積算100
新座市野火止5丁目の新築戸建(イメージ)
Assessed 81%Detached houseNiiza, SaitamaNiiza Sta. 17 min walk

[Assessed 81%] Detached house in Niiza, Saitama — 17 min from Niiza Sta.

Published: Updated:

Property Overview

LocationNiiza, Saitama
Nearest StationJR Musashino Line Niiza Sta.
Walk17 min walk
Assessed Ratio81%Assessed 81%
Price¥51,990,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 2027 (0 years old)
Land Area99.03㎡
Building Area108.03㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥51,990,000View listing
SUUMO¥51,990,000View listing

Assessed Value Breakdown

Land assessed value¥18,320,550
Building assessed value¥23,766,600
Total assessed value¥42,087,150
Asking price¥51,990,000
Assessed ratio81%

Calculation basis

  • Land = road price ¥185,000/m² × land area 99.03m²
  • Building = replacement cost ¥220,000/m² × floor area 108.03m² × remaining life 22y ÷ statutory life 22y
  • Built Mar 2027 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.7%
YearRoad price (JPY/m²)YoY
2024175,000—
2025180,000+2.9%
2026185,000+2.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

As the house is not yet completed and there are no on-site photos, we checked the lot shape and level differences with the plot plan and GSI elevation data, and counted the local streets of Nobidome 5-chome one section at a time on the 2026 road price maps.

Locating the road price

On the 2026 road price maps (sheets 40312 and 40308), we counted the local streets of Nobidome 5-chome one section at a time. 185,000 yen/㎡ is the most common with 14 sections, followed by 175,000 yen/㎡ with 11, 170,000 yen/㎡ with 10 and 190,000 yen/㎡ with 9. Arterial roads such as Shiki Kaido and the commercial band south of Niiza Station were not used as the representative value. The same 185,000 yen/㎡ section moved 175,000 → 180,000 → 185,000 yen/㎡ over three years. The listing's map position is in the northern part of the chome (sheet 40308), where the surrounding local streets are in the 175,000 yen/㎡ band. Using that value the assessed ratio would be about 79.05%, and with 180,000 yen/㎡ about 80.00%, only slightly below the 80.95% at the representative 185,000 yen/㎡. The designated road (private road) in front may not have a road price of its own.

View source
Effective land area

There is no private-road burden or setback, and the plot plan shows a regular-shaped lot of 7.68m frontage by about 12.9m depth. As 7.68m × 12.9m ≈ 99㎡ matches the listed land area of 99.03㎡, the full area is used without deduction. It is not a flag-shaped lot.

On-site check from photos

As the house is not yet completed, the listing photos are only the floor plan, plot plan, energy-efficiency label, structural specifications and nearby facilities, with no photos of the exterior or the road in front. Instead, we measured the area around the listing's map position with GSI 5m-mesh elevation data: the level difference is about 0.7m within a 30m radius and about 1.2m within 60m, a flat site on a plateau. However, the map position is a marker placed by the agent and has not been checked against the lot number.

Building valuation assumptions

The building is a two-storey wooden 4LDK with 108.03㎡ of floor area, scheduled for completion in March 2027. As a new build it has an assessed value, accounting for about 46% of the price. It carries a BELS energy-efficiency compliance label, and the building confirmation number is given in the listing.

What We Could Not Confirm

  • As the house is not yet completed and there are no on-site photos, whether there are retaining walls and level differences to the road in front have not been confirmed. Elevation data indicate a flat site, but an on-site check or an inquiry to the agent is needed.
  • Whether the lot is flag-shaped and whether the house is terraced have not been confirmed with on-site photos. The plot plan shows a regular-shaped lot that is not flag-shaped, but the relationship with neighbouring buildings (whether it is terraced) cannot be seen in photos either.
  • As the building is not yet completed, the condition of its exterior cannot be confirmed (completion scheduled for March 2027, handover in late April).
  • The road in front is a 4.0m-wide designated road (private road). The listing does not mention a share in this private road or consent for passage and excavation, so these need to be confirmed with the agent.
  • The lot number is not disclosed, and the property's position is estimated from the listing's map position. Depending on the choice of representative road price, the assessed ratio ranges from about 79.05% to 80.95%. The expected rent and yield have not been set either.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Niiza Higashi 1-chome (Higashi 1-chome, Niiza)

Convenience store. About 350m according to the neighbourhood section of the SUUMO listing; location confirmed as Higashi 1-chome, Niiza on OpenStreetMap.

Source
Inageya (Higashi 3-chome, Niiza)

Supermarket. About 590m in a straight line from the map position shown on LIFULL HOME'S (OpenStreetMap).

Source
OK Store Niiza Kitano (Kitano 3-chome, Niiza)

Supermarket. About 800m according to the neighbourhood section of the SUUMO listing; location confirmed as Kitano 3-chome, Niiza on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Steak no Don (Higashi 1-chome, Niiza)

Steak restaurant. About 290m in a straight line from the map position (OpenStreetMap).

Source
Bamiyan (Higashi 2-chome, Niiza)

Chinese family restaurant. About 680m in a straight line from the map position (OpenStreetMap).

Source
Gatten Sushi (Higashi 2-chome, Niiza)

Conveyor-belt sushi restaurant. About 730m in a straight line from the map position (OpenStreetMap).

Source

About This Property

This is a new detached house under construction (two-storey wooden, 4LDK) in Nobidome 5-chome, Niiza, Saitama. The nearest station is Niiza on the JR Musashino Line, a 17-minute walk away (of the 15 minutes in the listing and the 1,300m / 17 minutes in the neighbourhood section, we use the longer figure). Shiki Station on the Tobu Tojo Line is a 28-minute walk. The zoning is Category 1 Residential (building coverage ratio 60%, floor area ratio 160%). For nearby facilities, the distances for 7-Eleven and OK Store are those given in the neighbourhood section of the SUUMO listing; the others are straight-line distances from the map position shown on LIFULL HOME'S to the locations registered on OpenStreetMap.

The price is 51.99 million yen. The land is 99.03㎡ (freehold, no private-road burden) and the building has 108.03㎡ of floor area; it is not yet completed, with completion scheduled for March 2027 and handover in late April 2027. According to the plot plan, it is a regular-shaped lot with a 7.68m frontage on a 4.0m-wide road on the west side (a designated road under Article 42-1-5 of the Building Standards Act, privately owned), and it is not flag-shaped. ⚠️ The listing does not mention a share in the private road in front or consent for passage and excavation, so these need to be confirmed. Utilities are public water, public sewerage and city gas, and the plot plan shows parking for two cars. It is listed as a house for rent, but the expected rent and yield have not been set.

⚠️ As the house is not yet completed, there is not a single on-site photo of the exterior or the road in front (the thumbnail on this site is also an illustrative image, not a photo of the property). Whether there are retaining walls, level differences to the road in front, whether it is a terraced house, and the condition of the building exterior have not been confirmed with photos. GSI elevation data show a level difference of about 0.7m within a 30m radius of the listing's map position, a flat site on a plateau, but an on-site check or an inquiry to the agent is needed.

The assessed ratio is about 80.95%. The road price used is 185,000 yen/㎡ (2026, leasehold ratio D), the most common value on local streets across Nobidome 5-chome; the same section rose from 175,000 yen in 2024 to 180,000 yen in 2025 and 185,000 yen/㎡ in 2026, up about 5.7% in two years. ⚠️ However, the local streets around the map position (the northern part of the chome) are in the 175,000 yen/㎡ band, and using that value the assessed ratio would be about 79.05%. The choice of representative value changes the result by about 2 points, so the margin is small. As a new build, the building also has an assessed value, which accounts for about 46% of the price.

Estimated Financing

Assessed value ¥42,087,150 → estimated loan ¥42,080,000 (81% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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