積算100
[Assessed 88.4%] Detached house in Sakado City, Saitama — 11 min from Kita-Sakado Sta.
Assessed 88.4%Detached houseSakado City, SaitamaKita-Sakado Sta. 11 min walk

[Assessed 88.4%] Detached house in Sakado City, Saitama — 11 min from Kita-Sakado Sta.

Published: Updated:

Property Overview

LocationSakado City, Saitama
Nearest StationTobu Tojo Line Kita-Sakado Sta.
Walk11 min walk
Assessed Ratio88.4%Assessed 88.4%
Price¥6,900,000
TypeDetached house
StructureWooden
BuiltBuilt May 1974 (52 years old)
Land Area85.89㎡
Building Area67.07㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥6,900,000View listing

Assessed Value Breakdown

Land assessed value¥6,098,190
Building assessed value¥0
Total assessed value¥6,098,190
Asking price¥6,900,000
Assessed ratio88.4%

Calculation basis

  • Land = road price ¥71,000/m² × land area 85.89m²
  • Building = replacement cost ¥220,000/m² × floor area 67.07m² × remaining life 0y ÷ statutory life 22y
  • Built May 1974 (52 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
202471,000—
202571,000±0.0%
202671,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the structure field is blank and the lot number is not published, we checked the route price and the lot's level against four 2026 route price map sheets, the listing's site photos and lot plan, and GSI elevation data.

Locating the road price

We checked Motomachi on the 2026 route price maps (sheets 26317, 26318, 26323 and 26324). The town has no chome subdivisions and its local roads range from ¥71,000 to ¥89,000/㎡, so we used the most common value, ¥71,000/㎡, and excluded arterial-road values. The road near the estimated location of the house is ¥79,000/㎡, higher than the representative value.

View source
On-site check from photos

We reviewed the site and exterior photos and the lot plan. The south frontage road is level, the lot is about 0.3–0.4 m above it, and there is one step at the gate. There are no retaining walls, steps of 1 m or more, stepped access or slopes, and it is not a flag-shaped lot. The roof and walls are separate from the house to the east, so it is not a row house.

Building valuation assumptions

The structure field of the listing is "-" with no entry; from the exterior photos we judged it to be a two-storey wooden house. It was built in May 1974 (52 years ago), beyond the statutory useful life of every structure type, so the building's assessed value is zero whatever the structure.

Effective land area

No private-road burden or setback is listed, and the lot plan shows a regular-shaped lot directly facing the 4.0 m frontage road, so the registered 85.89 ㎡ is used as is.

What We Could Not Confirm

  • The structure field of the listing is "-", so the structure is not stated in the listing. We judged it to be a two-storey wooden house from the photos.
  • The listing does not say whether the frontage road (south side, 4.0 m wide, asphalt-paved) is public or private.
  • The ground behind the block walls (about 0.8–1.0 m) on the west and north sides could not be checked in the photos; we supplemented this with GSI elevation data measured at the estimated location. As the lot number is not confirmed, an on-site check is needed.
  • Because the lot number is not published, the route price is the representative value for Motomachi's local roads. The road near the estimated location is ¥79,000/㎡, and the route price of the actual frontage may differ.
  • The condition and repair history of the 52-year-old building and the distance to the Tobu Tojo Line tracks cannot be read from the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Yaoko Sakado Izumi
10 min walk from the station

Supermarket, 168 m from the house according to the listing. Located in Izumicho 3-chome, Sakado City (GSI reverse geocoding).

Source
Sugi Drug Sakado
9 min walk from the station

Drugstore, 317 m from the house according to the listing. Located in Izumicho 3-chome, Sakado City (GSI reverse geocoding).

Source
7-Eleven Sakado Izumicho
11 min walk from the station

Convenience store, 459 m from the house according to the listing. Located in Izumicho 2-chome, Sakado City (GSI reverse geocoding).

Source

Neighborhood ② Dining Near the Station

Ju-Ju Kalbi
12 min walk from the station

Yakiniku (grilled meat) restaurant in Motomachi, Sakado City, about 280 m in a straight line from the town's representative point (OpenStreetMap).

Source
Steak no Don
13 min walk from the station

Steak restaurant in Motomachi, Sakado City, about 380 m in a straight line from the town's representative point (OpenStreetMap).

Source
Gatten Sushi
13 min walk from the station

Conveyor-belt sushi restaurant in Motomachi, Sakado City, about 390 m in a straight line from the town's representative point (OpenStreetMap).

Source

About This Property

A pre-owned detached house in Motomachi, Sakado City, an 11-minute walk from Kita-Sakado Station on the Tobu Tojo Line (19 minutes on foot to Sakado Station). According to the listing, the Yaoko Sakado Izumi supermarket is 168 m away, Sugi Drug Sakado 317 m and 7-Eleven Sakado Izumicho 459 m, and Sakado Elementary School is 625 m. For dining, Ju-Ju Kalbi, Steak no Don and Gatten Sushi are in Motomachi, about 280–390 m in a straight line from the town's representative point (GSI address search coordinates) according to OpenStreetMap. Motomachi is a large town and the lot number is not published, so the restaurant distances are not measured from the house itself.

Built in May 1974, the 4DK house has 67.07 ㎡ of floor area (measured) on an 85.89 ㎡ freehold lot (registered area). ⚠️ The structure field of the listing is "-", so the structure is not stated; judging from the exterior photos we treated it as a two-storey wooden house. It was built before Japan's 1981 seismic standards took effect. The lot is in a Category 1 Residential Zone (60% building coverage, 200% floor-area ratio) and is subject to Landscape Act regulations. It is a regular-shaped lot facing a 4.0 m asphalt-paved road on the south side; no private-road burden is listed, but the listing does not say whether the frontage road is public or private. The house has public water, main sewer and city gas, a south-facing balcony and a garden, and is available for immediate handover.

The building is 52 years old, beyond the statutory useful life for every structure type, so its assessed value is zero and the valuation rests on the land alone. The 2026 route price is ¥71,000/㎡, unchanged for the three years since 2024. Motomachi has no chome subdivisions and spans four route price map sheets, with local roads valued between ¥71,000 and ¥89,000/㎡, so we used the most common value, ¥71,000/㎡. The road near the location we estimated from the listing's shop distances and photos is ¥79,000/㎡; using that value would give an assessed ratio of about 98%.

In the photos the lot sits about 0.3–0.4 m above the frontage road with a single step at the gate; there is no retaining wall or stepped access, and it is not a flag-shaped lot. Block walls about 0.8–1.0 m high stand on the west and north boundaries. The ground behind them could not be checked in the photos, so we used GSI elevation data to confirm there is no step of around 1 m near the estimated location. A gravel strip and wooden fence that look like railway land appear to the west in the photos, so the house may be close to the Tobu Tojo Line tracks. Given the building's age, its condition and repair needs, the type of frontage road and the ground level behind the walls should be confirmed with the agent.

Estimated Financing

Assessed value ¥6,098,190 → estimated loan ¥6,090,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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