積算100
横浜市金沢区富岡東1丁目の戸建(イメージ)
Assessed 88%Detached houseKanazawa Ward, Yokohama, KanagawaSugita Sta. 18 min walk

[Assessed 88%] Detached house in Kanazawa Ward, Yokohama, Kanagawa — 18 min from Sugita Sta.

Published: Updated:

Property Overview

LocationKanazawa Ward, Yokohama, Kanagawa
Nearest StationKeikyu Main Line Sugita Sta.
Walk18 min walk
Assessed Ratio88%Assessed 88%
Price¥33,800,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 2004 (22 years old)
Land Area212.46㎡
Building Area91.29㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥33,800,000View listing
SUUMO¥33,800,000View listing

Assessed Value Breakdown

Land assessed value¥29,744,400
Building assessed value¥0
Total assessed value¥29,744,400
Asking price¥33,800,000
Assessed ratio88%

Calculation basis

  • Land = road price ¥140,000/m² × land area 212.46m²
  • Building = replacement cost ¥220,000/m² × floor area 91.29m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 2004 (22 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.7%
YearRoad price (JPY/m²)YoY
2024130,000—
2025135,000+3.8%
2026140,000+3.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we counted the block roads of Tomiokahigashi 1-chome on four 2026 road price map sheets and compared the map positions of four listings with elevation data from the Geospatial Information Authority of Japan. No photos of the property are published.

Locating the road price

On the 2026 road price maps (sheets 66153, 66154, 66166 and 66167), the block roads in Tomiokahigashi 1-chome range from 115,000 to 160,000 yen/m². Excluding arterial roads such as the Yokosuka Kaido, 140,000 yen/m² is the most common value, so we used it as the representative figure. The same road was 130,000 yen in 2024 and 135,000 yen in 2025.

View source
Listing check

The lot number is not published, and the map positions on SUUMO, HOME'S and the broker's own website are up to about 470 m apart. Only the broker's position falls on a residential lot, and the nearby roads there are 125,000 and 140,000 yen/m². At 125,000 yen/m² the assessed ratio would be about 78.6%.

Effective land area

The 13.00 m² private-road burden is described as a 1/7 co-ownership of a private road of about 91 m², so we treated it as a separate plot and used the listed land area of 212.46 m² (registered) as is. All four listings give the same area, and no setback is required.

On-site check from photos

None of the four listings has photos of the property. A north-west to south-east profile through the broker's map position using the 1 m elevation mesh of the Geospatial Information Authority of Japan shows terraced sloping ground with a step of about 3.2 m rising towards the road on the south-east side.

What We Could Not Confirm

  • No photos of the property are published, so retaining walls and any level differences with the road or neighbouring lots have not been confirmed. Elevation data suggests the road side may be about 3.2 m higher.
  • Whether this is a flag-shaped lot, whether it is attached to a neighbouring building, and the exterior condition could not be checked because there are no photos.
  • The lot number is not published and the location is not confirmed, so the road price of the adjoining road (somewhere between 115,000 and 160,000 yen/m²) is undetermined. At 125,000 yen/m² or below the assessed ratio falls under 80%.
  • The listings do not state whether the 5.0 m private road is a road under the Building Standards Act (such as a designated road).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

OK Store Shin-Sugita

Supermarket near Shin-Sugita Station. About 880 m in a straight line from the reference point of Tomiokahigashi 1-chome (OpenStreetMap).

Source
FamilyMart (near Shin-Sugita Station)

Convenience store. About 940 m in a straight line from the reference point of Tomiokahigashi 1-chome (OpenStreetMap).

Source
My Basket (near Shin-Sugita Station)

Small supermarket. About 950 m in a straight line from the reference point of Tomiokahigashi 1-chome (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Gusto

Family restaurant. About 440 m in a straight line from the reference point of Tomiokahigashi 1-chome (OpenStreetMap).

Source
Hachimanri

Chinese restaurant. About 680 m in a straight line from the reference point of Tomiokahigashi 1-chome (OpenStreetMap).

Source
Hidakaya (near Shin-Sugita Station)

Ramen and Chinese chain restaurant. About 950 m in a straight line from the reference point of Tomiokahigashi 1-chome (OpenStreetMap).

Source

About This Property

A pre-owned detached house in Tomiokahigashi 1-chome, Kanazawa Ward, Yokohama. The nearest station is Sugita on the Keikyu Main Line, an 18-minute walk, and Shin-Sugita on the JR Negishi Line is a 19-minute walk. The area is a Category 1 residential zone. From the reference point of Tomiokahigashi 1-chome, a Gusto family restaurant is about 440 m and the OK Store Shin-Sugita supermarket about 880 m away in a straight line (OpenStreetMap). ⚠️ The lot number is not published, so these distances are approximate, measured from the reference point of the chome.

The house is a two-storey wooden 4LDK completed in March 2004, with a total floor area of 91.29 m² (46.68 m² on the ground floor and 44.61 m² upstairs), a garage, and is currently vacant. The land is 212.46 m² (registered), freehold and registered as residential land, fronting a 5.0 m private road on the south-east side with 9.2 m of frontage. It comes with a 13.00 m² private-road share (a 1/7 co-ownership of a road of about 91 m²) and a 1/15 co-ownership of another plot of about 205 m². ⚠️ None of the athome, SUUMO or HOME'S listings state whether this private road is a road under the Building Standards Act (such as a designated road). Building coverage is 60% and floor-area ratio 200%, within a quasi-fire-prevention district and Category 4 height district; the listing describes it as a south-facing corner lot.

For the road price, we counted the block roads in Tomiokahigashi 1-chome on the 2026 (Reiwa 8) road price maps (sheets 66153, 66154, 66166 and 66167, leasehold ratio D) and used the most common value, 140,000 yen/m², as the representative figure. The same road was 130,000 yen in 2024 and 135,000 yen in 2025, a rise of about 7.7% over two years. The building is 22 years old, reaching the 22-year statutory useful life for wooden buildings, so its assessed value is zero; the land alone gives an assessed ratio of about 88.0%. ⚠️ However, the bands in the chome range from 115,000 to 160,000 yen/m² and the lot location is not confirmed. Near the map position on the broker's own website there is a road at 125,000 yen/m²; using that value the ratio would be about 78.6%, below 80% (about 81.7% at 130,000 yen/m²).

⚠️ No photos of the property are published on athome, SUUMO, HOME'S or the broker's own website, so retaining walls, any level difference with the road, stair access, whether it is a flag-shaped lot, whether it is attached to a neighbouring building, and the exterior condition have not been confirmed. Elevation data from the Geospatial Information Authority of Japan shows terraced ground at the broker's map position, with the road side to the south-east about 3.2 m higher; if that is the lot, there may be a retaining wall along the road or a neighbouring boundary. Anyone considering the property should check the level differences and retaining wall height on site, and the legal status of the private road at the city office.

Estimated Financing

Assessed value ¥29,744,400 → estimated loan ¥29,740,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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