積算100
[Assessed 103.6%] Detached house in Niiza, Saitama — 15 min from Niiza Sta.
Assessed 103.6%Detached houseNiiza, SaitamaNiiza Sta. 15 min walk

[Assessed 103.6%] Detached house in Niiza, Saitama — 15 min from Niiza Sta.

Published: Updated:

Property Overview

LocationNiiza, Saitama
Nearest StationJR Musashino Line Niiza Sta.
Walk15 min walk
Assessed Ratio103.6%Assessed 103.6%
Price¥15,000,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 1964 (61 years old)
Land Area109.39㎡
Building Area105.23㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥15,000,000View listing

Assessed Value Breakdown

Land assessed value¥15,534,400
Building assessed value¥0
Total assessed value¥15,534,400
Asking price¥15,000,000
Assessed ratio103.6%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 105.23m² × remaining life 0y ÷ statutory life 22y
  • Built Dec 1964 (61 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +6.7%
YearRoad price (JPY/m²)YoY
2024150,000—
2025155,000+3.3%
2026160,000+3.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reposting the listing as is, we checked four sheets of the 2026 route price map, the exterior photo and site plan, and the notes on the road in the listing to confirm the basis of the route price and the effect of the narrow private road in front.

Locating the road price

Nobidome 3-chome spans four sheets of the 2026 route price map (sheets 40319, 40320, 40324 and 40325). The 2.0 m private road in front has no route price, and the surrounding public roads are 155,000 to 165,000 yen/m². We used 160,000 yen/m², the most common value on the block roads in the area, and did not use the 175,000 to 180,000 yen/m² of the main roads. The same road went from 150,000 to 155,000 to 160,000 yen/m² over three years. At 155,000 yen/m² the assessed ratio would be about 100.3%, and at 165,000 yen/m² about 106.8%.

View source
Effective land area

As the private road in front is about 2.0 m wide, we assumed a setback to 2.0 m from the road centre, i.e. 1.0 m. The site plan shows a road-side edge of about 12.3 m, so we deducted 12.3 m² and used 97.09 m² (assessed ratio about 103.6%). Deducting only along the listed 2.0 m frontage would give a deduction of 2.0 m², 107.39 m² and about 114.5%, but we adopted the larger deduction. The 288 m² private road share is on a separate parcel and is not deducted.

Rights and restrictions

The listing notes say that rebuilding is possible under the Building Standards Act, but that discussions on widening are required because the designated road is less than 4 m wide, and that a change of land category is required because the parcel facing the road (972-116) is registered as a public road. The content, cost and timing of the discussions are not stated.

Building valuation assumptions

The building is a two-storey wooden house built in December 1964 (105.23 m² of floor area), 61 years old and built under the old seismic standards. As it is beyond the 22-year statutory useful life for wooden buildings, its assessed value is zero and only the land is assessed.

On-site check from photos

We checked one exterior photo, the floor plan with site plan and interior photos. The private road and the site are at almost the same level with no retaining wall, and the entrance is only two steps up (0.4 m or less). The house to the northwest appears to be on similar ground; this is a detached house with gaps to the neighbours, and it is not a flag-shaped lot. The southeast (garden side) and northeast (rear) boundaries are not shown. The other 12 listing photos are of the interior and equipment.

What We Could Not Confirm

  • ⚠️ The front road is a private road (designated road) about 2.0 m wide, short of 4 m. The listing does not say with whom the widening discussions would be held, what they would involve or cost, or how much setback would be needed when rebuilding; this should be checked with Niiza City and the agent.
  • A change of land category is said to be required because the parcel facing the road (972-116) is registered as a public road, but who would carry it out, the cost and when it would be completed are not stated.
  • The southeast (garden side) and northeast (rear) boundaries do not appear in the photos, so the presence and height of any retaining structure have not been confirmed. There is only one exterior photo, and an on-site check or an inquiry to the agent is needed.
  • The private road in front has no route price, and the assessment uses the most common value on the surrounding public roads (160,000 yen/m²). The exact block (lot number) has not been identified either.
  • The building is a wooden house built in 1964 under the old seismic standards; its condition, earthquake resistance and need for repairs have not been confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart (near Nobidome 3-chome)
12 min walk from the station

Convenience store, about 440 m in a straight line from the centroid of Nobidome 3-chome. Located in Nobidome 3-chome, Niiza (OpenStreetMap).

Source
Nitori Niiza
9 min walk from the station

Furniture and home goods store, 958 m from the property according to the listing. Located in Nobidome 4-chome, Niiza (OpenStreetMap).

Source
Yaoko Niiza
15 min walk from the station

Supermarket, 1,615 m from the property according to the listing. Located in Nobidome 7-chome, Niiza (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Omura-an
15 min walk from the station

Soba restaurant, about 500 m in a straight line from the centroid of Nobidome 3-chome. Located in Nobidome 3-chome, Niiza (OpenStreetMap).

Source
Yakiniku King Niiza Nobidome
18 min walk from the station

Yakiniku (Korean-style barbecue) restaurant, about 640 m in a straight line from the centroid of Nobidome 3-chome. Located in Nobidome 3-chome, Niiza (OpenStreetMap).

Source
Sukiya (near Nobidome 3-chome)
18 min walk from the station

Gyudon (beef bowl) restaurant, about 670 m in a straight line from the centroid of Nobidome 3-chome. Located in Nobidome 3-chome, Niiza (OpenStreetMap).

Source

About This Property

⚠️ The road in front of this property is only about 2.0 m wide, short of 4 m. It is a private road on the southwest side (a designated road), and the listing notes say that rebuilding is possible under the Building Standards Act, but that discussions on widening are required because the designated road is less than 4 m wide, and that a change of land category is required because the parcel facing the road (972-116) is registered as a public road. When rebuilding, part of the site may have to be set back as road, and the listing does not say with whom the discussions would be held, what they would involve, or their cost and timing. Anyone considering this property would first need to check with Niiza City and the agent.

This is a used detached house in Nobidome 3-chome, Niiza, a 15-minute walk from Niiza Station on the JR Musashino Line. The price is 15 million yen for 109.39 m² of land (registered area, freehold, registered as residential land) and a two-storey wooden house built in December 1964 (6K, 105.23 m² of floor area). It is vacant and available for immediate handover. The zoning is Category 1 low-rise residential (50% building coverage, 80% floor area ratio) within the urbanization promotion area. The private road share is 288 m² (a 3/15 co-ownership share), on a separate parcel from the 109.39 m² of land. Water, sewer, city gas and electricity are listed. According to the listing, Nitori Niiza is 958 m away and Yaoko Niiza is 1,615 m away. Within Nobidome 3-chome there are a FamilyMart, the soba restaurant Omura-an, Yakiniku King and Sukiya (about 440 to 670 m in a straight line from the centroid of the area, OpenStreetMap).

The assessed ratio is about 103.6%. The private road in front has no route price, so among the route prices of the surrounding public roads (155,000 to 165,000 yen/m²) we used 160,000 yen/m² (2026), the most common value on the block roads of Nobidome 3-chome. The same road went from 150,000 yen in 2024 to 155,000 yen in 2025 and 160,000 yen/m² in 2026, up about 6.7% over two years. For the land, we assumed a setback to 2.0 m from the road centre and deducted the road-side edge of about 12.3 m shown on the site plan × a setback of 1.0 m = 12.3 m², using 97.09 m². Deducting only along the listed 2.0 m frontage would give a deduction of 2.0 m² and an assessed ratio of about 114.5%, but we adopted the larger deduction, about 103.6%. The building is a wooden house built in 1964 under the old seismic standards and is now 61 years old, beyond the 22-year statutory useful life for wooden buildings, so its assessed value is zero (treated as an old house).

The listing has one exterior photo: the private road (asphalt) and the site are at almost the same level, and no retaining wall is visible. The entrance is only two steps up, and the floor plan shows a detached house surrounded on three sides by garden or open space. ⚠️ The southeast (garden side) and northeast (rear) boundaries do not appear in the photo, so the presence and height of any retaining structure have not been confirmed. The assessed land value exceeds the price, but the widening discussions and change of land category for the 2.0 m private road, the age of the building and the rear boundaries should be checked before considering this property.

Estimated Financing

Assessed value ¥15,534,400 → estimated loan ¥15,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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