMO map coordinates: Musashino Soba about 70 m, the Chinese restaurant Ranran about 110 m, Gosakuya about 130 m, Lawson about 590 m, FamilyMart Fujimino Shin-Komabayashi 2-chome about 840 m and Yaoko Kami-Fukuoka Komabayashi about 920 m (OpenStreetMap).

Estimated Financing

Assessed value ¥11,774,000 → estimated loan ¥11,770,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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