積算100
杉並区成田西1丁目の売地(イメージ)
Assessed 90.3%LandSuginami Ward, TokyoHamadayama Sta. 15 min walk

[Assessed 90.3%] Land in Suginami Ward, Tokyo — 15 min from Hamadayama Sta.

Published: Updated:

Property Overview

LocationSuginami Ward, Tokyo
Nearest StationKeio Inokashira Line Hamadayama Sta.
Walk15 min walk
Assessed Ratio90.3%Assessed 90.3%
Price¥54,800,000
TypeLand
Land Area97㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥54,800,000View listing

Assessed Value Breakdown

Land assessed value¥49,470,000
Building assessed value-
Total assessed value¥49,470,000
Asking price¥54,800,000
Assessed ratio90.3%

Calculation basis

  • Land = road price ¥510,000/m² × land area 97m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +15.9%
YearRoad price (JPY/m²)YoY
2024440,000—
2025480,000+9.1%
2026510,000+6.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the listing has no on-site photos, we counted the roads of Narita-nishi 1-chome on four FY2026 route price maps and checked the possible location and terrain using the listing's facility distances and GSI elevation data.

Locating the road price

On the FY2026 route price map (sheet 42040, also spanning 42031, 42032 and 42039) we counted the local roads in Narita-nishi 1-chome. 510 thousand yen/m² appears on 9 sections and 500 thousand yen/m² on 8, so we used the most common value, 510 thousand yen/m². The diagonal road on the border with Hamadayama 4-chome and the roads along Itsukaichi-kaido were not counted. The same road went 440 → 480 → 510 thousand yen/m².

View source
Other checks

The listing's map pin points near block 22 of 1-chome, but the straight-line distances from there are longer than the road distances to the facilities in the listing, so we did not use it. From the facility distances we estimate the property is in block 6, 7, 9–11 or 16–19 of 1-chome. Route prices in this range are mainly 510 thousand yen/m², but there are also roads at 500, 490, 480, 440 and 430 thousand; if the lot faces a road at 440 thousand or less, the assessed ratio falls below 80%.

On-site check from photos

The 13 images in the SUUMO listing are example building plan renderings, interiors and nearby facilities; there were no photos of the site, the front road or a lot plan. We checked 32 land listings in Suginami Ward priced in the 50–60 million yen range on SUUMO and found no other listing of the same property. Retaining walls, steps, flag-lot shape and the old house's condition are therefore unconfirmed by photos.

Effective land area

The listing states there is no private road burden, the front road is 4 m wide and no setback is mentioned, so we used the registered area of 97 m² as is. The old house is not valued because the land is handed over as a cleared lot.

What We Could Not Confirm

  • There are no on-site photos, so we could not confirm whether there is a retaining wall or a step between the lot and the front road (including whether the lot is reached by stairs). Within the estimated range, blocks 16–19 are on the slope toward the Zenpukuji River, 2–7 m lower than the plateau.
  • There is no lot plan, so we could not confirm whether it is a flag-shaped lot, whether the old house touches the neighboring house, or the old house's exterior condition and the scope of demolition.
  • The lot number is not disclosed and the listing's map pin does not match the facility distances, so the location is only narrowed to blocks 6–19 of 1-chome. The route price of the frontage road is somewhere between 430 and 510 thousand yen/m²; on a lower-priced road the assessed ratio would be around 76%.
  • The listing does not say whether the 4 m road on the south is public or private, or which type of road it is under the Building Standards Act; this needs to be confirmed with the agent.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Suginami Hamadayama 4-chome

Convenience store. 659 m from the property by road, according to the listing (SUUMO).

Source
Kusuri Seijo Hamadayama

Drugstore. 894 m from the property by road, according to the listing (SUUMO). Near Hamadayama Station.

Source
Comodi Iida Hamadayama

Supermarket. 1,016 m from the property by road, according to the listing (SUUMO). Near Hamadayama Station.

Source

Neighborhood ② Dining Near the Station

Aiya Hamadayama

Japanese family restaurant. About 490 m in a straight line from the center of Narita-nishi 1-chome. Located in Hamadayama 3-chome (OpenStreetMap location checked with GSI reverse geocoding).

Source
Musashi no Mori Coffee

Café restaurant. About 490 m in a straight line from the center of Narita-nishi 1-chome. Located in Hamadayama 3-chome (OpenStreetMap location checked with GSI reverse geocoding).

Source
Saizeriya Hamadayama

Italian family restaurant. About 500 m in a straight line from the center of Narita-nishi 1-chome. Located in Hamadayama 4-chome (OpenStreetMap location checked with GSI reverse geocoding).

Source

About This Property

⚠️ The listing has no photos of the site and no lot plan, so we could not confirm from photos whether there is a retaining wall, whether there is a step between the lot and the road in front, whether it is a flag-shaped lot, whether the old house touches the neighboring house, or the condition of the old house. The map pin in the listing does not match the facility distances in the listing, so we did not use it; from the facility distances we narrowed the location down to one of blocks 6 to 19 of Narita-nishi 1-chome. Within this range, blocks 16 to 19 lie on a slope down toward the Zenpukuji River, at about 38 to 43 m according to GSI elevation data, lower than blocks 6 and 9 to 11 on the plateau (about 44 to 45 m). If the property is on the slope side, there may be a retaining wall or a height difference from the road. The listing's feature tags say "flat land".

This is a land lot in Narita-nishi 1-chome, Suginami Ward, a 15-minute walk from Hamadayama Station on the Keio Inokashira Line and a 17-minute walk from Nishi-Eifuku Station. It is in a Category 1 Exclusively Low-rise Residential Zone (building coverage 40%, floor area ratio 80%), within a height control district and a quasi-fire prevention district. Distances by road from the property given in the listing: FamilyMart Suginami Hamadayama 4-chome 659 m, Kusuri Seijo Hamadayama 894 m, Comodi Iida Hamadayama 1,016 m, Hamadayama Elementary School 509 m. Restaurants, measured in a straight line from the center of the town block: Aiya Hamadayama and Musashi no Mori Coffee about 490 m, Saizeriya Hamadayama about 500 m (OpenStreetMap).

The land is 97 m² (registered), freehold, with no building conditions. There is an old house, which will be demolished before handover. There is no private road burden, and the lot faces a 4 m wide road on the south, but the listing does not say whether that road is public or private or what type of road it is under the Building Standards Act. Public water, public sewer and city gas. The listing images are example building plans and photos of nearby facilities.

Because the old house will be demolished before handover, we value the land only. For the FY2026 route price we used 510 thousand yen/m², the most common value among the local roads in Narita-nishi 1-chome. The same road was 440 thousand yen/m² in 2024, a rise of about 16%. However, the road the property actually faces has not been identified, and route prices within the narrowed range vary from 430 to 510 thousand yen/m². At 500 thousand yen the assessed ratio would be about 88.5% and at 480 thousand about 85.0%, but at 440 thousand it would be about 77.9% and at 430 thousand about 76.1%, below 80%. Please consider this property on the premise of checking the terrain with on-site photos and confirming the type of the frontage road and its route price.

Estimated Financing

Assessed value ¥49,470,000 → estimated loan ¥49,470,000 (90% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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