積算100
足立区舎人3丁目の中古戸建(イメージ)
Assessed 85.7%Detached houseAdachi Ward, TokyoMinumadai-shinsuikoen Sta. 9 min walk

[Assessed 85.7%] Detached house in Adachi Ward, Tokyo — 9 min from Minumadai-shinsuikoen Sta.

Published: Updated:

Property Overview

LocationAdachi Ward, Tokyo
Nearest StationNippori-Toneri Liner Minumadai-shinsuikoen Sta.
Walk9 min walk
Assessed Ratio85.7%Assessed 85.7%
Price¥14,000,000
TypeDetached house
Expected Yield5.14%
StructureWooden
BuiltBuilt Feb 1974 (52 years old)
Land Area48㎡
Building Area47.43㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥14,000,000View listing

Assessed Value Breakdown

Land assessed value¥12,000,000
Building assessed value¥0
Total assessed value¥12,000,000
Asking price¥14,000,000
Assessed ratio85.7%

Calculation basis

  • Land = road price ¥250,000/m² × land area 48m²
  • Building = replacement cost ¥220,000/m² × floor area 47.43m² × remaining life 0y ÷ statutory life 22y
  • Built Feb 1974 (52 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +13.6%
YearRoad price (JPY/m²)YoY
2024220,000—
2025235,000+6.8%
2026250,000+6.4%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

As the listing has no on-site photos, we checked the 2026 route price maps, another listing of the same property and GSI elevation data, and set out separately what we could and could not confirm.

Locating the road price

We traced Toneri 3-chome's local roads on the 2026 route price maps (sheet 51007 and others) and used the most common value, ¥250,000/㎡, as the representative price. The same sections were ¥220,000/㎡ two years ago. Toneri 2-chome west of the greenway and Kojiyahoncho to the south are separate districts and were not counted.

View source
Rights and restrictions

Judging from the listing's coordinates and the block layout, the property may face a dead-end road in the district priced at ¥230,000/㎡. As the lot number is not published, this could not be confirmed; in that case the assessment ratio would be 78.9%.

View source
Effective land area

The private road is listed separately as an additional 31 ㎡ co-ownership share (1004/3330), so we did not deduct it from the 48.00 ㎡ lot when valuing the land.

On-site check from photos

The Rakumachi listing has no on-site photos, and another listing of the same property has only a floor plan. Elevation data from the Geospatial Information Authority of Japan shows flat low ground at about 2.5 m, but retaining walls and steps have not been checked through photos.

What We Could Not Confirm

  • There are no on-site photos, so we have not checked for retaining walls or a step down from the road (including access by stairs).
  • We have not confirmed whether the lot is flag-shaped, or whether the house is a terraced (row) house sharing walls with its neighbours.
  • We have not checked the exterior or the condition of the 52-year-old building through photos.
  • The listing does not give the legal road status of the 4.0 m private road on the north-east or whether consent for passage and excavation is in place; this needs to be confirmed with the agent.
  • The lot number is not published; if the property faces the dead-end road priced at ¥230,000/㎡, the assessment ratio would be 78.9%.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
4 min walk from the station

Convenience store, about 258 m in a straight line from the centre of the district (OpenStreetMap).

Source
Big-A
9 min walk from the station

Supermarket, about 646 m in a straight line from the centre of the district (OpenStreetMap).

Source
Bel'x
9 min walk from the station

Supermarket, about 667 m in a straight line from the centre of the district (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Yoshinoya
4 min walk from the station

Beef bowl restaurant, about 277 m in a straight line from the centre of the district (OpenStreetMap).

Source
Kourakuen
5 min walk from the station

Ramen restaurant, about 333 m in a straight line from the centre of the district (OpenStreetMap).

Source
McDonald's
7 min walk from the station

Hamburger restaurant, about 494 m in a straight line from the centre of the district (OpenStreetMap).

Source

About This Property

⚠️ The listing has no on-site photos, so we could not check for retaining walls, a step down from the road, whether the lot is a flag-shaped lot, whether the house is a terraced (row) house, or the condition of the exterior. The property appears to be one of several sold under numbered names, so it may be one of a row of identical attached houses. The lot fronts a private road (4.0 m wide) on the north-east, but its legal road status under the Building Standards Act (e.g. a designated road) is not given in the listing and is unconfirmed.

A pre-owned detached house in Toneri 3-chome, Adachi Ward, a 9-minute walk from Minumadai-shinsuikoen Station on the Nippori-Toneri Liner. Built in February 1974, it is a two-storey timber 3DK (47.43 ㎡ floor area) currently let at ¥60,000 per month (¥720,000 a year, 5.14% gross yield). Convenience stores, supermarkets and restaurants are nearby.

The land is 48.00 ㎡ (registered), freehold, in a Category 1 Low-rise Exclusive Residential zone (50% building coverage, 150% floor area ratio), land category miscellaneous land. It also comes with a 31 ㎡ co-ownership share in the private road (share 1004/3330); as this is a separately registered share, we did not deduct it from the lot area. The listing notes that city gas is not piped into the lot.

Valued at ¥250,000/㎡, the most common route price on Toneri 3-chome's local roads, the land comes to ¥12.0 million, 85.7% of the ¥14.0 million asking price (the building is valued at zero as it is past its statutory useful life). The route price has risen from ¥220,000/㎡ two years ago. However, the lot number is not published, and the property may front a dead-end road in the district priced at ¥230,000/㎡, in which case the ratio would be 78.9%. As the site could not be checked through photos, on-site and documentary checks are essential before considering a purchase.

Estimated Financing

Assessed value ¥12,000,000 → estimated loan ¥12,000,000 (86% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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