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[Assessed 84.9%] Detached house in Kawaguchi, Saitama — 13 min from Nishi-Kawaguchi Sta.
Assessed 84.9%Detached houseKawaguchi, SaitamaNishi-Kawaguchi Sta. 13 min walk

[Assessed 84.9%] Detached house in Kawaguchi, Saitama — 13 min from Nishi-Kawaguchi Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationJR Keihin-Tohoku Line Nishi-Kawaguchi Sta.
Walk13 min walk
Assessed Ratio84.9%Assessed 84.9%
Price¥57,800,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2026 (0 years old)
Land Area70.26㎡
Building Area117.58㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥57,800,000View listing
athome¥57,800,000View listing
Kenbiya¥57,800,000View listing

Assessed Value Breakdown

Land assessed value¥23,185,800
Building assessed value¥25,867,600
Total assessed value¥49,053,400
Asking price¥57,800,000
Assessed ratio84.9%

Calculation basis

  • Land = road price ¥330,000/m² × land area 70.26m²
  • Building = replacement cost ¥220,000/m² × floor area 117.58m² × remaining life 22y ÷ statutory life 22y
  • Built Aug 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.0%
YearRoad price (JPY/m²)YoY
2024300,000—
2025320,000+6.7%
2026330,000+3.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than republishing the listing as is, we counted the local streets of Namiki 1-chome on two sheets of the FY2026 route price map and cross-checked the figures in listings on four sites against the photos in the one listing with post-completion site photos, to confirm land area, completion date and level differences.

Locating the road price

On the FY2026 route price map, Namiki 1-chome spans sheets 28153 and 28154. On the local streets ¥330,000/m² appears on about 11 sections, ¥320,000/m² on about 6 and ¥340,000/m² on about 5, so we used the most common value, ¥330,000/m², as the representative (leasehold ratio D). The property appears to be just south of Namiki Elementary School, also in the ¥330,000/m² band. The same route went ¥300,000 (2024) → ¥320,000 (2025) → ¥330,000/m² (2026). At ¥320,000/m² the ratio would be about 83.65%, and even at the district's lowest ¥295,000/m² about 80.61%.

View source
Effective land area

Listings give 70.43 m², 70.34 m² and 70.26 m², so we use the smallest, 70.26 m². The front road is a public road about 5.4 m wide with no setback required and no private road burden, so no area is deducted.

Building valuation assumptions

Valued as a new three-storey wooden house of 117.58 m² (40.57 / 42.23 / 34.78 m² by floor). The floor area includes a built-in garage of 13.66 m² (about 11.6%); valuing the building without the garage gives about 79.67%. Completion dates vary from August to October 2026 across listings, but the age is zero years in every case.

On-site check from photos

The exteriors on Kenbiya, SUUMO and HOME'S were only renderings, so we checked the at home listing that has site photos after completion. The parking slab is level with the road apart from a lowered kerb, and the entrance is three steps up (about 0.5–0.6 m). The south boundary has three courses of blocks (about 0.6 m) and the north three to four courses (about 0.5–0.8 m), both under 1 m. The house stands apart from both neighbours.

Listing check

The property is listed on SUUMO, at home (8 agents), Kenbiya and HOME'S, all at ¥57.8 million. The oldest listing is on HOME'S, dated 5 April 2026.

What We Could Not Confirm

  • The 117.58 m² floor area includes a 13.66 m² built-in garage on the ground floor. Valuing the building without the garage gives an assessed ratio of about 79.67%, below 80%.
  • The east (rear) boundary does not appear in the photos; any level difference or retaining wall there needs an on-site check or an enquiry to the agent.
  • The listing does not explain whether the 'passages along the south and north neighbouring boundaries' are on the neighbouring land or a passage across this site (an access arrangement), and we could not confirm it.
  • Land area (70.43 / 70.34 / 70.26 m²) and completion date (August–October 2026, or 'not started') differ between listings; exact figures need to be confirmed with the agent.
  • No yield or expected rent is listed. Rent levels would need to be checked separately if the house is to be let.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Kawaguchi Namiki 1-chome

Convenience store. About 310 m from the property according to the listing.

Source
My Basket Nishi-Kawaguchi Rikkyo-dori

Small supermarket. About 510 m from the property according to the listing.

Source
Ario Kawaguchi

Shopping centre. About 760 m from the property according to the listing.

Source

Neighborhood ② Dining Near the Station

Hidakaya

Chinese food and ramen chain. About 120 m in a straight line from the centroid of Namiki 1-chome (OpenStreetMap).

Source
Jolly Pasta

Pasta family restaurant. About 330 m in a straight line from the centroid (OpenStreetMap).

Source
MOS Burger

Burger shop. About 420 m in a straight line from the centroid (OpenStreetMap).

Source

About This Property

A newly built three-storey wooden detached house in Namiki 1-chome, Kawaguchi (a single-house development). The nearest station is Nishi-Kawaguchi on the JR Keihin-Tohoku Line, a 13-minute walk, and Kawaguchi Station is a 17-minute walk. The assessed ratio is about 84.87%. ⚠️ The 117.58 m² floor area includes a built-in garage of 13.66 m² on the ground floor (about 11.6% of the floor area); valuing the building without the garage gives about 79.67%, below 80%.

The land is freehold; listings give 70.43 m², 70.34 m² and 70.26 m², and we use the smallest, 70.26 m². The site faces a public road about 5.4 m wide on the west with a frontage of about 6.8 m, and no setback or private road burden is listed. Zoning is Quasi-Industrial (60% coverage, 200% floor area ratio), in a quasi-fire prevention district and a designated land development regulation area. The special notes mention 'passages along the south and north neighbouring boundaries'.

The house has 117.58 m² of floor area with 4LDK (an LDK of about 20.1 tatami on the first floor). Listings give completion dates from August to October 2026, and some describe it as not started or not completed, but photos in another listing show the building finished. In any case it is valued as a new build with zero years of age, so the assessment does not change. The price is ¥57.8 million in every listing we checked. As a new build, the building accounts for about 45% of the price in the assessment. The oldest listing for this property is dated 5 April 2026, so it has been on the market for about six months.

For the route price we used ¥330,000/m², the most common value on the local streets of Namiki 1-chome; the same route rose from ¥300,000 (2024) to ¥320,000 (2025) and ¥330,000/m² (2026), 10% over two years (leasehold ratio D). Even at the lowest local value in the district, ¥295,000/m², the ratio would be about 80.61%. Photos show the parking slab almost level with the road, and the block retaining edges on both side boundaries are about 0.8 m at most, under 1 m. The area is flat and low-lying, about 2.4 m above sea level. No yield is listed; whether for owner occupation or rental, the high share of building value in a new build should be taken into account.

Estimated Financing

Assessed value ¥49,053,400 → estimated loan ¥49,050,000 (85% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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