積算100
[Assessed 102.6%] Detached house in Sakado, Saitama — 20 min from Sakado Sta.
Assessed 102.6%Detached houseSakado, SaitamaSakado Sta. 20 min walk

[Assessed 102.6%] Detached house in Sakado, Saitama — 20 min from Sakado Sta.

Published: Updated:

Property Overview

LocationSakado, Saitama
Nearest StationTobu Tojo Line Sakado Sta.
Walk20 min walk
Assessed Ratio102.6%Assessed 102.6%
Price¥5,800,000
TypeDetached house
Expected Yield10.34%
StructureWooden
BuiltBuilt Jul 1979 (47 years old)
Land Area99.69㎡
Building Area62.92㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥5,800,000View listing

Assessed Value Breakdown

Land assessed value¥5,949,800
Building assessed value¥0
Total assessed value¥5,949,800
Asking price¥5,800,000
Assessed ratio102.6%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 62.92m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1979 (47 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
202471,000—
202571,000±0.0%
202671,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the 10 photos and the floor plan in the LIFULL HOME'S investment listing of the same property, and counted the road prices of the local streets in Asabano 2-chome on the 2026 road price map.

Locating the road price

On the 2026 road price maps (four sheets centred on sheet 26339), we counted the road prices of the local streets in Asabano 2-chome. 71,000 yen/㎡ is the most common value with three sections, and 67,000–73,000 yen/㎡ appear on one section each. The arterial roads at 77,000–82,000 yen/㎡ were not used as the representative value. The same 71,000 yen/㎡ section has been unchanged for three years since 2024. The property faces a private road with no road price, and the lot number is not disclosed, so its exact position has not been identified. Even with the lowest value in the area, 67,000 yen/㎡, the assessed ratio would be about 96.8%.

View source
Effective land area

The listed land area of 99.69㎡ excludes the private road, and the separately held private-road share (1/5 of 55㎡) is not included. From the lot shape drawn on the floor plan, we estimated the access strip, about 2m wide, at about 15.9㎡ and deducted it, giving an effective lot area of 83.8㎡. Without the deduction the assessed ratio would be about 122.0%. In the exterior photos the gate appears to be only 2–3m from the front door, so the actual access strip may be shorter. In that case this deduction is on the large side.

On-site check from photos

We checked the 10 photos and the floor plan in the LIFULL HOME'S investment listing of the same property. The private road in front is concrete-paved and level, the gate is at the same height as the road, and the entrance is about one step up. The block wall on the east boundary has ground at the same level on both sides, and no retaining walls, steps or slopes are visible. It is a detached two-storey wooden house, not a terraced one.

Rights and restrictions

The lot touches the private road on the east side (about 4.2m wide) with a frontage of about 2m. The listing does not give the road's legal status (whether it is a road under the Building Standards Act, such as a designated road), and the frontage is right at the 2m requirement, so whether the house can be rebuilt has not been settled. These access conditions, together with the septic tank, propane gas and unmarked boundaries, are likely reasons why the price is slightly below the land value based on the road price.

What We Could Not Confirm

  • The listing does not say whether the private road in front is a road under the Building Standards Act, such as a designated road, nor does it describe the registration of the private-road share (1/5 of 55㎡) or any consent for passage and excavation. Combined with a frontage of only about 2m, whether the house can be rebuilt needs to be confirmed with the agent and Sakado City Hall.
  • The frontage of about 2m is an approximate figure from the listing; the measured frontage and the length and area of the access strip have not been confirmed. The effective lot area of 83.8㎡ is an estimate from the floor plan.
  • The boundaries are not marked and the property is sold as is. The boundaries and level differences with the neighbours to the north, west and south do not appear in the photos and have not been confirmed. Drainage is by septic tank, and its condition and running costs are not given in the listing.
  • The house is let at 50,000 yen per month, but the terms of the lease (contract period, handling of the deposit, etc.) are not given in the listing.
  • As the lot number is not disclosed, the most common band on the local streets, 71,000 yen/㎡, is used as the representative road price.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Big-A Sakado Asabano (Asabano 1-chome, Sakado)

Discount supermarket. About 430m in a straight line from the centroid of Asabano 2-chome (OpenStreetMap).

Source
7-Eleven Sakado Asaba (Oaza Asaba, Sakado)

Convenience store. About 550m in a straight line from the town centroid (OpenStreetMap).

Source
FamilyMart Sakado Kaeicho (Kaei-cho, Sakado)

Convenience store. About 630m in a straight line from the town centroid (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Yakiniku Sumitei (Asabano 2-chome, Sakado)

Yakiniku (Japanese barbecue) restaurant. About 90m in a straight line from the town centroid (OpenStreetMap).

Source
Hotto Motto Sakado Asabano (Asabano 1-chome, Sakado)

Take-out bento shop. About 290m in a straight line from the town centroid (OpenStreetMap).

Source
Ramen Shop Taro (Kaei-cho, Sakado)

Ramen shop. About 310m in a straight line from the town centroid (OpenStreetMap).

Source

About This Property

This is a two-storey wooden second-hand detached house in Asabano 2-chome, Sakado, Saitama. The nearest station is Sakado on the Tobu Tojo Line and Ogose Line, a 20-minute walk away. The lot number has not been disclosed. The zoning is Category 1 Exclusively Low-rise Residential (building coverage ratio 50%, floor area ratio 80%). As the listing gives no shop names or distances, nearby facilities are taken from OpenStreetMap, and distances are straight-line distances from the centroid of Asabano 2-chome (not from the property itself).

The price is 5.8 million yen. The land is 99.69㎡ (freehold), and the owner separately holds a share (1/5 of 55㎡) of the private road in front. This private-road share is not included in the 99.69㎡ land area. The house is a 2LDK with 62.92㎡ of floor area, built in July 1979 (47 years old); the bathroom, washroom, water heater, flooring and wallpaper were renovated in December 2025. Utilities are mains water, a septic tank and propane gas, and there is a garden. It is currently let at 50,000 yen per month, giving a gross yield of 10.34% on a full-occupancy annual rent of 600,000 yen. ⚠️ The boundaries are not marked, and the property is sold as is.

⚠️ The lot is flag-shaped: it touches the private road on the east side (about 4.2m wide) with a frontage of only about 2m, and the building plot lies behind a narrow access strip. The listing does not say whether this private road is a road under the Building Standards Act, such as a designated road, and this has not been confirmed. Rebuilding requires the lot to touch a legal road for at least 2m, and the frontage of about 2m is right at that limit, so whether the house can be rebuilt needs to be confirmed with the agent and Sakado City Hall. The listing does not state that rebuilding is prohibited. In the listing photos, the private road in front is level, and no retaining walls or steps are visible.

The assessed ratio is about 102.6%. The road price used is 71,000 yen/㎡ (2026, leasehold ratio D), the most common value on the local streets of Asabano 2-chome, and it has been unchanged for three years since 2024. The narrow access strip (about 15.9㎡) is deducted, and the land is valued on an effective lot area of 83.8㎡; without the deduction the ratio would be about 122.0%. The wooden building is past its statutory useful life, so it is valued at 0 yen. The price is slightly below the land value based on the road price; possible reasons include the flag shape with a frontage of only about 2m, the private road in front whose legal status is unconfirmed, the septic tank, propane gas and the unmarked boundaries.

Estimated Financing

Assessed value ¥5,949,800 → estimated loan ¥5,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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