積算100
[Assessed 83%] Detached house in Tokorozawa, Saitama — 19 min from Higashi-Tokorozawa Sta.
Assessed 83%Detached houseTokorozawa, SaitamaHigashi-Tokorozawa Sta. 19 min walk

[Assessed 83%] Detached house in Tokorozawa, Saitama — 19 min from Higashi-Tokorozawa Sta.

Published: Updated:

Property Overview

LocationTokorozawa, Saitama
Nearest StationJR Musashino Line Higashi-Tokorozawa Sta.
Walk19 min walk
Assessed Ratio83%Assessed 83%
Price¥32,900,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2026 (0 years old)
Land Area82.16㎡
Building Area81.15㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥32,900,000View listing

Assessed Value Breakdown

Land assessed value¥9,448,400
Building assessed value¥17,853,000
Total assessed value¥27,301,400
Asking price¥32,900,000
Assessed ratio83%

Calculation basis

  • Land = road price ¥115,000/m² × land area 82.16m²
  • Building = replacement cost ¥220,000/m² × floor area 81.15m² × remaining life 22y ÷ statutory life 22y
  • Built Oct 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.5%
YearRoad price (JPY/m²)YoY
2024105,000—
2025110,000+4.8%
2026115,000+4.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the boundary between the road price area and the multiplier-rate area of Oaza Matsugo on the 2026 road price map, and cross-checked the 10 listing photos, GSI elevation data and the area figures on Kenbiya and SUUMO.

Locating the road price

We traced Oaza Matsugo on the 2026 road price map (map No. 34078). The northern part of Oaza Matsugo (north of Higashikawa Sakura-dori, along the Musashino Line) is a multiplier-rate area, but lot 71, which appears in the captions of the nearby-facility photos, falls within the road price area to the south when checked against the lot numbers on the map. The block roads in this area are most often 115,000 yen/m² (leasehold ratio D), mixed with 120,000, 110,000 and 105,000 yen/m², so we used the most common value of 115,000 yen/m². With 120,000 yen/m² the ratio would be about 84.2%, and even with 105,000 yen/m² about 80.5%.

View source
Effective land area

The land is 82.16 m² (surveyed). The private road burden is shown as a co-ownership share of 28.46 m² × 1537/17276 (about 2.53 m²); we treat it as a share in a separate road parcel and do not deduct it from the land area. The private road in front is 4 m wide, so no setback is needed.

Building valuation assumptions

The building area differs between Kenbiya (85.95 m²) and SUUMO (81.15 m², surveyed), so we used the smaller 81.15 m². With 85.95 m² the ratio would be about 86.2%. The house is not yet completed, so the build date is taken as the scheduled completion in October 2026.

On-site check from photos

We checked all 10 listing photos (3 on-site photos during construction, 1 floor plan and 6 of nearby facilities). The lot is level with the paved private road in front, with no step, retaining wall, stairway access or flag-shaped layout. The 2–3 steps in front of the house on the left are that neighbor's entrance steps, and the parking lot on the right is at the same ground level. GSI 5 m mesh elevation data show 52.3–54.7 m within ±60 m, with only a gentle upward slope to the south. There is no photo of the rear (northwest) boundary.

Listing check

The same property is also listed three times on SUUMO with the same price and areas. Kenbiya classifies it as a detached rental house, but rent and yield have not been set, so no income figures are given in the listing.

What We Could Not Confirm

  • The legal classification of the private road in front (for example, whether it is a designated road) is not stated in the listing, although a building confirmation number is listed.
  • There is no photo of the rear (northwest) boundary, so the height difference there and whether there is a fence or retaining wall have not been confirmed.
  • The building area is given as 81.15 m² or 85.95 m² depending on the site; which figure will be registered should be confirmed with the agent.
  • The house is not yet completed, so the finished exterior and grounds (including the two-car parking space) could not be checked in photos. The handover date also differs by listing (October or November 2026).
  • Kenbiya classifies it as a detached rental house, but the expected rent and yield have not been set, so income cannot be evaluated from the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Welcia Tokorozawa Shimo-Yasumatsu

Drugstore with a pharmacy, at 963-3 Shimo-Yasumatsu, Tokorozawa. About 560 m from the property according to the SUUMO listing.

Source
Belc Higashi-Tokorozawa

Supermarket in Tokorozawa (location confirmed with OpenStreetMap). About 720 m from the property according to the SUUMO listing.

Source
Yaoko Tokorozawa Matsui

Supermarket in Tokorozawa (location confirmed with OpenStreetMap). About 910 m from the property according to the SUUMO listing.

Source

Neighborhood ② Dining Near the Station

Sukiya

Gyudon (beef bowl) chain in Tokorozawa. About 480 m in a straight line from the address point of Oaza Matsugo lot 71 obtained from the GSI address search (OpenStreetMap). Not a walking distance.

Source
Tully's Coffee (near Tokorozawa Sakura Town)

Cafe in Tokorozawa, among the Tokorozawa Sakura Town facilities. About 650 m in a straight line from the address point of Oaza Matsugo lot 71 (OpenStreetMap). Not a walking distance.

Source
Marugame Seimen

Self-service udon chain in Tokorozawa. About 810 m in a straight line from the address point of Oaza Matsugo lot 71 (OpenStreetMap). Not a walking distance.

Source

About This Property

This is a newly built detached house in Oaza Matsugo, Tokorozawa (around lot No. 71), a 19-minute walk from Higashi-Tokorozawa Station on the JR Musashino Line (the listing also gives a route of 3 minutes by bus plus a 6-minute walk from the Shimo-Yasumatsu bus stop) and a 29-minute walk from Akitsu Station on the Seibu Ikebukuro Line. The zoning is Category 1 medium-to-high-rise exclusive residential. According to the SUUMO listing, nearby facilities include FamilyMart (about 480 m), Welcia (about 560 m), Belc (about 720 m), Yaoko (about 910 m), Higashi-Tokorozawa Nursery School (about 410 m), Ushinuma Elementary School (about 880 m), Yasumatsu Junior High School (about 1,120 m), Tokorozawa Daiichi Hospital (about 630 m) and Tokorozawa Sakura Town (about 1,080 m). The distances to the restaurants under Nearby Places are straight-line distances between the shop locations in OpenStreetMap and the address point for Oaza Matsugo lot 71 obtained from the GSI address search, not walking routes.

It is a one-unit development (Tokorozawa Matsugo Phase 4) priced at 32.9 million yen. The two-story wooden house (post-and-beam construction) has a 3LDK+WIC layout with a 14.5-jo LDK. The listing states that it has long-life quality housing certification and a design housing performance evaluation, with a construction housing performance evaluation planned. The land is 82.16 m² (surveyed) and freehold, with a building coverage ratio of 60% and a floor area ratio of 200% (one listing shows 160% because of the width of the front road). Utilities are public water, public sewer and centralized LP gas. Parking is an outdoor car space for two cars, not a built-in garage. The house is not yet completed: completion is scheduled for October 2026, and handover is planned for October or November 2026 depending on the listing. Kenbiya classifies it as a detached rental house, but no rent or yield has been set.

Using 115,000 yen/m² (leasehold ratio D), the most common road price for the block roads in this part of Oaza Matsugo on the 2026 (Reiwa 8) road price map, the assessed value is about 83.0% of the price. The northern part of Oaza Matsugo is a multiplier-rate area, but the area around lot 71 falls within the road price area. Using 120,000 yen/m² for the road that the private road connects to gives about 84.2%, 110,000 yen/m² gives about 81.7%, and even the lowest nearby band of 105,000 yen/m² gives about 80.5%. The road price on this route rose from 105,000 yen/m² in 2024 to 110,000 yen/m² in 2025 and 115,000 yen/m² in 2026 (about 9.5% over two years). As a new building, the house is valued with its full statutory useful life remaining.

⚠️ The building area differs between listings: 85.95 m² on Kenbiya and 81.15 m² (surveyed) on SUUMO. The assessment uses the smaller 81.15 m² (with 85.95 m² it would be about 86.2%). The lot faces a 4 m wide private road on the southeast side, and the private road burden is shown as a co-ownership share of 28.46 m² × 1537/17276 (about 2.53 m²). We treat this as a share in a separate road parcel and do not deduct it from the land area. The legal classification of the private road (for example, whether it is a designated road) is not stated, although a building confirmation number is listed. The three on-site photos taken during construction show the lot level with the private road, with no step, retaining wall, stairway access or flag-shaped layout, but there is no photo of the rear (northwest) boundary, so it remains unconfirmed. The same property is also listed three times on SUUMO at the same price.

Estimated Financing

Assessed value ¥27,301,400 → estimated loan ¥27,300,000 (83% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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